# Moola Invest: Easier Investing — Crypto & Stock Market Trading

> AI-driven investment platform for stocks, ETFs, crypto, and retirement accounts. (iPhone/iPad app by Moola Copilot LLC.)

- Source: https://appshunter.io/ios/app/moola-invest-easier-investing/id6738142447 (this page in markdown: same URL + `.md`)
- Developer: [Moola Copilot LLC](https://appshunter.io/developer/1779574261)
- Category: Finance, Business
- Price: Free
- Rating: 4.66/5 from 157 App Store ratings · 17 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 82 MB
- Languages: English
- Released: 2025-03-03
- Data updated: 2026-09-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/moola-invest-easier-investing/id6738142447/reviews.md

## What is Moola Invest?

Buy and sell stocks, ETFs, and S&P 500 Index Funds with Moola—the AI-driven investment copilot designed to make building wealth simple, accessible, and stress-free, starting with as little as $5.

• Trade Stocks, ETFs & Index Funds
• For Personal & Retirement Accounts
• AI-Driven Investing Backed by Data
• No Trading Commissions or Hidden Fees
• Earn 3.75% Interest on Cash Balances
• FDIC Insured Up to $1 Million
• Get Free Life Insurance

[ INVEST WITH AS LITTLE AS $5 ] 
• Start your investing journey with just $5—buy and sell stocks, ETFs, Bitcoin ETF's and other 50+ crypto tokens directly in the app, with no trading commissions or minimum balance required.

[ INVEST SMARTER, NOT HARDER ]
• Let the Moola Meter guide your investments with AI-powered "Buy" and "Sell" recommendations, analyzing 52+ factors for confident, data-driven decisions.

[ RESULTS YOU CAN TRUST ]
• Moola’s AI-driven algorithm, backtested across decades of market data, shows $10,000 invested in 2010 could have grown to $118,402.77 today.*

[ RETIREMENT MADE EASY ]
• Open a Traditional or Roth IRA with ease, set personalized retirement goals, automate contributions, and watch your future take shape with clear progress tracking.

[ FLEXIBLE FUNDING & WITHDRAWAL OPTIONS ]
• Add funds your way with one-time, weekly, or monthly contributions, and access your money anytime without penalties.

[ EARN 3.75% INTEREST ]
• Earn 3.75% interest on your cash balance while enjoying both Moola and FDIC insurance that protects your funds up to $1,000,000.

[ TRANSPARENT PRICING ]
• Pay just 0.05% of your account balance per month—no hidden fees, no surprises, just straightforward costs everyone can understand.

[ GROW YOUR WEALTH WITH MOOLA MATCH ]
• Moola Match provides free life insurance up to $1,000 and adds a 10% match on balances over $10,000.

[ TRACK INVESTMENTS ]
• Stay on top of your investments with a dashboard that translates complex data into easy-to-read insights anyone can understand.

[ REAL-TIME BUY & SELL ALERTS ]
• Stay ahead of the market with customizable alerts that help you seize investment opportunities the moment they arise.

[ LEARN AS YOU INVEST ]
• Access video-based lessons to master investing basics and advanced strategies.

Moola’s mission is to bring tools traditionally reserved for the wealthy to everyday people like you and me, empowering you to invest smarter and achieve your financial goals, whether you’re just starting out or leveling up your portfolio.

## Key features

- Trade stocks, ETFs, and crypto
- AI-driven investment recommendations
- Invest with as little as $5
- No trading commissions
- Earn 3.75% interest on cash
- FDIC insured funds
- Traditional and Roth IRAs

## Recent user reviews (10 of 17)

All indexed reviews: https://appshunter.io/ios/app/moola-invest-easier-investing/id6738142447/reviews.md

### 1/5 — Dishonesty, horrid service, poor app layout

*2026-03-02, version 1.7*

Don’t bother with this app. It had the worst experience with this app for its poor layout and the inability to withdrawl all funds as it prevents me from doing it till almost 4 months later.  I use Schwab account for years  and thought I could open another smaller trading account and it turns out a complete inferior layout as it doesn’t really show you how to make a trade clearly and to make a withdrawal. You had to keep navigating.  Forget it. It’s a nightmare app.

