# Moniq - Simple Expense Tracker — Quick & Personal Expenses

> Quick & Personal Expenses (iPhone/iPad app by Sebastian Vogel.)

- Source: https://appshunter.io/ios/app/moniq-simple-expense-tracker/id6762153392 (this page in markdown: same URL + `.md`)
- Developer: [Sebastian Vogel](https://appshunter.io/developer/1893149596)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 26.0 · 23 MB
- Languages: English, French, German
- Released: 2026-04-19
- Data updated: 2026-09-10
- User reviews in markdown: https://appshunter.io/ios/app/moniq-simple-expense-tracker/id6762153392/reviews.md

## What is Moniq?

Moniq makes personal finance simple, fast, and private.

Track expenses in seconds, stay on top of recurring payments, and see clear spending insights without accounts, ads, or mandatory cloud dependencies. Your data stays on your device by default, so you stay in control.

Features:
- Add a transaction in two taps - on your phone or watch.
- Home Screen, Lock Screen, and Apple Watch widgets.
- Optional iCloud sync and backups.
- Import & Export: Move your data in or out anytime.
- No sign-up, no login, no mandatory cloud sync.
- Pick your currency and theme. Make it your app.
- Understand your spending with insights and statistics.
- Track subscriptions, bills, and regular expenses – with optional notifications.
- Unusual periods or transactions are flagged for your review.
- Available in French, English, and German.

From the developer:
"This app is free because it's personal. I've used money trackers for a decade but the good ones keep disappearing and the new ones are bloated with features or cost more than they bring benefits. That's why I'm developing this app. For myself, and for others to enjoy as well."


## Version history (last 5 releases)

### 1.0 — 2026-09-05

Version 1:
+ watchOS app: Companion app with complications, numpad entry, and phone sync
+ Live chart scrubbing: Tap and drag charts to explore detailed transactions by date
+ Redesigned detail sheets: New interactive axis, larger titles, heatmap activity views
* Refreshed category colors: Improved distinctness and visual polish throughout
* Full localization: German and French translations now complete

### 0.13 — 2026-08-18

• Select and edit multiple transactions at once.
• Redesigned Insights, with clearer budget and category detail.
• Filter search by Needs and Wants, with multi-select filters.
• Longer time ranges in Stats.
• Noticeably faster search and app startup.
• Smarter unusual-amount warnings, with fewer false alarms.

### 0.12 — 2026-07-24

• New: Home Screen and Lock Screen widgets for Spending and Savings Target.
• New: Optional iCloud sync - back up and sync your data across devices.
• New: A heads-up when a saved transaction amount looks unusually large or small.
• New: End-date reminders for recurring transactions.
• Refreshed toolbars, search, and sheets with iOS 26 Liquid Glass, plus a redesigned Transactions search.
• Reworked Stats with separate Overview and Categories tabs and refined charts.
• Fixed a crash on budget-target sliders, plus notification and budget alert fixes.

### 0.11 — 2026-06-28

Mainly improvements to notification engine – check out the new settings page! Also updates to data handling regarding recurring entries and categories (you can see "last edited" hints now). Finally, some stability fixes and the usual maintenance.

### 0.10 — 2026-05-21

- Improved charts
- Improved themes
- Fixed some bugs, 
- and the usual polishing

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| --- | --- | --- | --- |
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| [Paycyl: Subscriptions & Bills](https://appshunter.io/ios/app/paycyl-subscriptions-and-bills/id6761298585) | — | Free | Finance |
| [MyExpenz: Budgets & Expenses](https://appshunter.io/ios/app/myexpenz-budgets-and-expenses/id6760118830) | — | Free | Finance |
| [Macaw: Budget & Save Money](https://appshunter.io/ios/app/macaw-budget-and-save-money/id1563696035) | 4.7 (7) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*