# monobank — digital mobile bank — Add card to wallet & pay, easy > Digital mobile bank offering fast registration, virtual/physical cards, and financial management tools. (iPhone/iPad app by UNIVERSAL BANK, PRAT.) - Source: https://appshunter.io/ios/app/monobank-digital-mobile-bank/id1287005205 (this page in markdown: same URL + `.md`) - Developer: [UNIVERSAL BANK, PRAT](https://appshunter.io/developer/1287005204) - Category: Finance, Business - Price: Free - Rating: 4.90/5 from 17,461 App Store ratings · 394 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 366 MB - Languages: American English, Ukrainian - Released: 2017-11-15 - Data updated: 2026-08-29 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/monobank-digital-mobile-bank/id1287005205/reviews.md ## What is monobank? monobank — the first mobile bank, over 10 million users, digital bank, online bank, card, loans, money transfer, payments, cashback, deposit, currency exchange, insurance, business account, in-app marketplace. Banking and finance, open an account, get a card via the app, banking in your pocket, 24/7. Yeah, that was a keyword dump. We did it on purpose so you can actually find us. Here's the real stuff: Quick Start Download the app, confirm your phone number and verify your identity using Diia or your ID documents. You get a virtual card in the app right after registration, and a physical card can be delivered to you through Nova Poshta or Ukrposhta Cards for EveryDay Life Debit and credit cards, currency cards for dollars and euros, a unified Diia.Card for government payments and a child’s card with parental controls. Contactless payments with Apple Pay — add your card to your wallet and pay with your phone Credit Online Apply for a credit limit in the app. The decision is made after reviewing your data, terms, rates and limits are shown before confirmation Split Payments Buy electronics and other goods at partner stores: installments are available, with terms shown before you confirm the purchase. Turn past purchases into parts — you get the money back on your card and repay it gradually Transfers and Smart payments Money transfer to a card or account, transfers by phone number, international transfers. Pay bills in a few taps: electricity, gas, water, internet, TV, mobile top-up and fines. Zero fees, and the transfer status is visible in the app. Send money with ease Currency Exchange Buy and sell currency online — the exchange rate is shown before you confirm Deposit Open a deposit in a minute; rates and terms are available in the app. Government bonds are also available in mono Cashback Choose categories every month and get cashback on groceries, taxi, fuel, cafes, books, sports plus, and entertainment under the program terms. Additional offers with WOG Pride Business Portal and SP for Work Open a Business Portal for entrepreneurs (SP) online: control taxes, reports and payments without paperwork — in the same banking app. Insurance Car insurance (MTPL and Green Card) issued online in minutes. Policy terms are shown before payment Banka Create a Banka to collect money for charity, community initiatives, or shared goals with friends and family monomarket and monobazar An in-app market for new goods with installment options, plus a marketplace for pre-owned items — buy and sell without leaving the app. Shop smart, whatever your budget eSIM Connect an eSIM — a digital alternative to a physical SIM card — right in the app Also in the app Track spending, manage group expenses with friends, accept payments from your phone. Support in chat, 24/7 Transparent terms Fees, limits and rates are always visible in the app before you confirm a transaction. Credit terms depend on a review of your data and the bank's decision. JSC "UNIVERSAL BANK". NBU License No. 92 dated 20.01.1994, State Register of Banks No. 226, Kyiv, Ukraine Download