# MONIX — Kredit karta, pul o‘tkazmalari > Digital credit card with instant transfers, cashback, and smart money management. (iPhone/iPad app by Ipak Yuli Bank.) - Source: https://appshunter.io/ios/app/monix/id6743887047 (this page in markdown: same URL + `.md`) - Developer: [Ipak Yuli Bank](https://appshunter.io/developer/1331413138) - Category: Finance, Business - Price: Free - Rating: 4.20/5 from 5 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 270 MB - Languages: American English, Russian, Uzbek - Released: 2026-01-08 - Data updated: 2026-08-16 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/monix/id6743887047/reviews.md ## What is MONIX? MONIX — zerikarli bank ilovasi emas. Cheki yo'q tugmalar labirinti ham emas. Bu tezkor, qulay va aqlli pul boshqaruvi — xuddi o'zingiz xohlagandek. Qanaqa karta o'zi bu, deysizmi? 50 million so'mgacha kredit liniyasi taqdim etuvchi karta To'liq raqamli xizmat ko'rsatish: buyurtma berishdan tortib yetkazib berilgunga qadar — filiallarsiz, navbatsiz, bosh og'riqlarsiz. Tezkor pul o'tkazmalari Bir zumda pul yuborish — ortiqcha harakat va komissiyasiz. Neon VISA karta O‘zbekistonda ham, chet elda ham to'lang. Yorqin, qulay, kontaktsiz. Qorong‘ida ham topiladi :) Xaridlar uchun fishbek Eng ko‘p foydalanadigan xizmatlar toifasi uchun 1% dan 30% gacha keshbek Robokot — raqamli yordamchingiz Kirim-chiqimlaringizni kuzatadi, foydali maslahatlar bilan bo‘lishadi Aqlli tahlil va boshqaruv Qanday xarajatlar qilayotganingizni ko'rasiz, daromadlaringizni kuzatasiz va foydali odatlar shakllantirasiz. |\__/,| (`\ _.|o o |_ ) ) ---(((---(((--------- MONIX — barchasi siz xohlagandek. Hoziroq yuklab oling. ~~~~~ MONIX — не скучное банковское приложение и не лабиринт кнопок. Это быстрый, удобный и умный способ управлять деньгами — по-твоему. Что внутри: Кредитный лимит до 50 млн сум Полностью цифровой опыт: от оформления до доставки. Без отделений и суеты. Мгновенные переводы Отправляйте деньги быстро — без лишних шагов и ожиданий, без комиссий. Неоновая VISA-карта Оплачивайте в Узбекистане и за его пределами — ярко, удобно, бесконтактно. Фишбэк за покупки Повышенный кешбэк от 1% до 30% на любимые категории Собственный Робокот Умный помощник: следит за финансами, напоминает о важном, держит всё под контролем. Аналитика и контроль Видите, куда уходят деньги, отслеживаете доходы, формируете полезные привычки. |\__/,| (`\ _.|o o |_ ) ) ---(((---(((--------- MONIX — всё, как ты хочешь. Технологии, дизайн и удобство — в одном приложении. ~~~~~ MONIX is not a boring banking app or a maze of buttons. It’s fast, smooth, and smart money management — your way. What's in it: Credit card limit up to 50 million UZS Fully digital card experience — from request to delivery. Zero branch chaos. Instant Transfers Send money fast — no drama, no extra taps, no fees. Neon VISA card Pay in Uzbekistan and beyond. Bright, convenient, contactless. Fishback rewards for purchases Enhanced cashback from 1% to 30% on your favorite categories Own robocat Your digital sidekick. Tracks spending, reminds you of important stuff, keeps chaos away. Smart analytics and control See where your money goes, spot patterns, and take control with ease. |\__/,| (`\ _.