# Monspend: Installment Tracker — Subscriptions, Bills & Cards

> Subscriptions, Bills & Cards (iPhone/iPad app by Muhammed Samil DEMIR.)

- Source: https://appshunter.io/ios/app/monspend-installment-tracker/id6762266602 (this page in markdown: same URL + `.md`)
- Developer: [Muhammed Samil DEMIR](https://appshunter.io/developer/1600108280)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.6 · 54 MB
- Languages: American English
- Released: 2026-05-17
- Data updated: 2026-10-28

## What is Monspend?

Monspend is the smartest way to take control of your money. Just type what you spent — our built-in AI assistant understands plain language and logs it instantly. No more tedious manual entry.

NEVER GET SURPRISED BY A BILL AGAIN
Subscriptions drain budgets silently. Monspend tracks Netflix, Spotify, Disney+, ChatGPT, and 10+ popular services with one tap. See your total monthly subscription cost at a glance, get trial-end alerts before auto-renewals hit, and stay in control of every recurring charge.

AI-POWERED EXPENSE ENTRY
With our built-in AI assistant, just type "Coffee $4.50" or "Paid rent $1,200" and your expense is logged instantly. No forms, no tapping through menus — finance tracking that feels like texting.

BUILT FOR YOUR LIFESTYLE
- Individuals: household budget, daily spend tracking, savings goals, credit card management
- Freelancers: project income, client labels, VAT tracking, invoice due dates
- Small Business Owners: revenue vs expense, tax-deductible tags, multi-currency support

Your dashboard adapts to your profile — showing the metrics that matter most to you.

KEY FEATURES
- Smart Dashboard — net balance, daily budget, days remaining, category charts
- Subscription Manager — monthly burn total, trial countdowns, renewal alerts
- Credit Card Tracker — statement dates, due dates, spend per card, credit limit
- Installment Plans — track multi-month purchases with progress rings
- Recurring Bills — auto-generate monthly expenses as a series
- Payment Reminders — local notifications 0, 1, or 2 days before any due date
- Savings Goals — set target amounts and track your progress
- Calendar View — see all expenses on a monthly calendar
- Home Screen Widget (iOS) — today's daily budget and spend at a glance
- Excel Export — export all your expenses to a spreadsheet
- App Lock — protect your data with PIN security
- Dark Mode — full dark mode and system theme support

PRIVACY FIRST
All your financial data is stored locally on your device. No bank account linking required — no transaction scraping, no third-party data sharing. You enter your data manually or via AI chat, and it stays on your phone.

MULTI-LANGUAGE & MULTI-CURRENCY
Available in English, Turkish, German, and Spanish. Supports USD, EUR, GBP, TRY, and JPY with locale-aware formatting.

FREE & PRO
The free tier includes core budgeting features with 3 AI messages per day. Upgrade to Pro for unlimited AI, no ads, and expanded feature access.

Download Monspend today and see exactly where your money goes — before it's gone.

Monspend Pro Subscription:
• Monthly — $4.99/month (3-day free trial for new subscribers)
• Yearly — $29.99/year (7-day free trial for new subscribers)
Payment is charged to your Apple ID. Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in Settings → Apple ID → Subscriptions.
Terms of Use (EULA): https://www.monsware.com/monspend/terms/
Privacy Policy: https://www.monsware.com/monspend/privacy/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monspend Pro Monthly | $4.99 | per month |
| Monspend Pro Yearly | $29.99 | per year |


## Is Monspend safe?

Not enough ratings yet to assess Monspend.

## Is Monspend legit?

Monspend: Installment Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Monspend is 70 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.0.2 — 2026-10-26

• Reminders are now free for everyone: get a heads-up before every bill, installment and subscription.
• Higher free limits: 3 cards, 10 installments and 10 subscriptions.
• Shorter setup in 3 steps.
• Fixes for reminders, month-end dates, deleting installments and the app lock.

### 1.0.1 — 2026-05-18

No release notes.

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## More apps by Muhammed Samil DEMIR

- [Triangle Calculator Pythagoras](https://appshunter.io/ios/app/triangle-calculator-pythagoras/id1600108278)
- [Circle Calculator - Pi & Area](https://appshunter.io/ios/app/circle-calculator-pi-and-area/id1607441563)
- [Room Square Footage Calculator](https://appshunter.io/ios/app/room-square-footage-calculator/id6822698509)

All apps by Muhammed Samil DEMIR: https://appshunter.io/developer/1600108280

## Related topics

[muhammed samil demir](https://appshunter.io/ios/topics/muhammed-samil-demir)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-28.*