# Monthlio — Your true monthly cost > Personal finance tracker normalizing all expenses to a true monthly cost. (iPhone/iPad app by BRANDON ABRAHAM MOGHADAM.) - Source: https://appshunter.io/ios/app/monthlio/id6810045540 (this page in markdown: same URL + `.md`) - Developer: [BRANDON ABRAHAM MOGHADAM](https://appshunter.io/developer/6779561833) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 17.0 · 2 MB - Languages: American English - Released: 2026-09-11 - Data updated: 2026-09-22 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/monthlio/id6810045540/reviews.md ## What is Monthlio? Monthlio is a fast, private expense tracker that answers one question: what does my month actually cost? Enter your expenses at whatever cadence they bill — weekly groceries, a yearly Prime renewal, a quarterly insurance payment — and Monthlio normalizes everything to a true monthly cost. The dashboard shows your total, a breakdown by category, and what's left after expenses. FEATURES • Monthly total with a donut chart by category. Tap a slice to drill in. • Every cadence normalized: weekly, every two weeks, monthly, quarterly, yearly, one-time. • Income and leftover: set your take-home pay and see how much of it goes to expenses. • Category budgets with green, amber and red progress and an over-budget badge. • Subscriptions view with a cancel toggle and price-increase flags. • Upcoming charges: a 30-day timeline of what hits your account, with optional reminders the day before. • Month history: a bar chart of past months and month-over-month change. • Search and sort your expenses. • Multi-currency with a base currency and your own exchange rates. • Face ID or passcode lock. • iCloud sync between your devices. • CSV export. PRIVATE BY DESIGN No account, no ads, no analytics, no bank linking. Your data stays on your device and in your own iCloud. Monthlio never sees it. Works offline. No subscription required. ## Key features - Normalize all billing cycles to monthly cost - Categorize expenses with visual breakdown - Track subscriptions and identify price increases - View upcoming charges and set reminders - Set income and track leftover funds - Offline functionality - Face ID or passcode lock ## Frequently asked questions about Monthlio ### What is Monthlio's true monthly cost? Monthlio is completely free to download and use. There is no subscription required, and it does not offer any in-app purchases. ### Does Monthlio have ads? No, Monthlio is ad-free. The app is designed with privacy in mind and does not contain any advertisements. ### How does Monthlio handle different billing cycles? Monthlio normalizes expenses from various billing cycles, including weekly, bi-weekly, monthly, quarterly, and yearly, to a single true monthly cost for easy comparison. ### Is Monthlio secure? Yes, Monthlio prioritizes user privacy and security. It features Face ID or passcode lock and does not require an account or bank linking, keeping your data on your device. ### Can I use Monthlio offline? Yes, Monthlio works offline. Your expense tracking and financial data are stored locally on your device, ensuring accessibility without an internet connection. ### How often is Monthlio updated? Monthlio was last updated on September 21, 2026, with version 1.2. This indicates a recent update, suggesting ongoing development and support. ### What devices does Monthlio support? Monthlio is currently supported on iPhones. It utilizes iCloud sync, allowing your data to be consistent across your Apple devices. ### What do users like about Monthlio? Based on its 5.0-star rating from one review, users likely appreciate its straightforward approach to understanding monthly costs and its privacy-focused design. ## Version history (last 3 releases) ### 1.2 — 2026-09-21 • Five new expense categories: Phone, Loan, School, Kids, and Pets, each with its own icon and chart color. • Your existing expenses and budgets keep their current categories. ### 1.1 — 2026-09-14 Bug fixes and improvements: • One-time expenses now count only toward the month they’re charged. • The app lock now covers any open screen, and Face ID no longer asks again after you cancel. • Your exchange rates are kept when you change your base currency. • Upcoming-charge reminders arrive on time, show amounts in each expense’s own currency, and hide details while the app is locked. • Settings stay in sync across your devices. • Very large amounts are handled safely, and CSV exports open safely in spreadsheet apps. ### 1.0 — 2026-09-11 No release notes. ## More apps by BRANDON ABRAHAM MOGHADAM - [Hashem \| English & Hebrew](https://appshunter.io/ios/app/hashem-english-and-hebrew/id6779561831) All apps by BRANDON ABRAHAM MOGHADAM: https://appshunter.io/developer/6779561833 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-22.*