# Monthly: Bill & Budget Planner — Expense & Subscription Tracker > Personal finance app for budgeting, bill tracking, and expense management. (iPhone/iPad app by Arno Richter.) - Source: https://appshunter.io/ios/app/monthly-bill-and-budget-planner/id6760183749 (this page in markdown: same URL + `.md`) - Developer: [Arno Richter](https://appshunter.io/developer/1883018646) - Category: Finance, Productivity - Price: Free - Rating: 4.70/5 from 46 App Store ratings · 37 written reviews indexed - Age rating: 4+ - Requires: iOS 26.1 · 13 MB - Languages: British English, French (France), German (Germany), Italian, Japanese, Brazilian Portuguese, European Spanish - Released: 2026-03-10 - Data updated: 2026-11-09 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/monthly-bill-and-budget-planner/id6760183749/reviews.md ## What is Monthly? See what’s left of your income after rent, bills, and subscriptions, without tracking every coffee. Add your income and recurring expenses once. Monthly then calculates your budget around every due date. EVERY BILL IN THE RIGHT MONTH Rent is due every month, insurance once a year. Monthly counts each payment in the budget month it falls in. You can plan for one-time income and expenses, too. YOUR BUDGET, YOUR SCHEDULE Start your budget month on payday or any other day of the month. If you want, an account can carry what’s left at the end of the month into the next one, shortfalls included, so your budget keeps running. At the start of each budget month, check the amount and adjust it if needed. HOUSEHOLDS & ACCOUNTS Manage separate households and assign income and expenses to accounts. Transfers move money between your accounts, once or on a recurring schedule, and don’t count as income or expenses. See the budget for each account as well as your household total. REMINDERS ON YOUR TERMS Set a reminder for any expense and choose the day and time. CATEGORIES & INSIGHTS Group expenses into categories such as housing, transportation, or leisure, with colors and icons of your choice. See how your income, expenses, and budget change over time. WIDGETS & QUICK ACCESS Check your monthly budget and upcoming expenses from your Home Screen, without opening Monthly. Add a new expense from the “Today’s Expenses” widget or a control in Control Center. CSV EXPORT Export your income, expenses, and transfers as a CSV file to open in a spreadsheet. FREE & PRIVATE No ads, no tracking, no subscription, no sign-up. Monthly keeps your entries on your device, not in the cloud. Plan your month knowing what’s left. ## Key features - Automatic budget calculation - Customizable budget schedule - Household and account management - Bill and subscription tracking - Expense categorization - CSV export - Home screen widgets ## Is Monthly safe? Monthly: Bill & Budget Planner appears safe based on user ratings. The AppsHunter Safety Score for Monthly is 87 out of 100. This assessment is based on 46 user ratings, with an App Store average of 4.7 out of 5. Of 46 App Store ratings, 89.1% point to a safe experience, 6.5% suggest some concerns, and 4.3% point to a risky experience. ## Is Monthly legit? Monthly: Bill & Budget Planner appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Monthly is 65 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (10 of 37) All indexed reviews: https://appshunter.io/ios/app/monthly-bill-and-budget-planner/id6760183749/reviews.md ### 5/5 — I love this *2026-10-28* This is a super simple app. I’ve looked at a bunch of different ones that have a bunch of random stuff in it that is not needed. It doesn’t track like it should or what it says in the description I haven’t found any issues with this one I actually like how it looks and how easy it is to use I don’t need to go into videos or do extra research on how to use it. It breaks everything down and allows me to have everything as simple as possible and it is free. It’s a great budgeting app for free. ### 5/5 — Beste Finanz App die umsonst ist *2026-10-25* Absolut Peak ### 5/5 — 👍 *2026-10-23* Thank you. Very convenient and useful. I recommend it. ### 3/5 — Not a BAD app… *2026-10-22* But it’s kinda hard to learn how to use it. Not very intuitive. Hard to edit expenses, when necessary. I’ll keep using it, but it could be better. ### 3/5 — Great visuals, functionality could be better *2026-10-22* This app hooked me instantly from seeing how beautiful the interface was designed. I loved that there were breakdowns of everything based on monthly income, your budget amount, and the due dates of different bills that are due. The Statistics tab was also built very nicely and I appreciate the different visualizations of seeing how your money is being used. One of the things that I really wanted to use the app for however was track my daily expenses, and to be able to see how I’m doing financially daily. It seems to not be an option to see that unless there’s a due date attached, and even if there is one attached, it will suddenly disappear once the due date has arrived. Overall it doesn’t seem to be much support for the daily transactions. I’d love to see more options for people like me who want not only a monthly overview, but a daily view of their finances so that they can feel more in control of their money. It would also be nice to see this support in the Statistics tab too, especially. More filtering (like sorting out transactions by date, biggest to lowest transactions, etc) would be nice to have too. Otherwise it’s a decent app. ### 5/5 — Awesome *2026-10-17* Exactly what I wanted! There’s no subscription/fees, all the features are available to me and it’s easy to use. Thanks for making this! ### 5/5 — Easy to use *2026-10-16* Simple and functional and free ### 4/5 — Eine Verbesserung für die App *2026-10-16* Hallo Liebes Team hinter diesen sehr nützlichen App. Ich benutze ihre App sehr gerne und sie hilft mir mit meinen Finanzen umgehen zu können. Was mir