monobank — banking that finally works for you ## Key features - Fast registration via Diia - Free virtual and physical cards - Increased credit limit - Currency cards and exchange - Installment plans and cashback - Group expense splitting - Fundraising and savings jars ## What do users think of monobank? Overall sentiment: positive **Pros** - 💙 Excellent service - ⚡ Fast and efficient - 🤝 Great support - 🎨 Sleek design - 🔒 Secure transactions - 💳 Convenient features **Cons** - 🚫 Lack of English support - 🤖 Unhelpful chatbot - 🔒 Overly restrictive policies - 🚧 Buggy updates - 🤷‍♀️ Unclear cashback mechanics **Commonly reported bugs** - App crashes on certain screens - Deposit repayment delays - Inconsistent user interface behavior **Most requested features** - Add English language option - Improve customer support - Expand international accessibility - Introduce Apple Pay integration - Enhance deposit management features ## Recent user reviews (10 of 394) All indexed reviews: https://appshunter.io/ios/app/monobank-digital-mobile-bank/id1287005205/reviews.md ### 5/5 — Mono Bank Services *2026-08-20* Найкращий застосунок України та взагалі у світі. Дуже все просто, чітко, доступно і найголовніше— безпечно. Сервіс бездоганний і швидкий. Рекомендую **Developer response:** Сердечно дякуємо за вашу підтримку :) ### 1/5 — Don’t use this bank *2026-08-18* Once you need help they are not going to solve it **Developer response:** Поділіться, будь ласка, де ми вас розчарували? ### 1/5 — Scam *2026-08-10, version 9.5* Scam ### 1/5 — Банк фігня *2026-08-01, version 9.4* Банк фігня заблокіровали карту і не кажуть прічіну ### 5/5 — найс *2026-08-01, version 9.4* дядф ### 5/5 — Мирослав *2026-07-29, version 9.4* Додаток який дарує можливості і позитивні емоції кожного дня ### 5/5 — Повернення коштів *2026-07-29, version 9.4* Дякую за швидке вирішення питання, помилково відправила кошти не на ту карту, незнайому мені, допомогли повернути кошти швидко та просто. Ви найкращі ### 5/5 — Гарний Банк *2026-07-29* Дякую **Developer response:** Вдячні за ваш відгук☺️ ### 5/5 — Супер *2026-07-20, version 9.2.1* Зручний застосунок. Подобається монобанк. Рекомендую. ### 5/5 — Микола *2026-07-19* Найкращий банк який в мене є ,дуже зручний, і з чудовою онлайн підтримкою 100/10 **Developer response:** Вдячні за ваш відгук☺️ ## Frequently asked questions about monobank ### What is monobank? monobank is a leading digital mobile bank in Ukraine, chosen by over 10.3 million users. It allows for fast registration, provides free virtual and physical cards, and offers a wide range of financial services through its user-friendly mobile app. ### How quickly can I register for monobank? Registration is designed to be very fast, with a record set at 99 seconds. The process involves downloading the app, confirming your phone number, selecting a verification document (like Diia), and then receiving a virtual card instantly or a physical card via delivery. ### What are the key features of monobank? Key features include an increased credit limit up to ₴200,000, smart security settings, automatic card number extraction for payments, currency cards in USD/EUR, installment plans for purchases, group expense splitting, fundraising jars, attractive deposit rates, and cashback offers. ### Is monobank free to use? The application itself is free to download and use. Users receive a free virtual card upon registration, and many services like payments between cards, utility bills, and certain transfers are fee-free. Specific details on any potential fees for advanced services or credit products would be available within the app. ### What can I use monobank for? You can use monobank for everyday banking needs such as making payments, splitting bills with friends, saving money in jars, fundraising, managing currency, making purchases on installment, and receiving cashback. It