# Monnetta One: 50/30/20 Budget — 50/30/20 Guided Budget System

> 50/30/20 Guided Budget System (iPhone/iPad app by MONNETTA EOOD.)

- Source: https://appshunter.io/ios/app/monnetta-one-503020-budget/id6754330598 (this page in markdown: same URL + `.md`)
- Developer: [MONNETTA EOOD](https://appshunter.io/developer/1821938151)
- Category: Productivity, Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16 · 84 MB
- Languages: English
- Released: 2026-03-03
- Data updated: 2026-07-22
- User reviews in markdown: https://appshunter.io/ios/app/monnetta-one-503020-budget/id6754330598/reviews.md

## What is Monnetta One?

Monnetta One is a one-time payment personal budget planner and expense tracker that helps you organize your money, keep a balanced budget, and grow your savings.

HOW?
It guides you with the proven 50/30/20 guidelines for balance so you can spend without stress and secure your savings without giving up what you enjoy today.

IT IS SIMPLE
Plan each month, set clear targets, and stay within them. If you go over your Dining Out target, that’s okay. As long as you’re still within your total “wants” limit, you're fine.

THE 50/30/20 METHOD IN DETAILS
Spend up to 50% of your income on essentials (like housing, utilities, and groceries), up to 30% on wants (entertainment, dining out, fitness), and more than 20% on savings.
Monnetta uses this as your foundation, then helps you go further — gradually increasing your savings without cutting off the joy in life.

Whether you’re starting your first budget or just tired of financial stress despite a good income, Monnetta is designed to give structure and direction so you never feel guilty spending and you never risk going bankrupt.

MONNETTA ONE FATURES

- OFFLINE-FIRST
Log expenses anytime, anywhere — even without an internet connection.

- YOU OWN YOUR DATA
No servers, no cloud sync. Everything stays securely on your phone. Your financial life is yours alone.

LOG EXPENSES QUICKLY
Add a transaction in one or two taps. Stay aware without losing time.

FUNDS - MONEY POCKETS
Planning a wedding, renovation, or trip? Keep it all within your financial framework, without wrecking your monthly budget.

Monnetta is more than just a tracker - It’s a system built for financial discipline, real time awareness for strategic growth, and real results.

BUY ONCE - OWN FOREVER

Buying Monnetta One is as easy as getting a pair of Nike shoes:

1. Skip paywall once - the system will allow you to skip the paywall just once
2. Explore the product - you can explore and decide if it is for you
3. Buy - Pay a the price just once
4. Own forever - If you are not satisfied you can request a refund within 14 days through Apple or Google.

No subscriptions. No hidden fees. Buy once, own it forever.

WHY MONNETTA ONE?
Because you deserve a budgeting tool that respects your life, privacy, and ambitions — one that’s simple, powerful, and built for real people with real goals.
A budget planner that works entirely offline. A money tracker that keeps you aware in seconds. A one-time purchase app designed for independence and long-term growth.

Ready to Take Control of Your Finances?
Get Monnetta today because building wealth and enjoying life should go hand in hand.

Privacy Policy: https://monnetta.app/privacy

Terms of Use: https://monnetta.app/terms

End-User License Agreement (EULA): https://monnetta.app/eula

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Access | $24.99 | one-time |



## Version history (last 4 releases)

### 1.0.37 — 2026-06-22

This release brings UI/UX fixes and improvements.
Thanks for using Monnetta One. If the app helps you, please consider leaving a positive review on the App Store. It helps a small startup like ours get discovered. Thank you for your support!

### 1.0.36 — 2026-04-06

Includes an important fix that prevents the paywall from appearing for users who have already paid for the service. We apologize for the inconvenience.

### 1.0.33 — 2026-03-04

Budgeting just got better. This release brings bugs fixes and performance improvements.

Happy budgeting together,
The Monnetta Team

### 1.0 — 2026-03-03

No release notes.

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| App | Rating | Price | Category |
| --- | --- | --- | --- |
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| [Keep AI – Personal CRM](https://appshunter.io/ios/app/keep-ai-personal-crm/id6751458016) | 5.0 (3) | Free | Productivity |
| [Zen Planner - Simple & Daily](https://appshunter.io/ios/app/zen-planner-simple-and-daily/id6757987200) | 5.0 (2) | Free | Productivity |
| [Objective -Simple Goals -](https://appshunter.io/ios/app/objective-simple-goals/id6753610790) | — | Free | Productivity |

## More apps by MONNETTA EOOD

- [Monnetta: Budget for Couples](https://appshunter.io/ios/app/monnetta-budget-for-couples/id6747597193)

All apps by MONNETTA EOOD: https://appshunter.io/developer/1821938151

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-22.*