# Moniro – Smart Money Tracker — AI Budget & Expense Tracker

> AI-powered expense tracker and budget planner for simplified personal finance management. (iPhone/iPad app by Van Anh Chu.)

- Source: https://appshunter.io/ios/app/moniro-smart-money-tracker/id6762253902 (this page in markdown: same URL + `.md`)
- Developer: [Van Anh Chu](https://appshunter.io/developer/1848786024)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 54 MB
- Languages: Arabic, Dutch, English, French, German, Hindi, Indonesian, Italian, Japanese, Korean and 9 more
- Released: 2026-04-22
- Data updated: 2026-07-07
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/moniro-smart-money-tracker/id6762253902/reviews.md

## What is Moniro?

Moniro – Smart Money Tracker
Track smarter. Spend better. Live easier.

Track expenses faster with AI, build better budgets, and understand your money clearly — all in one simple app.
Your AI-powered money assistant
Moniro helps you manage your finances effortlessly by tracking expenses, planning budgets, and giving you clear insights into your spending habits. No complicated setup or manual work is needed — just a smarter way to manage your money. Add transactions in seconds with AI: simply type or speak naturally, and Moniro will automatically record your expenses while suggesting faster inputs. Understand where your money goes with category-based breakdowns, visual charts, and real-time insights, while staying in control by tracking income, expenses, savings, and accounts, managing budgets, monitoring progress, and receiving reminders to avoid overspending.

Key Features:
- AI expense tracker: Log transactions in seconds
- Smart insights: Analyze spending with reports and charts
- Icloud Sync: Safe Cloud Backup. Sync everywhere 
- Offline: Keep your data offline and secure
- Budget planner: Track budgets by category
- Wallet manager: Manage cash, bank, and multiple accounts

Moniro is designed for people who want a simple, fast, and intelligent way to manage money - without stress.
Take control of your money today with Moniro.

Free vs. Premium Experience:

- Free user: Essential transaction logging, daily AI assistant limits, basic category management, comprehensive weekly/monthly/yearly reports, custom income and expense tracking, multi-account support.

- Premium Users: Access all standard feature, Unlimited transactions and categories, unrestricted AI financial guidance, seamless iCloud Sync across devices.



Subscription Information:

- Payment will be charged to your iTunes account at confirmation of purchase.

- Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period.

- Renewal charges will apply within 24 hours prior to the end of the current period, indicating the cost of the renewal.

- Manage or cancel subscriptions in your account settings after purchase.



Privacy Policy: https://smartbudgettracker.github.io/privacy-policy.html

Terms: https://smartbudgettracker.github.io/terms.html



Moniro is still in the process of improvement and development, so your contribution is a great motivation to make the product better and better. We look forward to receiving your contributions. Thank you very much!

## Key features

- AI expense tracking
- Smart spending insights
- Budget planning by category
- Multi-account management
- Offline data access
- iCloud sync

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Premium | $7.99 | per month |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/moniro-smart-money-tracker/id6762253902/reviews.md

### 5/5 — Ok good

*2026-04-23*

Bet app ever

## Frequently asked questions about Moniro

### What is Moniro?

Moniro is a smart money tracker that uses AI to help you log expenses faster, build budgets, and understand your spending habits. It offers a simple and intelligent way to manage your finances.

### How does Moniro's AI expense tracking work?

You can add transactions in seconds by typing or speaking naturally. Moniro's AI automatically records your expenses and suggests faster input methods.

### What are the differences between Moniro's Free and Premium versions?

The Free version offers essential transaction logging, daily AI limits, basic category management, and comprehensive reports. Premium users get unlimited transactions and categories, unrestricted AI guidance, and seamless iCloud sync.

### How is my data secured with Moniro?

Moniro offers safe cloud backup via iCloud Sync and allows you to keep your data offline and secure. This ensures your financial information is protected.

### Can I manage multiple bank accounts with Moniro?

Yes, Moniro functions as a wallet manager, allowing you to track cash, bank accounts, and multiple other financial accounts in one place.

### How often is Moniro updated?

Moniro was last updated on June 12, 2026, indicating active development. The current version is 1.0.9.

### What devices does Moniro support?

Moniro is available for iPhone and iPod devices, making it accessible for Apple users on the go.

### Is Moniro suitable for younger users?

Moniro has an age rating of 4+, making it appropriate for a wide range of users, including younger individuals learning about financial management.

## Version history (last 5 releases)

### 1.0.9 — 2026-06-12

Welcome to Moniro – Smart Money Tracker: 
This update:
- Improve user experience.

### 1.0.8 — 2026-06-10

Welcome to Moniro – Smart Money Tracker: 
This update:
- Improve user experience.

### 1.0.6 — 2026-05-28

Welcome to Moniro – Smart Money Tracker: 
This update:
- Improve user experience.

### 1.0.4 — 2026-05-21

Welcome to Moniro – Smart Money Tracker: 
This update:
- Improve user experience.

### 1.0.3 — 2026-05-05

Welcome to Moniro – Smart Money Tracker: 
This update:
- Improve user experience.

## More apps by Van Anh Chu

- [AI Songs: Music & Melody Maker](https://appshunter.io/ios/app/ai-songs-music-and-melody-maker/id6754546566)
- [Tempus – AI Focus Planner](https://appshunter.io/ios/app/tempus-ai-focus-planner/id6756087780)
- [WishAI:Gift Song & Music Maker](https://appshunter.io/ios/app/wishaigift-song-and-music-maker/id6756296198)
- [Cardly - Digital Business Card](https://appshunter.io/ios/app/cardly-digital-business-card/id6767530164)

All apps by Van Anh Chu: https://appshunter.io/developer/1848786024

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-07.*