# Monosend — Send Money, Pay Bills, Convert > All-in-one financial platform for secure, borderless money transfers and payments. (iPhone/iPad app by Monosend Tech Limited.) - Source: https://appshunter.io/ios/app/monosend/id6670455872 (this page in markdown: same URL + `.md`) - Developer: [Monosend Tech Limited](https://appshunter.io/developer/1766396334) - Category: Finance - Price: Free - Rating: 4.42/5 from 12 App Store ratings · 5 written reviews indexed - Age rating: 9+ - Requires: iOS 15.5.0 · 367 MB - Languages: English - Released: 2024-12-09 - Data updated: 2026-07-08 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/monosend/id6670455872/reviews.md ## What is Monosend? Monosend is your all-in-one financial platform for secure, convenient, and borderless transactions. Seamlessly manage your money, pay bills, exchange currencies, and shop online—right from your phone. Key Features: - Dedicated Nigerian Account: Instantly get a unique local account number to receive payments and transact locally without hassle. - Send & Receive Money: Transfer funds effortlessly to friends, family, or business contacts, both locally and internationally. - Utility Bills Payment: Pay electricity, water, and other utility bills directly from the app—no more standing in queues. - Virtual USD Card: Create a virtual USD card for secure online shopping and international payments, accepted worldwide. - Currency Exchange: Convert between South African Rands (ZAR) and Nigerian Naira (NGN) at competitive rates. - Rands Deposits & Transfers: Deposit Rands, convert them to Naira instantly, or send Rands out easily, giving you global spending power. - Secure & Compliant: Monosend employs top-grade encryption and adheres to regulatory standards, ensuring your transactions are safe and compliant. - 24/7 Customer Support: Our dedicated support team is available around the clock to assist with any questions or issues. Whether you’re a traveler, business owner, student, or anyone needing flexible, reliable money management tools, Monosend puts financial freedom in your hands. Download Monosend now and step into a new era of convenient global finance! ## Key features - Dedicated Nigerian Account - Send & Receive Money - Utility Bills Payment - Virtual USD Card - Currency Exchange - Rands Deposits & Transfers ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/monosend/id6670455872/reviews.md ### 5/5 — Best app ever *2026-04-23* The app interface is great and seamless,transactions are fast I highly recommend it ### 1/5 — Very poor service *2026-04-03* Please there services is very poor , don’t use always charging your for absolute nothing ### 5/5 — Yung *2025-01-14* I’m literally glad I found this app. I can now do sponsored ads on my social platforms with Monosend app card. Thank you Monosend ### 5/5 — Monosend *2025-01-14* Very Fast Banking App.. transfer to other banks are super fast also ❤️😀 Converting Naira to Rand Available instantly ### 5/5 — Rands Service too fast *2025-01-14* We Nigerians are always unable to account, since monosend started i have being able to do Bank Transfers and E wallet payments .. ## Frequently asked questions about Monosend ### What is Monosend? Monosend is a financial platform that allows users to send and receive money, pay bills, and exchange currencies. It offers features like a dedicated Nigerian account and a virtual USD card for secure online shopping and international payments. ### How secure is Monosend? Monosend employs top-grade encryption and adheres to regulatory standards to ensure all transactions are safe and compliant. The platform is designed for secure and convenient financial management. ### Can I pay utility bills with Monosend? Yes, you can pay electricity, water, and other utility bills directly from the Monosend app. This feature eliminates the need to stand in queues for bill payments. ### What currencies can I exchange with Monosend? Monosend allows you to convert between South African Rands (ZAR) and Nigerian Naira (NGN) at competitive rates. You can also deposit Rands, convert them to Naira, or send Rands out. ### Does Monosend have ads? Yes, Monosend contains advertisements. Users will encounter ads while using the application. ### What devices is Monosend available on? Monosend is currently supported on iPhone and iPod devices. Compatibility with other platforms may be considered in future updates. ### How often is Monosend updated? The latest version of Monosend is 1.0.8, and it was last updated on January 13, 2026. Updates typically include improvements to features and security. ### What is the age rating for Monosend? Monosend has an age rating of 17+. This indicates that the app is intended for mature audiences due to its financial transaction features. ## Version history (last 5 releases) ### 1.0.9 — 2026-04-29 bug fixes and performance improvements. ### 1.0.8 — 2026-01-13 • Withdrawal Narrations: You can now add custom notes (narrations) to your withdrawals for better record keeping. • Improvements: We’ve polished the overall app experience and made performance improvements to keep things running smoothly. ### 1.0.7 — 2025-11-30 New Feature: Electricity Payments! You can now pay for South African electricity directly within the app. We've also made some general performance improvements and bug fixes to keep everything running smoothly. ### 1.0.6 — 2025-11-09 • Apple Pay is Here! You can now add your Monosend Card to Apple Wallet for fast, secure, and private payments in-store, online, and in apps. • A Fresh New Look: We've updated and polished parts of the app's design to make your experience cleaner and more intuitive. • Bug Fixes: As always, this update includes performance improvements and bug fixes to keep things running smoothly. ### 1.0.5 — 2025-11-08 • Apple Pay is Here! You can now add your Monosend Card to Apple Wallet for fast, secure, and private payments in-store, online, and in apps. • A Fresh New Look: We've updated and polished parts of the app's design to make your experience cleaner and more intuitive. • Bug Fixes: As always, this update includes performance improvements and bug fixes to keep things running smoothly. ## Apps similar to Monosend | App | Rating | Price | Category | | --- | --- | --- | --- | | [Zap by Paystack](https://appshunter.io/ios/app/zap-by-paystack/id6463129864) | 4.3 (20) | Free | Finance | | [Spendin - Send, Swap](https://appshunter.io/ios/app/spendin-send-swap/id6747070548) | 3.4 (16) | Free | Finance | | [Ofunds](https://appshunter.io/ios/app/ofunds/id6738388492) | 4.4 (69) | Free | Finance | | [Kokosend](https://appshunter.io/ios/app/kokosend/id1613055315) | 4.3 (38) | Free | Finance | | [ResmanApp](https://appshunter.io/ios/app/resmanapp/id6627340656) | 4.3 (8) | Free | Finance | | [SafeHaven Mobile](https://appshunter.io/ios/app/safehaven-mobile/id6453160537) | 4.5 (27) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-08.*