# Moniepoint Business Banking — Mobile bank account\|POS\|Loans > Mobile banking and payment solutions for small and medium-sized businesses. (iPhone/iPad app by Moniepoint.) - Source: https://appshunter.io/ios/app/moniepoint-business-banking/id1661134941 (this page in markdown: same URL + `.md`) - Developer: [Moniepoint](https://appshunter.io/developer/1673683607) - Category: Finance, Business - Price: Free - Rating: 4.60/5 from 15,118 App Store ratings · 238 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 274 MB - Languages: American English - Released: 2023-01-01 - Data updated: 2026-08-28 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/moniepoint-business-banking/id1661134941/reviews.md ## What is Moniepoint Business Banking? Moniepoint Business Bank provides businesses with access to mobile business banking solutions that enable them to create their own business bank account, accept online and offline payments, purchase airtime, pay utility bills, request expense cards, and manage their business finances with ease. More than 2 million business customers trust Moniepoint to help them achieve their business goals. ◉ BUSINESS BANKING SOLUTIONS FOR EVERY BUSINESS Moniepoint Business Bank provides simple yet effective solutions for your business, so you can manage bills, control expenses, handle business money transfers, and grow without limits: Business Bank Account: Open a business bank account in your business name right from your phone — fast, secure, and hassle-free. Saving Plans: Save a predetermined amount from transactions made through your POS system and grow your business reserves automatically. Send and Receive Money: Send funds to any business or individual account effortlessly with no hidden charges. Enjoy fast, reliable transfers that ensure your money reaches its destination securely. POS Terminals: Receive card and bank transfer payments easily with the Moniepoint POS. Request one right from the app and have it delivered to your doorstep within 48 hours. Business Expense Cards: Manage your business spending efficiently. Track your expenses in real time, set spending limits, and create budgets that help your business stay on track. Each card costs only ₦1,000 and can be delivered to your doorstep for just ₦1,000. Airtime & Data Purchase with Cashback: Buy airtime and data directly from the app and enjoy 2% cashback on every purchase. ◉ THE BEST BUSINESS BANKING APP TO MANAGE YOUR BUSINESS Experience a smarter way to manage your business with Moniepoint Business Banking. Our intuitive mobile app gives you everything you need — from business accounts and expense management tools to bill payments and POS requests — all in one place. Moniepoint started as an agent banking network and has now evolved into a trusted provider of personal and business banking services. Moniepoint Microfinance Bank is the definitive bank for small and medium-sized businesses in Nigeria, regulated by the Central Bank of Nigeria (CBN). Create your business bank account now, send and receive money instantly, buy airtime, pay bills, and request business expense cards or POS terminals delivered to you in less than 48 hours. Join over 2,000,000 satisfied businesses and experience seamless business banking today. Contact us Our committed support team is always ready to assist. Helpline: 01 888 9990 Website: www.moniepoint.com WhatsApp: +234 908 843 0803 Facebook: @moniepointng Twitter: @moniepointng Instagram: @moniepointng YouTube: @moniepointng LinkedIn: Moniepoint Nigeria Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos State ## Key features - Business bank account creation - Accept online and offline payments - POS terminal requests - Business expense card management - Airtime and data purchase with cashback - Bill payment - Savings plans ## What do users think of Moniepoint Business Banking? Overall sentiment: negative **Pros** - 🚀 Fast transactions - 🔒 Secure app - 👍 Reliable service - 👍 Useful for business **Cons** - 🐛 Frequent app crashes - 🐛 Login issues - 🐛 Network connectivity problems - 🐛 Account restrictions and upgrade problems - 🐛 Failed transactions and money not reflecting - 🐛 Automatic logout issues - 🔍 Poor customer service - 💰 High charges **Commonly reported bugs** - App not working on iOS devices - Inability to access account and funds - Delayed fund transfers - Restricted account access **Most requested features** - Loan option - Invoice and payment link features - Ability to hide account balance - Face ID/biometric login option - Improved notification system - Easier account management and troubleshooting ## Recent user reviews (10 of 238) All indexed reviews: https://appshunter.io/ios/app/moniepoint-business-banking/id1661134941/reviews.md ### 5/5 — Rewiew *2026-08-17, version 2.72.0* Your app is good and the service but do free transfer like OPay ### 1/5 — Not a safe app somone else can use your info to open *2026-08-13, version 2.71.0* I created an account with you people long ago all of a sudden the account was blocked ℹ cant access the dashboard but my login works and the dashboard show emty and money was sent to this account ℹ still received email from Moniepoint of login activity my number is still Moniepoint account number anytime I send money its still bring my name and I have my kyc done but I report to your customer care they still keep telling me to repeat same process and they confirm that my account is active and called a different email which is not mine but when they send code I receive that code on my email but they say they don’t recognize my email for banking system that can allow my info to be use by someone else which I don’t know and still received payment I other a close down they say I need to provide the email in the account I do and they say they still don’t recognize the email your tech agent are unprofessional and unreliable ### 3/5 — Moniepoint *2026-08-06, version 2.71.0* Always let me lend loans ### 5/5 — Excellent banking system *2026-07-26, version 2.70.0* Excellent banking system ### 3/5 — Biometrics *2026-07-24, version 2.70.0* Why is it that up till now, I can verify transactions with my biometrics on my iPhone? You guys should do something about it plz ### 5/5 — Appreciation *2026-07-24, version 2.70.0* Thanks moniepoint ### 5/5 — Tried *2026-07-20, version 2.70.0* Nice ### 5/5 — Best *2026-07-15, version 2.69.0* Fast and reliable ### 5/5 — Monieopoint is the best *2026-07-07, version 2.69.0* I love my monieopoint ### 1/5 — Camera not working *2026-07-02, version 2.68.0* I can’t change device, the app is showing black on the camera oval part ## Frequently asked questions about Moniepoint Business Banking ### What is Moniepoint Business Banking? Moniepoint Business Banking provides businesses with mobile banking solutions. It allows users to open a business bank account, accept payments both online and offline, manage expenses with dedicated cards, purchase airtime, and pay utility bills. The app also facilitates requests for POS terminals and offers savings plans. ### What are the key features of Moniepoint Business Banking? Key features include the ability to open a business bank account directly from your phone, accept card and bank transfer payments via POS terminals, manage business expenses with trackable cards, purchase airtime and data with cashback, and pay bills. Users can also set up savings plans from transactions. ### How much does it cost to use Moniepoint Business Banking? The app itself is free to download and use for its core banking functions. Business expense cards are available for ₦1,000, with an additional ₦1,000 for doorstep delivery. Specific transaction fees or loan interest rates would be detailed within the app or on their official website. ### Is Moniepoint Business Banking available in my region? Moniepoint Microfinance Bank is described as the definitive bank for small and medium-sized businesses in Nigeria and is regulated by the Central Bank of Nigeria (CBN). Therefore, it is primarily targeted towards businesses operating within Nigeria. ### How can I get a POS terminal through Moniepoint? You can request a Moniepoint POS terminal directly from the app. Once requested, it is typically delivered to your doorstep within 48 hours, enabling your business to easily receive card and bank transfer payments. ## Version history (last 5 releases) ### 2.72.0 — 2026-08-17 Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you! ### 2.71.0 — 2026-08-04 Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you! ### 2.70.0 — 2026-07-20 Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you! ### 2.69.0 — 2026-07-06 Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you! ### 2.68.0 — 2026-06-16 Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*