# MoodWallet: Mind Your Money — Daily habits for more savings > Behavioral psychology app for mindful spending and increased savings. (iPhone/iPad app by Jomo Labs, LLC.) - Source: https://appshunter.io/ios/app/moodwallet-mind-your-money/id1505368956 (this page in markdown: same URL + `.md`) - Developer: [Jomo Labs, LLC](https://appshunter.io/developer/1468974964) - Category: Education, Lifestyle - Price: Free with in-app purchases - Rating: 4.80/5 from 129 App Store ratings · 42 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 62 MB - Languages: American English - Released: 2021-09-14 - Data updated: 2026-08-08 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/moodwallet-mind-your-money/id1505368956/reviews.md ## What is MoodWallet? Many people who use MoodWallet say they start saving around 10% more once they build the habit. Not through strict budgets, but through awareness, reflection, and a system designed around how people actually behave. Money is the number one source of financial stress in the U.S. MoodWallet uses behavioral psychology to help you feel calmer and more in control while keeping more of your money. Just one minute a day can shift how you think about spending. MoodWallet doesn’t guilt you into budgeting. It helps you make better choices naturally. Why MoodWallet Works People often discover meaningful savings once they use MoodWallet consistently. Small mindset shifts add up, helping you keep more of what you earn without relying on willpower. Our daily check-ins take about 60 seconds and help you stay clear, intentional, and stress-free. MoodWallet is built on behavioral psychology, not shame or rigid rules. You get flexible guardrails and values-based categories instead of restrictive budgets. Core Features Daily Sessions: A guided one-minute routine to review recent expenses, reflect on what mattered, and understand your spending patterns. Expense Tracking: Connect your accounts securely and see all your spending automatically organized by category, merchant, and date. Values-Based Spending: Align purchases with what matters most to you through flexible categories that fit real life. Savings Goals: Set goals and receive gentle nudges that help you save more steadily over time. Weekly and Monthly Insights: Clear summaries and breakdowns that replace spreadsheets and budgeting overwhelm. Gentle Reminders: Supportive notifications that help you stay consistent without nagging. Designed for Financial Wellness MoodWallet helps reduce money anxiety by giving you clarity instead of guilt. A few minutes each week creates healthier habits, smarter decisions, and a more confident relationship with your money. Why Users Choose MoodWallet It’s easier than budgeting. It fits real life and adapts to your habits. Many people report saving around 10% more once they build the routine. You get more control with almost no friction. Trusted and Loved 4.8-star average in the App Store. Privacy-first design with secure, read-only connections. No complex setup and no spreadsheets required. Start Your Money Habit Today Download MoodWallet free and experience a calmer, clearer way to manage your finances. Save more, stress less, and feel better about your money—one minute at a time. ## Key features - Daily one-minute reflection sessions - Automatic expense tracking and organization - Values-based spending categories - Savings goal setting with nudges - Weekly and monthly financial insights - Gentle reminders for consistency ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Yearly | $49.99 | per year | | Monthly | $6.99 | per month | | Monthly | $12.99 | per month | | Yearly | $89.99 | per year | | Yearly | $49.99 | per year | | Monthly | $6.99 | per month | ## Recent user reviews (10 of 42) All indexed reviews: https://appshunter.io/ios/app/moodwallet-mind-your-money/id1505368956/reviews.md ### 1/5 — Not a fan of the app *2025-12-29, version 2.12.2* Not a fan of the app after a few weeks requested a refund cause I have the yearly subscription and they refused to give it back. Tried getting a hold of customer service got nowhere so if you wanna app with poor customer service and not a great user interface this is the app for you. ### 5/5 — Finanseer *2025-11-19, version 2.12.1* One of the best apps out there, to bring mindfulness, psychology, behavior change to you and your relationship with MONEY without even noticing it. Natural, easy & fun! ### 5/5 — Game changer? *2025-10-21, version 2.11.0* Just starting, but so far I love it. This might be just what I have needed to help me. ### 5/5 — So much better than traditional budgeting! *2025-07-31* MoodWallet (formerly Allo) tracks income & expenses (of course!) but approaches personal finance differently. Here, you build (or rebuild) your financial foundation in terms of intentions, values and… gratitude. It might sound a bit woo-woo, but the shifted perspective is working for me where other tools have not. ### 5/5 — Best Way to be Intentional with your Finances *2025-07-31, version 2.9.0* This app has been outstanding and so helpful! When I think about stewarding finances in a way that aligns with what me and my family value most, I love