# Monter: Financial Freedom — Pilot your money. Drop debt.

> Pilot your money. Drop debt. (iPhone/iPad app by Utilab, MB.)

- Source: https://appshunter.io/ios/app/monter-financial-freedom/id6795156246 (this page in markdown: same URL + `.md`)
- Developer: [Utilab, MB](https://appshunter.io/developer/1873222482)
- Category: Finance, Education
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 32 MB
- Languages: American English, French (France), German (Germany), Indonesian, Russian, European Spanish, Vietnamese
- Released: 2026-09-14
- Data updated: 2026-09-27

## What is Monter?

Most finance apps show you a spreadsheet. Monter hands you a hot-air balloon - and makes you the pilot.

Everything you owe hangs off the basket as sandbags. Everything you save adds lift. Nobody else can fly this thing: you cut the weight, you add the lift, you climb. The app turns that into a daily 30-second loop - check in, log something, learn something - and shows you the one number that matters: your Freedom Day, the date your money could carry you without a paycheck.

WHY IT WORKS

• One score, honestly computed from what you enter - no bank login required, no percentile theater
• Money leaks, found automatically: idle cash, interest bleed, subscriptions you forgot - each one sized in real money per month
• The Time Machine: see what fixing one leak does across 30 years, at a stated assumed rate. An illustration, not a promise - we say so right on the chart
• Freedom Day: watch it move closer as you act. That date moving is the whole game

THE DAILY LOOP

• Check in, keep your streak, earn points
• Points buy streak freezes, sky themes, boosts - never cash, always fun
• Weekly challenges and short lessons (4 minutes, no jargon)
• Diplomas for the real milestones: debt-free is earned with data, not bought

YOUR MONEY, ACTUALLY MANAGED

• Wallets in any currency, converted with live daily exchange rates
• Import your bank's CSV statement - columns detected automatically, duplicates skipped, read entirely on your device
• Scan paper receipts: the camera reads the total, merchant and date
• Budgets that warn at 80%, recurring transactions, goals with dates
• Insurance and coverage checklist with your personal risk math
• CSV export of everything, any time

PRIVATE BY ARCHITECTURE

Your financial data lives on your device. We do not have a server that holds it. Export it or wipe it whenever you want - it is yours.

MONTER PRO

The free version is genuinely useful: full money management, one revealed leak per day, ads at natural pauses. Pro removes ads, opens every leak at once, and unlocks the full Time Machine and scenario planning. $7.99/month or $39.99/year after a 7-day free trial. Auto-renews unless cancelled 24 hours before the period ends; manage or cancel in your Apple ID settings.

Not financial advice. Monter is an educational tool: you enter your figures, it does honest arithmetic, decisions stay yours.

Privacy: https://monter.utilab.org/privacy
Terms: https://monter.utilab.org/terms

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monter Pro Monthly | $7.99 | per month |
| Monter Pro Annual | $39.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 1,500 Points | $4.99 | one-time |
| 500 Points | $1.99 | one-time |
| 4,000 Points | $9.99 | one-time |


## Is Monter safe?

Not enough ratings yet to assess Monter.

## Is Monter legit?

Monter: Financial Freedom appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Monter is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 1.0.4 — 2026-09-24

Monter now speaks Vietnamese, Indonesian, Spanish, German and French, voice entry included. It follows your phone's language, or pick one under Your account. Also a clearer Pro screen: both plans priced by the month, and the free trial stated up front.

### 1.0.3 — 2026-09-18

Your data now lives in your iCloud. Delete the app or change phones: your money, streak and lessons come back on their own. Plus small fixes.

### 1.0.2 — 2026-09-15

Under-the-hood improvements to make Monter more reliable.

### 1.0.1 — 2026-09-14

No release notes.

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## More apps by Utilab, MB

- [Restova](https://appshunter.io/ios/app/restova/id6763447208)
- [Yora: Aesthetic Photo & Editor](https://appshunter.io/ios/app/yora-aesthetic-photo-and-editor/id6775628447)

All apps by Utilab, MB: https://appshunter.io/developer/1873222482

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-27.*