# Moniit - AI Asset Management — Wealthier than yesterday.

> Offline-first AI asset management for investors tracking net worth and financial goals. (iPhone/iPad app by SiYuan Tech Co., Ltd.)

- Source: https://appshunter.io/ios/app/moniit-ai-asset-management/id6752471768 (this page in markdown: same URL + `.md`)
- Developer: [SiYuan Tech Co., Ltd](https://appshunter.io/developer/1820570779)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 3 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 97 MB
- Languages: American English, Japanese, Korean, Chinese (Simplified, China), European Spanish, Chinese (Traditional, Taiwan)
- Released: 2025-10-16
- Data updated: 2026-08-03
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/moniit-ai-asset-management/id6752471768/reviews.md

## What is Moniit?

Stop switching between apps and Excel!

Moniit is a smart asset management tool designed for mid-to-long-term investors and finance enthusiasts, finally giving you a clear view of your complete net worth to help you reach your financial goals.

We firmly believe your financial data belongs to you. That's why Moniit uses an offline-first design. All your data is stored locally on your device and protected by encryption. We do not require you to link bank accounts and do not collect your data.


All-in-One Asset Tracking Manage all your assets in one place. Moniit makes it easy to consolidate:
1. Stocks and ETFs: Automatically synchronize real-time quotes from more than a dozen global markets.
2. Cryptocurrencies: Auto-updates your crypto portfolio.
3. Cash & Liquid Assets: Easily manage your bank accounts and cash.
4. Debt & Liabilities: Don't forget your debts! Track mortgages and loans to see your true net worth.

Privacy & Security, Uncompromised Your data is always secure.
1. Offline-First: Your data lives on your phone, not on our servers.
2. Encryption: Your local data is secured with high-level encryption.
3. Biometric Lock: Supports Face ID / Fingerprint to protect your privacy.
4. No Account Linking: We don't ask for your bank or exchange passwords.

Smart Analysis & Insights Professional visual charts and automated analysis:
1. Real-Time Data: Auto-syncs the latest market prices and exchange rates.
2. Professional Charts: Easily visualize your asset allocation (by type, currency) and track growth trends.
3. Asset Snapshots: Record your asset changes over time.
4. Curated daily news and market updates related to your assets to keep you informed.


"Who is MONIIT for?" Moniit is built for you if you are:
1. A mid-to-long-term investor
2. Part of the FIRE (Financial Independence, Retire Early) community
3. Anyone who highly values data privacy
4. An investor tired of complex Excel spreadsheets
5. A novice investor or an experienced expert

Download Moniit today and start your smart finance journey! We offer a generous free plan so you can get started right away!

Privacy Policy: https://moniit.com/privacy
Terms of Use: https://moniit.com/terms-of-use

## Key features

- All-in-one asset tracking
- Real-time market data sync
- Offline-first data storage
- Biometric security lock
- Professional visual charts
- Daily curated news updates

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Smart Plan (Monthly) | $9.99 | per month |
| Standard Plan (Monthly) | $7.99 | per month |
| Standard Plan (Annual) | $69.99 | per year |
| Smart Plan (Annual) | $99.99 | per year |


## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/moniit-ai-asset-management/id6752471768/reviews.md

### 5/5 — Nice

*2025-11-24*

Nova and fancy UI

**Developer response:** Thank you so much for your feedback! Providing the smoothest and most visually appealing experience is always a top priority for our team. We hope you find managing your assets easy and comfortable.

We warmly welcome you to join our official community and exchange ideas with everyone! Any progress updates on interface optimizations and new feature adjustments will be shared in the community in real time.

Moniit is dedicated to becoming a better, more user-friendly product. Please continue to use our products and follow us! Thank you for your support.

### 5/5 — 最完整的資產App

*2025-10-24*

用過這麼多個 這個是最完整又最快的！

**Developer response:** 非常感謝您的回饋！順暢體驗是我們的特點。

Moniit 專注成為大家的理想產品，請持續使用並關注後續消息！

### 5/5 — Hello, I'm the developer of Moniit 👋

*2025-10-21*

We hope that this App can make it easier for you to understand your assets.