aber fehlt ist die Option, für jede bestimmte Kategorie wie zum Beispiel bei mir Lebensmittel, ein eigenes Budget festzulegen. Damit man sehen kann wie viel man noch für Lebensmittel ausgeben kann. Das würde mir noch sehr helfen. Lg Samuel ### 5/5 — Great app *2026-10-07* Great app. Keeps budgets on track. ### 5/5 — Perfekt *2026-10-06* Einfach, keine Abos, alles prima ## Frequently asked questions about Monthly ### What is Monthly's primary function? Monthly helps users see their remaining income after essential bills and subscriptions. It automatically calculates a budget based on due dates, allowing users to plan their spending effectively. ### Does Monthly have ads? No, Monthly is ad-free. The app is designed to be private and does not contain advertisements, ensuring an uninterrupted user experience. ### How does Monthly handle recurring bills and subscriptions? You add your recurring expenses once, and Monthly automatically accounts for them in the budget month they are due. This includes bills like rent and insurance, as well as subscriptions. ### Can I customize my budget schedule in Monthly? Yes, you can start your budget month on your payday or any other day. The app also allows for accounts to carry over remaining balances or shortfalls to the next month. ### Is Monthly available on multiple devices? Currently, Monthly is supported on iPhone devices. Information regarding availability on other platforms like Android is not provided. ### How secure is my financial data with Monthly? Monthly prioritizes privacy by keeping all your entries on your device. It does not use cloud storage, requires no sign-up, and does not track your data. ### Can I export my financial data from Monthly? Yes, Monthly allows you to export your income, expenses, and transfers as a CSV file. This file can then be opened and analyzed in spreadsheet software. ### What is the update frequency for Monthly? The app was last updated on November 7, 2026, indicating active development. Users can expect regular updates to improve functionality and address any issues. ## Version history (last 5 releases) ### 2.24 — 2026-11-07 What's New: - Transfers between accounts. - Redesigned budget with monthly history. Carry over Budget/mo. and adjust it. - Redesigned widgets and charts. - New action button on Overview and Journal. - Finances shows real month amounts instead of averages. - Bug fixes and improvements. ### 2.23 — 2026-10-24 What's New: - New Journal view. - Optimized for iPhone Duo. - Bug fixes and improvements. ### 2.22 — 2026-10-19 What's New: - Redesigned onboarding. - Bug fixes and improvements. ### 2.21 — 2026-10-14 What's New: - Missing currencies like the Serbian dinar are back, and amounts show the right decimal places. ### 2.20 — 2026-10-11 What's New: - You can now optionally choose a “Valid From” date for income and expenses. - Bug fixes and improvements. ## Apps similar to Monthly | App | Rating | Price | Category | | --- | --- | --- | --- | | [Budgeting App - Spend Tracker](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435) | 4.7 (95) | Free | Finance | | [Owl Budget: Budget Planner App](https://appshunter.io/ios/app/owl-budget-budget-planner-app/id6754390515) | 4.8 (27) | Free | Finance | | [Weekly: Budget Planner & Bills](https://appshunter.io/ios/app/weekly-budget-planner-and-bills/id1460038809) | 4.8 (3,853) | Free | Finance | | [Monee - Budget Planner App](https://appshunter.io/ios/app/monee-budget-planner-app/id1617877213) | 4.9 (346) | Free | Finance | | [Paycheck Budget - DaTrack](https://appshunter.io/ios/app/paycheck-budget-datrack/id6760328162) | 4.8 (787) | Free | Finance | | [Bento: Budget & Money Tracker](https://appshunter.io/ios/app/bento-budget-and-money-tracker/id6754046684) | 4.5 (4) | Free | Finance | ## More apps by Arno Richter - [Dottie: Year Progress Widget](https://appshunter.io/ios/app/dottie-year-progress-widget/id6761264423) - [Snowball: Savings Calculator](https://appshunter.io/ios/app/snowball-savings-calculator/id6765961300) - [Toteo: Grocery List & Recipes](https://appshunter.io/ios/app/toteo-grocery-list-and-recipes/id6806556869) All apps by Arno Richter: https://appshunter.io/developer/1883018646 ## Related topics [monthly budget planner](https://appshunter.io/ios/topics/monthly-budget-planner) · [monthly budget salary](https://appshunter.io/ios/topics/monthly-budget-salary) · [budgeting monthly](https://appshunter.io/ios/topics/budgeting-monthly) · [personal budget planner](https://appshunter.io/ios/topics/personal-budget-planner) · [monthly budget app free](https://appshunter.io/ios/topics/monthly-budget-app-free) · [budget planner free](https://appshunter.io/ios/topics/budget-planner-free) · [free monthly planner finance](https://appshunter.io/ios/topics/free-monthly-planner-finance) · [monthly budget free household](https://appshunter.io/ios/topics/monthly-budget-free-household) · [free budget app planner](https://appshunter.io/ios/topics/free-budget-app-planner) · [free budget planner apps](https://appshunter.io/ios/topics/free-budget-planner-apps) · [expensive monthly](https://appshunter.io/ios/topics/expensive-monthly) · [budgeting tool free](https://appshunter.io/ios/topics/budgeting-tool-free) · [free monthly budget tracker](https://appshunter.io/ios/topics/free-monthly-budget-tracker) · [free household budget](https://appshunter.io/ios/topics/free-household-budget) · [budget planner app](https://appshunter.io/ios/topics/budget-planner-app) · [monthly](https://appshunter.io/ios/topics/monthly) · [monthly budget bills](https://appshunter.io/ios/topics/monthly-budget-bills) · [monthly budget planner free](https://appshunter.io/ios/topics/monthly-budget-planner-free) · [monthly budget free bill](https://appshunter.io/ios/topics/monthly-budget-free-bill) · [calander planner budgeting](https://appshunter.io/ios/topics/calander-planner-budgeting) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-09.*