# Monthly Wallet Watch: Budget — Expense, Bill & Loan Tracker > Expense, Bill & Loan Tracker (iPhone/iPad app by Umit Caglayan Kirkoc.) - Source: https://appshunter.io/ios/app/monthly-wallet-watch-budget/id6761114185 (this page in markdown: same URL + `.md`) - Developer: [Umit Caglayan Kirkoc](https://appshunter.io/developer/1887703774) - Category: Finance - Price: $0.99 - Age rating: 4+ - Requires: iOS 17.0 · 3 MB - Languages: American English, Turkish - Released: 2026-04-14 - Data updated: 2026-10-18 ## What is Monthly Wallet Watch? See your whole budget on one screen: income, expenses, loans, credit cards, bills and savings together. No account, no internet — your data stays on your phone. YOUR REAL MONTHLY BALANCE AT A GLANCE • Received income, paid and upcoming amounts, and your true net balance • Balance carried over from previous months is calculated for you • Look back at past months and see six months ahead EXPENSE & SPENDING TRACKING • One-time, recurring and installment expenses • Mark each installment as paid separately • Spending by category with monthly budget limits (custom categories included) LOANS & CREDIT CARDS • Loan installments, the full payment plan and remaining debt • Early payoff calculator: see how many months and how much interest extra or lump-sum payments save • Credit card limit, balance, minimum payment and due date BILLS & REMINDERS • Regular payments like electricity, water, internet and rent • Reminders on the due day and the day before for bills, loan installments, cards and expected income • Home screen widget shows this month's balance without opening the app SAVINGS & GOALS • Savings accounts kept separate from your main balance • Goals like a vacation, a car or an emergency fund, and when you'll reach them PRIVACY FIRST • 100% offline: no account, no sign-up, no server • No data collected; no ads, no tracking • Optional Face ID lock • Export your data as JSON anytime Turkish and English · ₺, $, € and £ ## Is Monthly Wallet Watch safe? Not enough ratings yet to assess Monthly Wallet Watch. ## Is Monthly Wallet Watch legit? Monthly Wallet Watch: Budget appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Monthly Wallet Watch is 65 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 4 releases) ### 1.0.3 — 2026-09-18 • Each installment of an installment expense is now marked paid separately • Lump-sum savings in the early payoff calculator are now calculated correctly • Reminders reworked: due days 29-31 now fire in shorter months, loan installments and credit card due dates get reminders too, and reminders come back after turning notifications off and on • Deleting now asks for confirmation • Pausing a bill or editing a record no longer changes past months' balances • Budget limits carry over to the following months and can be set for custom categories • The loan payment plan shows the full term and paid installments • The widget always shows the current month • Crash fixes and general improvements ### 1.0.2 — 2026-08-26 Monthly Wallet Watch is now fully offline: • Account and login requirement removed — the app opens right away • All your data now stays on your device only; nothing is sent to any server • Fixed a bug where editing an item could erase its payment history • Fixed due-date warnings and end-of-month date calculations • English localization improved throughout, including notifications and the widget • The widget now follows your selected language and month • "Delete All Data" and export now cover everything ### 1.0.1 — 2026-04-17 Sürüm 1.0.1 --- Hata Düzeltmeleri 1. Silinen gelir/gider bildirimleri tekrar geliyordu — cancelNotification artık bekleyen bildirimlere ek olarak daha önce teslim edilmiş bildirimleri de Bildirim Merkezi'nden kaldırıyor. 2. Kredi eklenince "Tamamlandı" görünüyordu — Başlangıç tarihi ileride olan krediler artık "Henüz Başlamadı" olarak doğru gösteriliyor. 3. Kredi taksit sayacı yanlıştı — "1/12 taksit" yerine gerçek ödenen taksit sayısı gösteriliyor (örn. hiç ödeme yapılmadıysa 0/12). 4. Önceki aylarda kalan bakiye yalnızca bir ay öncesine devredilebiliyordu — Artık tüm geçmiş aylardaki kalan bakiye kümülatif olarak sonraki aylara aktarılıyor. 5. Tüm tutar giriş alanlarına harf yazılabiliyordu — Artık yalnızca sayı kabul ediliyor. --- Yeni Özellikler 6. Kredilerde ödendi/ödenmedi işaretleme — Her kredinin solunda checkbox butonu eklendi, o aya ait taksiti ödendi veya ödenmedi olarak işaretleyebilirsiniz. 7. Özel gelir ve gider kategorileri — Ayarlar → Kategori Yönetimi bölümünden kendi kategorilerinizi oluşturabilir, ikon ve renk seçebilir, istemediğinizi silebilirsiniz. Oluşturulan kategoriler gelir/gider eklerken listede görünür. 8. Tekrarlayan gelirlerde ödeme günü — Tekrarlayan gelir eklerken ayın hangi günü alınacağını seçebilirsiniz. Uygulama her ay o gün saat 09:00'da, bir gün öncesinde ise 20:00'de hatırlatıcı bildirim gönderir. 9. Güncelleme bildirimi — Yeni sürüm yayınlandığında uygulamayı açtığınızda güncelleme bildirimi çıkar ve App Store'a yönlendirir. 10. Birikim Hesabı — Yeni "Birikim" sekmesi eklendi. Birden fazla birikim hesabı oluşturabilir, para yatırma/çekme işlemi ekleyebilir, düzenleyebilir ve silebilirsiniz. Birikim bakiyesi ana net bakiyeden bağımsız tutulmaktadır. ### 1.0 — 2026-04-14 No release notes. ## Apps similar to Monthly Wallet Watch | App | Rating | Price | Category | | --- | --- | --- | --- | | [BudgetMe: Budget Planner](https://appshunter.io/ios/app/budgetme-budget-planner/id6760857981) | — | $0.99 | Finance | | [Money Blink Limited](https://appshunter.io/ios/app/money-blink-limited/id6760397682) | — | Free | Finance | | [Kumul: Budget Planner](https://appshunter.io/ios/app/kumul-budget-planner/id6805524972) | — | Free | Finance | | [My Money Pocket](https://appshunter.io/ios/app/my-money-pocket/id6744749509) | — | Free | Finance | | [Tortol - Installments Tracker](https://appshunter.io/ios/app/tortol-installments-tracker/id6761039201) | — | Free | Finance | | [Debtyy – Debt Tracker & IOU](https://appshunter.io/ios/app/debtyy-debt-tracker-and-iou/id6756559063) | 3.0 (1) | Free | Finance | ## More apps by Umit Caglayan Kirkoc - [Borçtan Çıkış: Debt Payoff](https://appshunter.io/ios/app/borctan-cks-debt-payoff/id6809230820) - [Glow Takip: Bakım & Rutin](https://appshunter.io/ios/app/glow-takip-bakm-and-rutin/id6811003118) - [Spor Günlüğü](https://appshunter.io/ios/app/spor-gunlugu/id6812912741) - [Planbound: Time Block Planner](https://appshunter.io/ios/app/planbound-time-block-planner/id6814026931) - [Kurtul: Quit Habits](https://appshunter.io/ios/app/kurtul-quit-habits/id6815194319) All apps by Umit Caglayan Kirkoc: https://appshunter.io/developer/1887703774 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-18.*