|o o |_ ) ) ---(((---(((--------- MONIX - just the way you want it. Download now and get your neon credit card right in your hands. ## Key features - Credit line up to 50 million UZS - Fully digital card experience - Instant money transfers - Neon VISA card for local and international payments - 1% to 30% cashback on purchases - Digital assistant for financial tracking - Smart spending analytics ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/monix/id6743887047/reviews.md ### 1/5 — Ilova umuman ishlamayapti *2026-04-11* Karta yonizda bolmagan vaqtda ishlatish ilojisi umuman yoq ## Frequently asked questions about MONIX ### What is the credit limit for the MONIX card? The MONIX card offers a credit line of up to 50 million UZS. This allows users to manage larger expenses and provides financial flexibility. ### How does the cashback feature work with MONIX? MONIX provides enhanced cashback rewards ranging from 1% to 30% on your favorite spending categories. This offers a direct benefit on your purchases. ### Are there any fees for instant transfers with MONIX? MONIX facilitates instant money transfers without extra steps, waiting times, or fees. This ensures a smooth and cost-effective way to send money. ### Can I use my MONIX card internationally? Yes, the Neon VISA card from MONIX can be used for payments both within Uzbekistan and internationally. It offers a bright, convenient, and contactless payment solution. ### Does MONIX have a digital assistant? MONIX features 'Robokot,' a digital sidekick that tracks your spending, reminds you of important financial matters, and helps keep your finances organized. ### How does MONIX help with smart analytics and control? The app provides smart analytics, allowing you to see where your money is going, spot spending patterns, and take control of your finances with ease. It helps in forming beneficial financial habits. ### Is MONIX available on multiple devices? Based on the provided data, MONIX is currently supported on iPhones. Further platform availability may be updated by the developer. ### Does MONIX have ads? Yes, MONIX contains advertisements. This is indicated by the 'hasAds' flag in the application data. ## Version history (last 5 releases) ### 2.8.0 — 2026-07-23 Biz bekor o‘tirmadik Xavfsizlikni mustahkamladik, baglarni tuzatdik va MONIX'ni yanada qulayroq qildik. Ilovani yangilab oling! |\__/,| (`\ _.|o o |_ ) ) ---(((---(((--------- No big new features this time Instead, we've improved security, squashed some bugs, and made MONIX even smoother. Update now! ### 2.7.0 — 2026-07-09 Endi bildirishnomaning o'zida karta maskasi, balans va fishbek ko'rinadi. Ilovani ochishga hojat yo'q — hammasi ko'z oldingizda Endi pul o'tkazmasi, kommunal to'lov yoki mobil raqam uchun to'lovdan oldin qisqacha tasdiqlash zarur Virtual karta endi “Virtual” belgisi bilan. Kartalarni oson farqlash uchun MONIX kartasini boshqa banklarning Mastercard kartalari orqali ham to‘ldirish mumkin Va har doimgidek: xavfsizlik kuchaytirildi, baglar tuzatildi MONIX — zavq bilan yashang! |\__/,| (`\ _.|o o |_ ) ) ---(((---(((--------- Now you can see card mask, balance, and fishback right in the notification. No need to open the app — it's all there Before a transfer, utility payment, or mobile top-up, you'll see a quick confirmation. Just confirm it's you — and you're good Virtual card now comes with a Virtual label. Easy to tell which is which Top up MONIX from Mastercard cards of other banks. One more way to top up — enjoy And as always: security upgrades and bug fixes MONIX — just the way you want it! ### 2.6.0 — 2026-06-25 Endi bildirishnomaning o'zida karta maskasi, balans va fishbek ko'rinadi. Ilovani ochishga hojat yo'q — hammasi ko'z oldingizda Endi pul o'tkazmasi, kommunal to'lov yoki mobil raqam uchun to'lovdan oldin qisqacha tasdiqlash zarur Virtual karta endi “Virtual” belgisi bilan. Kartalarni oson farqlash uchun Va har doimgidek: xavfsizlik kuchaytirildi, baglar tuzatildi MONIX — zavq bilan yashang! |\__/,| (`\ _.