the features that allow me to process, articulate, and adjust our resources. It’s helped me to remain grounded and thoughtful in terms of how we spend, invest, save, and give. ### 5/5 — A mindful, life-changing money tool 🌱 *2025-07-17, version 2.9.0* MoodWallet has been such a grounding and supportive companion for me. Living with neurological Lyme, a brain injury, and Bartonella has forced me to rebuild how I plan, think, and even relate to money. This app helped me step out of old patterns of fear, scarcity, and guilt and into a calmer, more trusting relationship with my finances. It feels like more than a money management app—it’s a tool for nervous system regulation and emotional clarity around spending and saving. I can feel the care and intention behind its design, and it’s been a game-changer for creating stability and flow in my life. ### 5/5 — Game Changer *2025-06-04, version 2.8.1* This app has been such a game changer for me in reconditioning my mindset about money. Most app focus on the numbers or creating rigid budgets but this app delves into your psychology of money and helps you identify your values as one of the money methods for spending money. I love how you can rate your spending based on how you felt with different emoji’s and the reflections. Money is more than numbers, it’s your relationship to money and this app helps you navigate your relationship with money and a non-judgmental way. ### 5/5 — Recommend! *2025-06-03, version 2.8.1* If budgeting and tracking hasn’t worked for you, Allo is a great place to approach your finances more thoughtfully and with less anxiety. The developers are very responsive to the needs of their users, too. ### 5/5 — Pretty Good! *2025-06-03, version 2.8.1* This app is unique in that is helps with the task of keeping track of finances in a mindful way. Rather than simply serving as another budgeting app, it provides moments of reflection and insight into where your money goes. If you are only into budgeting apps, this app likely is not for you. Except it is probably exactly for you. ;-) ### 5/5 — More than five stars *2025-05-31, version 2.8.1* Amazing app extremely helpful and learning financial wellness ## Frequently asked questions about MoodWallet ### What does MoodWallet do? MoodWallet helps you save money and reduce financial stress by building healthier spending habits. It uses behavioral psychology and daily reflection to increase your awareness of spending patterns, rather than relying on strict budgeting rules. ### What are the key features of MoodWallet? Key features include daily one-minute reflection sessions, automatic expense tracking, values-based spending categories, savings goal setting with gentle nudges, and weekly/monthly financial insights. It also provides supportive notifications to help you stay consistent. ### Is MoodWallet free to use? The app is free to download and use, offering core features for managing your finances. It also includes in-app purchases, suggesting that some advanced functionalities or premium content may be available for an additional cost. ### Who is MoodWallet designed for? This app is for anyone who experiences financial stress and wants to save more money without the overwhelm of traditional budgeting. It's ideal for those who prefer a more natural, habit-based approach to managing their finances. ### How does MoodWallet help with saving money? By encouraging daily reflection and awareness of spending, MoodWallet helps users make more intentional choices. This leads to small mindset shifts that accumulate, often resulting in users saving around 10% more by building consistent, healthier financial habits. ## Version history (last 5 releases) ### 2.12.3 — 2026-01-08 Allo is now called MoodWallet! We've rebranded and added many new features, including enhanced mini-courses, improved daily reviews, and more comprehensive behavioral psychology tools to help you build an even healthier relationship with money. ### 2.12.2 — 2025-11-20 Allo is now called MoodWallet! We've rebranded and added many new features, including enhanced mini-courses, improved daily reviews, and more comprehensive behavioral psychology tools to help you build an even healthier relationship with money. ### 2.12.1 — 2025-11-14 Allo is now called MoodWallet! We've rebranded and added many new features, including enhanced mini-courses, improved daily reviews, and more comprehensive behavioral psychology tools to help you build an even healthier relationship with money. ### 2.12.0 — 2025-10-22 Allo is now called MoodWallet! We've rebranded and added many new features, including enhanced mini-courses, improved daily reviews, and more comprehensive behavioral psychology tools to help you build an even healthier relationship with money. ### 2.11.0 — 2025-09-29 Allo is now called MoodWallet! We've rebranded and added many new features, including enhanced mini-courses, improved daily reviews, and more comprehensive behavioral psychology tools to help you build an even healthier relationship with money. ## Related topics [money labs](https://appshunter.io/ios/topics/money-labs) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-08.*