also supports business accounts and electronic document signing. ## Version history (last 5 releases) ### 9.8.1 — 2026-08-26 2 ОНОВЛЕННЯ НА БАЗАРІ Цього тижня зробили доставку всього безкоштовною на monoбазарі, але лише до 15 вересня. А ще на Базарі нарешті можна продавати як ФОП — можете перевірити, як воно працює і чи працює) ### 9.8 — 2026-08-24 2 ОНОВЛЕННЯ НА БАЗАРІ Цього тижня зробили доставку всього безкоштовною на monoбазарі, але лише до 15 вересня. А ще на Базарі нарешті можна продавати як ФОП — можете перевірити, як воно працює і чи працює) ### 9.7 — 2026-08-17 ЗАПУСК САМОВИВОЗУ Тестуємо самовивіз замовлень з Маркету в Алло та Фокстроті. Тож можете зайти, вибрати бажану точку та забирати! ### 9.6 — 2026-08-13 ПРИКРІПИТИ ФОТО ДО ПЛАТЕЖУ Тепер можна додати фото до платежу в розширеній виписці. Корисно, якщо вашою карткою розраховується хтось ще. Або якщо хочете не забути, на що витрачали гроші в п’ятницю та суботу ### 9.5 — 2026-08-03 ДОДАЛИ МОЖЛИВІСТЬ БЛОКУВАТИ Раптом хтось набридає вам постійним скидуванням грошей — тепер можете заблокувати користувача в деталях переказу. Але це крайня міра. Все ж, коли набридають грошима, це приємніше, ніж коли просто набридають ## Apps similar to monobank | App | Rating | Price | Category | | --- | --- | --- | --- | | [PNC Mobile Banking](https://appshunter.io/ios/app/pnc-mobile-banking/id303113127) | 4.8 (2,014,843) | Free | Finance | | [OnePay – Mobile Banking](https://appshunter.io/ios/app/onepay-mobile-banking/id1494523953) | 4.9 (418,497) | Free | Finance | | [Axis Bank Mobile Banking](https://appshunter.io/ios/app/axis-bank-mobile-banking/id699582556) | 4.6 (7,355) | Free | Finance | | [Monzo Bank - Mobile Banking](https://appshunter.io/ios/app/monzo-bank-mobile-banking/id1052238659) | 4.7 (5,643) | Free | Finance | | [U.S. Bank Mobile Banking](https://appshunter.io/ios/app/us-bank-mobile-banking/id458734623) | 4.8 (2,106,744) | Free | Finance | | [Apple Wallet](https://appshunter.io/ios/app/apple-wallet/id1160481993) | 4.8 (6,665,079) | Free | Finance | ## More apps by UNIVERSAL BANK, PRAT - [mono invest](https://appshunter.io/ios/app/mono-invest/id1600060351) - [Expirenza](https://appshunter.io/ios/app/expirenza/id6450308718) - [Термінал by mono](https://appshunter.io/ios/app/by-mono/id6517355999) All apps by UNIVERSAL BANK, PRAT: https://appshunter.io/developer/1287005204 ## Related topics [monobank](https://appshunter.io/ios/topics/monobank) · [bank of odessa](https://appshunter.io/ios/topics/bank-of-odessa) · [epalatine particuliers](https://appshunter.io/ios/topics/epalatine-particuliers) · [rysgal sanly bank](https://appshunter.io/ios/topics/rysgal-sanly-bank) · [bank card digital](https://appshunter.io/ios/topics/bank-card-digital) · [uapassportreader](https://appshunter.io/ios/topics/uapassportreader) · [lifecell](https://appshunter.io/ios/topics/lifecell) · [zynlo bank](https://appshunter.io/ios/topics/zynlo-bank) · [starion bank digital](https://appshunter.io/ios/topics/starion-bank-digital) · [umnia bank](https://appshunter.io/ios/topics/umnia-bank) · [neobank by bnc digital](https://appshunter.io/ios/topics/neobank-by-bnc-digital) · [nomo bank](https://appshunter.io/ios/topics/nomo-bank) · [lestarimobile](https://appshunter.io/ios/topics/lestarimobile) · [yoomee mobile all in one](https://appshunter.io/ios/topics/yoomee-mobile-all-in-one) · [banknotes of ukraine](https://appshunter.io/ios/topics/banknotes-of-ukraine) · [raiffeisen bank ukraine](https://appshunter.io/ios/topics/raiffeisen-bank-ukraine) · [vtbconnect](https://appshunter.io/ios/topics/vtbconnect) · [otp bank russia](https://appshunter.io/ios/topics/otp-bank-russia) · [easy market pro](https://appshunter.io/ios/topics/easy-market-pro) · [mbankar procredit bank srbija](https://appshunter.io/ios/topics/mbankar-procredit-bank-srbija) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*