Whether it is cash, investment, or other asset categories,

It can be easily integrated into Moniit and grasp the whole picture of your finances at a glance.

We believe that understanding the status of assets is the first step towards financial freedom.

I hope Moniit will be your most reliable financial partner 💙

### 5/5 — 你好，我是 Moniit 的開發者 👋

*2025-10-16*

我們希望這款 App 能讓你更輕鬆地了解自己的資產，
無論是現金、投資，還是其他資產類別，
都能在 Moniit 中輕鬆整合，一眼掌握你的財務全貌。

我們相信，了解資產狀況是邁向財務自由的第一步。
希望 Moniit 成為你最可靠的理財夥伴 💙

## Frequently asked questions about Moniit

### What is Moniit?

Moniit is an AI-powered asset management application designed to help users track their complete net worth. It consolidates various assets like stocks, cryptocurrencies, cash, and debts into a single, secure platform.

### How does Moniit ensure data privacy and security?

Moniit uses an offline-first design, storing all data locally on your device with high-level encryption. It does not require linking bank accounts and supports biometric locks like Face ID and Fingerprint for enhanced privacy.

### What types of assets can I track with Moniit?

You can track stocks and ETFs with real-time quotes from global markets, cryptocurrencies with auto-updates, cash and liquid assets, and debts like mortgages and loans to get a true picture of your net worth.

### Does Moniit offer any free features?

Yes, Moniit offers a generous free plan to get started. Subscription plans, including Standard and Smart tiers, are available for advanced features and insights.

### What are the subscription options for Moniit?

Moniit offers monthly and annual subscription plans. The Standard Plan is available for $7.99/month or $69.99/year, and the Smart Plan is $9.99/month or $99.99/year, all with a 7-day free trial.

### How often is Moniit updated?

The latest version of Moniit is 1.143.0, and it was last updated on March 21, 2026. Updates typically include new features, performance improvements, and bug fixes.

### What devices is Moniit available on?

Moniit is available for iPhone and iPod devices, making it accessible for Apple users on the go.

### What is the age rating for Moniit?

Moniit has an age rating of 4+, indicating it is suitable for a wide range of users, including younger individuals interested in finance.

## Version history (last 5 releases)

### 1.160.0 — 2026-07-12

Here's what's new:

- Export your assets: turn your portfolio into a clean text snapshot you can copy, share, or save as a CSV.
- Bring your own AI: copy the snapshot with a ready-made prompt and let ChatGPT or Gemini help you review your allocation, risk, and concentration.

The Moniit Team values your feedback. Join our official anonymous community to share ideas directly with the team. We're committed to building better tools for you. Let's also chat about all things investing!

### 1.159.0 — 2026-06-06

Here's what's new:

- Adding more of an asset you already own? You can now merge it into your existing holding instead of creating a new one.
- Paying down a debt now lets you deduct the amount from a cash wallet at the same time, keeping your balances in sync.

The Moniit Team values your feedback. Join our official anonymous community to share ideas directly with the team. We're committed to building better tools for you. Let's also chat about all things investing!

### 1.158.0 — 2026-05-27

A fresh Moniit update is here!

- When adding an investment, you can now deduct the purchase cost from a chosen cash wallet — balances stay in sync, no manual step

Moniit Team values your feedback — join our anonymous community to share ideas and chat about investing!

### 1.155.0 — 2026-04-30

Happy New Year 2026!

- Growth rate is now based on your full net worth, with liabilities included, for a more complete view of your financial progress
- The subscription page now clearly shows your current plan at a glance, so you can subscribe with confidence

The Moniit Team values your feedback. Join our official anonymous community to share ideas directly with the team. We're committed to building better tools for you. Let's also chat about all things investing!

### 1.146.0 — 2026-04-22

Added system notices — when something's off, you'll see a heads-up right on the home screen so you're never left guessing.

The Moniit Team values your feedback. Join our official anonymous community to share ideas directly with the team. We're committed to building better tools for you. Let's also chat about all things investing!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-03.*
