# Monorail: America’s Invest App — Stocks, ETFs, Retirement

> Investment app for stocks, ETFs, and retirement with curated portfolios. (iPhone/iPad app by Monorail Inc..)

- Source: https://appshunter.io/ios/app/monorail-americas-invest-app/id1253602285 (this page in markdown: same URL + `.md`)
- Developer: [Monorail Inc.](https://appshunter.io/developer/1253602284)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.20/5 from 291 App Store ratings · 117 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.3 · 288 MB
- Languages: American English
- Released: 2018-08-04
- Data updated: 2026-09-02
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/monorail-americas-invest-app/id1253602285/reviews.md

## What is Monorail?

Monorail is America’s Investment App.

WHY MONORAIL?
Because what a company stands for matters. Set up a diversified portfolio managed by our experts while taking a stand against big corporate interests. Choose between a Patriot Portfolio or a Global Portfolio.

PATRIOT PORTFOLIO
The American economy was built on the power of ingenuity, innovation, and the free market. Monorail makes it easy to expose your long-term dollars to that same engine. Utilize the economic power that built our country.

Based on Nobel Prize academics
Thousands of holdings
Globally diversified
Automatic rebalancing

GLOBAL PORTFOLIO
Monorail offers you the flexibility to trade with whole or fractional shares, giving you the opportunity to own a piece of your favorite companies no matter their share price.

TRADING
Don’t go somewhere else to trade stocks. We give you the freedom to purchase whole or fractional shares in the companies you believe in most.

Trade whole and fractional stocks
Stock watchlists
Clear Buying Power amount
Daily market overview of your stocks
Your position details
In-depth stock statistics
Explore and find new stocks to trade
Intuitive design for trading beginners and pros

TRUSTWORTHY
- Chat with support & get real human help
- Bank-level data encryption
- SEC-regulated
- SIPC-insured investment accounts

## Key features

- Curated Patriot and Global Portfolios
- Expert-managed diversified portfolios
- Trade whole and fractional shares
- Automatic portfolio rebalancing
- Stock watchlists and market overview
- In-depth stock statistics
- SEC-regulated and SIPC-insured accounts

## What do users think of Monorail?

Overall sentiment: negative

**Pros**

- 🚀 Great returns
- 👍 Easy to use
- 💡 Allows investing in Christian/patriotic values
- 🚀 Convenient and easy to use
- 👍 Highly recommended
- 👍 Excellent app for investing
- 👍 User-friendly and organized
- 👍 Helpful for financial planning and goals

**Cons**

- 🐛 No benefit, no help provided
- 🐛 Constantly asking to sign in again, sending codes
- 🐛 Slow customer support response times
- 🐛 Difficult to purchase fractional shares
- 🐛 Unable to verify email, get codes
- 🐛 Long onboarding and approval process
- 🐛 Complicated to use, poor performance
- 🐛 Password issues, app won't accept certain passwords
- 🐛 Difficult to use, very vague
- 🐛 Accounts frozen, no explanation or resolution
- 🐛 Withdrawal issues, money not returned in timely manner
- 🐛 Unreliable, buggy, freezes often
- 🐛 Difficult to navigate, glitchy
- 🐛 Subscription fees charged even without an account

**Commonly reported bugs**

- Login screen freezes
- Incompatible with older devices
- Issues linking bank accounts
- Withdrawal delays of over a month
- Accounts being frozen with no explanation

**Most requested features**

- Dark mode option
- Advanced analytics dashboard

## Recent user reviews (10 of 117)

All indexed reviews: https://appshunter.io/ios/app/monorail-americas-invest-app/id1253602285/reviews.md

### 1/5 — Feels like a scam

*2026-04-14, version 7.26.0*

At this point, with the severe a lack of communication, it feels like this was a scam as a company and when they were raising capital via crowdfunding.

### 5/5 — Awesome app concept

*2026-03-25, version 7.25.0*

Love investing with a company that shares my same values

### 1/5 — No Benefit

*2026-01-30, version 7.24.0*

I opened this account expecting some outside insight and assistance. Boy was I mistaken. I am not an experienced investor and am not as knowledgeable of this subject as many. These folks have taken my money but have offered no help. I will not be using this in the future.

### 5/5 — Great returns

*2026-01-23, version 7.24.0*

Great returns

### 4/5 — Great App to investing

*2026-01-08, version 7.24.0*

Enjoying the patriot portfolio. Happy 
knowing that I’m investing in a company that stand for Christian biblical values.

### 5/5 — Trustworthy

*2025-11-06, version 7.22.0*

I have invested with Monorail over the years and never have I had any problems or regrets.

### 2/5 — Needs improvement

*2025-09-25, version 7.21.2*

Used this app to invest for just about one year. Easy to add funds but constantly asking me to sign in again and sending me a code. Very annoying. Also I’ve sent a few email inquiries during that time and it took several days, weeks for a reply.

### 5/5 — Great investment app!

*2025-09-23, version 7.21.2*

Really love how easy Monorail makes investing and the UI looks great. It feels good knowing I can put my money to work into companies that back my values.

### 5/5 — Great App

*2025-09-23, version 7.21.2*

This is the best investment app out there!!

### 4/5 — Looking forward to using this app

*2025-09-01, version 7.21.0*

Easy to navigate

## Frequently asked questions about Monorail

### What is Monorail?

Monorail is an investment app that allows users to invest in stocks and ETFs. It offers curated portfolios, such as the Patriot Portfolio and Global Portfolio, managed by experts. Users can also trade individual stocks and fractional shares with an intuitive interface suitable for both beginners and experienced traders.

### What are the key features of Monorail?

Key features include access to expert-managed Patriot and Global Portfolios with automatic rebalancing, the ability to trade whole and fractional shares, stock watchlists, daily market overviews, and in-depth stock statistics. The app also provides bank-level data encryption and is SEC-regulated and SIPC-insured.

### How much does Monorail cost?

The provided information indicates that the app has advertisements, suggesting it is free to use with in-app ads. There is no mention of subscription fees or upfront purchase costs for the application itself.

### Is Monorail suitable for beginners?

Yes, Monorail is designed with an intuitive interface that caters to both trading beginners and experienced pros. It offers features like expert-managed portfolios and clear buying power indicators to simplify the investment process for new users.

### What types of investments can I make with Monorail?

You can invest in stocks and ETFs through Monorail. The app allows you to invest in curated portfolios like the Patriot Portfolio or Global Portfolio, or you can choose to trade individual stocks and fractional shares of companies you believe in.

## Version history (last 5 releases)

### 7.29.0 — 2026-08-27

Version includes improvements and fixes enhancing user experience of app.

### 7.28.0 — 2026-08-18

Version includes improvements and fixes enhancing user experience of app.

### 7.27.3 — 2026-06-10

Version includes improvements and fixes enhancing user experience of app.

### 7.27.2 — 2026-06-04

Version includes improvements and fixes enhancing user experience of app.

### 7.27.1 — 2026-05-19

Version includes improvements and fixes enhancing user experience of app.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*