# Monlio: Money & Wealth Tracker — Accounts, Budget and Crypto

> Accounts, Budget and Crypto (iPhone/iPad app by 85CO SRL.)

- Source: https://appshunter.io/ios/app/monlio-money-and-wealth-tracker/id6787917830 (this page in markdown: same URL + `.md`)
- Developer: [85CO SRL](https://appshunter.io/developer/6787917832)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.4 · 129 MB
- Languages: American English
- Released: 2026-09-21
- Data updated: 2026-11-05

## What is Monlio?

Monlio helps you understand where your money goes — without connecting a bank or drowning in dashboards.

Add transactions in seconds: income, expense, subscriptions, transfer between accounts, or currency exchange. Organize money across card, cash, savings, crypto, and stock accounts. See your net worth as one number in your default currency, with live exchange rates and asset prices.

Built for people who want a calm, focused tool. Works fully offline. Unlock Pro to sync across iPhone and iPad via iCloud.

WHAT YOU CAN DO
• See net worth and recent activity on the Dashboard
• Multi-currency accounts tracking
• Manage fiat, crypto, and stock accounts with live converted values
• Track and manage subscriptions 
• Log income, expenses, subscriptions, transfers, and currency exchanges
• Use the built-in amount calculator when entering amounts
• Filter the full transaction history by account, category, and date
• Review spending with daily, weekly, monthly, quarterly, and yearly reports
• Customizable profile with custom income and expense categories
• Sign in with Apple ID or skip and start tracking immediately
• Track subscriptions with monthly, yearly, or custom billing cycles — stop anytime

MONLIO PRO
• Log Apple Pay purchases automatically
• Unlimited accounts and subscriptions
• iCloud sync across your Apple devices
• Advanced reports
• Home Screen widget 
• Get notified about all upcoming subscriptions

DESIGNED FOR CLARITY
• Minimal style, distraction-free interface
• Light and dark mode
• iPad-friendly layout
• Offline-first: your data lives on your device
• No ads. No bank import.

DATA & PRIVACY
• Finance data is stored locally first
• iCloud sync is optional and included with Pro
• Sign out keeps data on your device

TERMS AND PRIVACY
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.monlio.app/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monlio Pro Yearly | $14.99 | per year |
| Monlio Pro Monthly | $1.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Monlio Pro | $24.99 | one-time |


## Is Monlio safe?

Not enough ratings yet to assess Monlio.

## Is Monlio legit?

Monlio: Money & Wealth Tracker has limited verification signals. The AppsHunter Legitimacy Score for Monlio is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.3.5 — 2026-11-01

Known bugs and fixes.
1.3.5 update includes: 
- Apple Wallet logging. Log Transaction now runs in its own extension. Automations log silently without opening Monlio.
- Wallet payments come in as drafts. You pick the currency, category and account. Balances and iCloud only update after you confirm.
- Monlio remembers which card goes with which account and suggests it.
- A "Possible duplicate" badge appears, with Keep and Delete buttons.
- A date hint shows when Shortcuts doesn't send a payment date.
- Optional notifications tell you when a payment couldn't be logged.
- There's a run log under Profile, Apple Wallet.
- Native iOS tab bar with Liquid Glass on iOS 26 and later, including your fix for it turning light in dark mode.
- iCloud syncs settings and transactions field by field, so edits on two devices no longer overwrite each other.
- New installs get a complete database.
- Saving from a shortcut no longer creates duplicates.

### 1.3.4 — 2026-10-14

Monlio 1.3.4 is all about reliable sync and smoother everyday use.
- Rock-solid iCloud sync: changes now sync reliably between iPhone and iPad, with no more stuck "Syncing" counts.
- Smart category merge: when you add a new device, duplicate categories merge automatically, and for ones that don't match, you choose whether to keep or delete them.
- Log Expense updated action logs a purchase using the amount from Apple Wallet.
- App icons for Pro: changing the app icon works again.
- Faster refresh: pull-to-refresh on the Dashboard no longer spins forever.
- No more surprise sign-in prompts: Monlio only asks for your Apple Account password when you tap Restore purchases.

Please update Monlio on all your devices so they stay in sync.

### 1.3.3 — 2026-10-12

Monlio 1.3.3 is all about reliable sync and smoother everyday use.
- Rock-solid iCloud sync: changes now sync reliably between iPhone and iPad, with no more stuck "Syncing" counts.
- Smart category merge: when you add a new device, duplicate categories merge automatically, and for ones that don't match, you choose whether to keep or delete them.
- Log Expense updated action logs a purchase using the amount from Apple Wallet.
- App icons for Pro: changing the app icon works again.
- Faster refresh: pull-to-refresh on the Dashboard no longer spins forever.
- No more surprise sign-in prompts: Monlio only asks for your Apple Account password when you tap Restore purchases.

Please update Monlio on all your devices so they stay in sync.

### 1.3.1 — 2026-10-10

New features:
- Pro avatar badge — Pro members get a star badge on profile avatars in the tab header and on Profile.
- Change app icon — new profile option to pick a home screen icon. Default plus 16 alternates are available for all Pro users
- Home Screen widget is now available to Pro users. The Monlio widget shows net worth plus this month's income and expenses.
- Added filters in "My Categories": All, Income, and Expense filters and sorts by name.
- Account sorting — Accounts can be sorted by name, amount, or custom drag order within Fiat, Crypto, and Stocks groups.
- Now you can swipe left to delete categories and transactions.

Also did bug fixes and performance improvements. 

Happy money tracking!

### 1.1.0 — 2026-10-01

New features
- Pro avatar badge — Pro members get a star badge on profile avatars in the tab header and on Profile.
- Change app icon — new profile option to pick a home screen icon. Default plus 16 alternates are available for all Pro users
- Home Screen widget is now available to Pro users. The Monlio widget shows net worth plus this month's income and expenses.
- Added filters in "My Categories": All, Income, and Expense filters and sorts by name.
- Account sorting — Accounts can be sorted by name, amount, or custom drag order within Fiat, Crypto, and Stocks groups.
- Now you can swipe left to delete categories and transactions.

Bug fixes
- Sync active indicator — Pro users with iCloud sync enabled see a checkmark and “Sync active” next to their email on Profile.
- Pull to refresh — Dashboard, Accounts, Transactions, and Reports reload data, exchange rates, and asset prices when pulled down.
- Sign out placement — Sign out moved from Profile to Settings, above Delete account.
- Shortcuts discovery — Log Transaction is always listed in Shortcuts; Pro is still required when the action runs.
- Duplicate categories after sync — iCloud sync merges categories with the same name, type, and icon, reassigns transactions, and removes duplicates.
- Account sync balances — Balance changes from transactions now sync to iCloud, and remote transactions update account balances on pull.
- Dashboard cards — Earned and spent amounts show + and - prefixes.
- Crypto prices — Crypto prices fetch in USD and convert with exchange rates, with cached fallback instead of endless “Loading price…”.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-05.*