|o o |_ ) ) ---(((---(((--------- Now you can see card mask, balance, and fishback right in the notification. No need to open the app — it's all there Before a transfer, utility payment, or mobile top-up, you'll see a quick confirmation. Just confirm it's you — and you're good Virtual card now comes with a Virtual label. Easy to tell which is which And as always: security upgrades and bug fixes MONIX — just the way you want it! ### 2.5.3 — 2026-06-09 Push-bildirishnomalar endi foydaliroq: bildirishnomaning o‘zida balans, karta maskasi va fishbek ko‘rinadi Operatsiyalar tarixini yangilash ham qulayroq — ekranning istalgan joyidan pastga svayp qilish kifoya Tasdiqlash kodlari endi ham harflar, ham raqamlardan iborat Agar qurilmada masofaviy kirishni sezsak — SMS orqali ogohlantiramiz Va albatta: xavfsizlikni kuchaytirdik va baglarni tuzatdik MONIX — barchasi siz xohlagandek! |\__/,| (`\ _.|o o |_ ) ) ---(((---(((--------- Push notifications got smarter — now you can see your balance, card mask, and fishback right in the notification Transaction feed refreshes smoother now — just swipe down anywhere on the screen Verification codes are now more secure with letters and numbers combined If we detect remote access to your device, we’ll warn you via SMS And as always: security improvements and bug fixes MONIX — just the way you want it! ### 2.4.1 — 2026-05-30 Biror narsa to'ladingizmi yoki pul o'tkazdingizmi? Kvitansiya tayyor! Endi har muvaffaqiyatli operatsiyadan keyin MONIX tasdiqnoma yuboradi MONIXda endi mobil aloqa uchun ham to'lash mumkin Kayfiyat yo'qmi — push'larni o'chiring. Yaxshi kayfiyatdami — yoqing)) Va nihoyat: o'z havolangiz orqali endi sanoqli jigarlarni taklif qilishingiz mumkin. Uzkiy krug, deydiyu MONIX — bitta karta va ish bitdi! |\__/,| (`\ _.|o o |_ ) ) ---(((---(((--------- Paid for something or sent money to someone? Get your receipt! Now MONIX sends a confirmation after every successful transaction You can now pay for mobile services right in the app Turn push notifications on or off whenever you feel like it. Not in the mood — switch them off. Ready to roll — switch them back on You can now invite a limited number of your jigyars via your personal link. Close friends only MONIX — just the way you want it! ## Apps similar to MONIX | App | Rating | Price | Category | | --- | --- | --- | --- | | [APEX: Mobile Online Bank](https://appshunter.io/ios/app/apex-mobile-online-bank/id6469687454) | 3.1 (9) | Free | Finance | | [InfinBANK](https://appshunter.io/ios/app/infinbank/id1454367354) | 3.8 (39) | Free | Finance | | [Hamkor・онлайн банк Узбекистана](https://appshunter.io/ios/app/hamkor/id1602323485) | 3.8 (42) | Free | Finance | | [payme - переводы и платежи](https://appshunter.io/ios/app/payme/id1093525667) | 4.8 (8,382) | Free | Finance | | [IMANUM app](https://appshunter.io/ios/app/imanum-app/id1625307273) | 4.4 (104) | Free | Finance | | [TBC Bank Uzbekistan](https://appshunter.io/ios/app/tbc-bank-uzbekistan/id1450503714) | 4.8 (1,880) | Free | Finance | ## More apps by Ipak Yuli Bank - [Ipak Yuli Business](https://appshunter.io/ios/app/ipak-yuli-business/id1350682093) - [Ipak Yuli Mobile: Onlayn Bank](https://appshunter.io/ios/app/ipak-yuli-mobile-onlayn-bank/id1436677359) - [Ipak Yo'li E-Sign](https://appshunter.io/ios/app/ipak-yoli-e-sign/id6739411626) All apps by Ipak Yuli Bank: https://appshunter.io/developer/1331413138 ## Related topics [monix](https://appshunter.io/ios/topics/monix) · [ipak yuli bank](https://appshunter.io/ios/topics/ipak-yuli-bank) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*