# Mont - AI Finance Tracker — Budget, Spending & Debt > Budget, Spending & Debt (iPhone/iPad app by Patricio Villarreal.) - Source: https://appshunter.io/ios/app/mont-ai-finance-tracker/id6784463236 (this page in markdown: same URL + `.md`) - Developer: [Patricio Villarreal](https://appshunter.io/developer/6784463238) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 31 MB - Languages: American English, European Spanish - Released: 2026-07-16 - Data updated: 2026-10-03 ## What is Mont? Own your money. See where it goes, understand why, and build a plan, with an AI coach that gets your finances and helps you control them. SEE WHERE YOUR MONEY ACTUALLY GOES Clear charts break your spending down by category, by month, by account. Your whole financial picture on one screen. No spreadsheets, no guesswork. AN AI COACH THAT KNOWS YOUR NUMBERS Ask Mont anything: why your spending jumped, whether you can afford something, how the month is really going. Then take it further. Build a savings strategy, plan a payoff, decide what to do with what's left. Every answer comes from your own data, not generic advice. SCAN A RECEIPT, LOG IT INSTANTLY Point your camera and Mont files the transaction: amount, merchant, category, all of it. No typing, no spreadsheets. BRING IN YOUR BANK STATEMENTS Upload a statement and Mont reads it, categorizes every transaction, and folds it into your budgets and reports automatically. BUDGETS AND SAVINGS, SIDE BY SIDE Set monthly limits for groceries, dining, and everything else, and watch your savings goals grow right next to them. GET OUT OF DEBT, WITH A PLAN Every card and loan in one place, with a debt-free date you can trust. Two ways to pay them down, and Mont recommends one: save the most, or clear the smallest first for quick wins. It runs both on your numbers and shows what the other would cost you. Set what you can add on top of the minimums and watch the date move. And when your payments are not covering the interest, Mont says so plainly. KNOW HOW YOUR MONTH WENT Weekly and monthly reports turn your money into plain language: savings rate, safety net, credit use. Every insight comes with analysis you can keep exploring in chat. Your money is already telling you something. Mont helps you hear it. Terms of use: https://getmontapp.com/terms Privacy policy: https://getmontapp.com/privacy ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Premium Duo (Monthly) | $9.99 | per month | | Premium (Annual) | $69.99 | per year | | Premium (Monthly) | $6.99 | per month | | Premium Duo (Annual) | $99.99 | per year | ## Is Mont safe? Not enough ratings yet to assess Mont. ## Is Mont legit? Mont - AI Finance Tracker has limited verification signals. The AppsHunter Legitimacy Score for Mont is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 1.5.0 — 2026-10-02 Mont’s Home screen has been redesigned around what matters today. - New personalized Insights explain changes in your spending, budgets, subscriptions, upcoming payments, unusual charges, and goals. - Each insight includes context and a clear next step, such as adjusting a budget, creating a goal, reviewing a recurring payment, or asking Mont. - Apply suggested budget changes in one tap. - A new Home layout brings Safe to spend, quick actions, Insights, upcoming payments, Money Guardrails, and attention items into one clearer view. - Added helpful empty states and improved navigation throughout Home. - Fixed incorrect insight links, stale insights from deleted items, date display issues, report timing, session cleanup, sign-out feedback, paywall routing, and several layout and localization bugs. ### 1.4.4 — 2026-09-24 Trends, at a glance • One card per question: what changed, whether your pace lasts to payday, your savings rate, budget pace, biggest expenses and spending by weekday. Tap any card for the full workings. • Pick 3, 6 or 12 months and every chart follows. Windows now cover whole months, so the average you are measured against is a fair one. • Ask Mont AI straight from Trends: a next-step suggestion under the payday strip, and an "Ask Mont AI about this" button in every detail. • New account? Trends unlocks after 14 days of activity. Until then you get a countdown, and you can browse the examples freely. Quick add • New transaction that was already registered? No problem, click on the suggested transactions in the quick add keypad to add it again. Also • Fixes and polish throughout. ### 1.4.3 — 2026-09-15 Trends, at a glance • One card per question: what changed, whether your pace lasts to payday, your savings rate, budget pace, biggest expenses and spending by weekday. Tap any card for the full workings. • Pick 3, 6 or 12 months and every chart follows. Windows now cover whole months, so the average you are measured against is a fair one. • Ask Mont AI straight from Trends: a next-step suggestion under the payday strip, and an "Ask Mont AI about this" button in every detail. • New account? Trends unlocks after 14 days of activity. Until then you get a countdown, and you can browse the examples freely. Quick add • New transaction that was already registered? No problem, click on the suggested transactions in the quick add keypad to add it again. Also • Fixes and polish throughout. ### 1.4.2 — 2026-09-10 Reports, rebuilt. Weekly and monthly reports now lead with the one number that matters, then the three things worth knowing. Your month ends with a Recap you can play like a story. Home tells you when a report is coming, and when your Recap is ready. Money Guardrails: pick what Mont watches, and hear about it the moment it crosses. Swipe any transaction to edit or delete it. Plus fixes and polish across the app. ### 1.4.1 — 2026-09-09 Reports, rebuilt. Weekly and monthly reports now lead with the one number that matters, then the three things worth knowing. Your month ends with a Recap you can play like a story. Home tells you when a report is coming, and when your Recap is ready. Money Guardrails: pick what Mont watches, and hear about it the moment it crosses. Swipe any transaction to edit or delete it. Plus fixes and polish across the app. ## Apps similar to Mont | App | Rating | Price | Category | | --- | --- | --- | --- | | [Expense tracker - Nola](https://appshunter.io/ios/app/expense-tracker-nola/id6760321950) | 3.7 (3) | Free | Finance | | [Control: Budget Tracker](https://appshunter.io/ios/app/control-budget-tracker/id6759602182) | 4.3 (11) | Free | Finance | | [Budget Tracker - Brim](https://appshunter.io/ios/app/budget-tracker-brim/id6754203889) | 3.4 (5) | Free | Finance | | [Kelo: Expense Tracker & Budget](https://appshunter.io/ios/app/kelo-expense-tracker-and-budget/id6744532763) | 5.0 (9) | Free | Finance | | [Lukas - Control de gastos](https://appshunter.io/ios/app/lukas-control-de-gastos/id6758321769) | 5.0 (1) | Free | Finance | | [Bill Organizer Reminder: NEKO](https://appshunter.io/ios/app/bill-organizer-reminder-neko/id1451776066) | 4.6 (509) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-03.*