### 3/5 — Update of previous review

*2025-09-30, version 1.0.6*

I recently wrote a not so favorable review. It did not post and or shown up as of yet. I will say that after further conversations that they finally agreed to settle the matter as I had requested. Now, would I recommend this app? First, the fact we settled the matter as I requested, goes a long way in speaking of the principles of a company. Furthermore, I believe they are a new company trying their best but are still going through some growing pains.  If you can live with some growing pains that come with a new company and want to be part of a start up with potential, go for it. Best of luck to Moola and all its users!

### 1/5 — Money writhdraw

*2025-09-11, version 1.0.6*

They make it hard and complicated to writhdraw your money, I have sold my shares and order has been fulfilled, but when I try to writhdraw it just says $0

### 1/5 — Terrible Costumer Service

*2025-09-02, version 1.0.6*

I sent a request to cancel my account over a week ago. No response yet. Three follow ups and still nothing

### 1/5 — No Response to Account Deletion Requests

*2025-08-29, version 1.0.6*

I have emailed Moolaah multiple times requesting to delete my account and received no response. This is unacceptable for a financial app handling sensitive personal data. Users should be able to easily close their accounts and get confirmation. Until the company provides proper support, I cannot recommend this app.

### 1/5 — Good app, major caveats

*2025-08-11, version 1.0.6*

I really want to like this app, but here’s what’s really bothering me:

1. The total profit displayed in my account does not match the the profit of individual assets added together. In fact, it’s very different. I’m almost getting an impression that the Total Profit number is a few days behind or uses some kind of a flawed formula. 

2. I can’t include my apartment number in my address, the app just erases it. This is not good. I need to be able to indicate my full legal address. I’ve contacted support twice about this, nothing gets done about it.

3. The support is not adequate. Never a timely response, you can’t chat with a live person or call anyone. The support bot just basically says “My bad, I wasn’t able to help” and offers to check out “these topics”, and… doesn’t send any topics to check out. For an investment company, you need to do better than that!

### 5/5 — Great way to not just begin to invest but become to understand wealth!

*2025-07-24, version 1.0.6*

At first I wasn’t sure about this app because I had used traditional methods of investing. This however has made me more comfortable about they way I invest my hard earned money and know that even if I don’t invest I am making money with my cash! Jason explains things so well on the videos. I highly recommend starting your way to wealth on Moola!

### 5/5 — I’m flying…

*2025-07-12, version 1.0.6*

If they can teach you to fly, investing in Moola should make you feel like the moon is next.  

Warren Hearne

### 1/5 — Haven’t tried yet

*2025-05-06, version 1.0.5*

It keeps jumping back to the camera when I take a picture of my id front and back it’s not moving on to the next step it keeps going to my camera

### 5/5 — App Frozen

*2025-05-03, version 1.0.5*

Can’t find any other way to report this. Just attempted to sign up and the app is frozen. Is this an issue being worked on ?

## Frequently asked questions about Moola Invest

### What can I invest in with this app?

You can buy and sell stocks, ETFs, Bitcoin ETFs, and over 50 other crypto tokens. The app also supports Traditional and Roth IRAs for retirement investing.

### How does the AI feature work?

The app uses an AI-driven algorithm called the Moola Meter, which analyzes over 52 factors to provide 'Buy' and 'Sell' recommendations. This aims to help users make confident, data-driven investment decisions.

### What are the costs associated with using this app?

The app charges 0.05% of your account balance per month. There are no trading commissions or hidden fees. Additionally, you can earn 3.75% interest on your cash balances.

### Is my money safe on this platform?

Yes, your funds are FDIC insured up to $1,000,000. The app also offers free life insurance up to $1,000 through Moola Match for balances over $10,000.

### Can I start investing with a small amount of money?

Absolutely. You can begin your investing journey with as little as $5. There are no minimum balance requirements to buy and sell assets on the platform.

## Version history (last 5 releases)

### 1.9 — 2026-04-11

minor bug fixes and updates

### 1.8 — 2026-03-02

SOPHIA improvements: More insight into what SOPHIA is investing in on your behalf and how she's doing vs the market

Moola Kids Accounts: Now offering custodial accounts!! For those 17 and under get the full Moola experience and start building wealth for a lifetime of benefit!

### 1.7 — 2026-01-22

- Fixed IRA Contribution Limit Graph
- Various Bug Fixes and AI Improvements

### 1.6 — 2025-12-30

New investing ideas section personalized to each Moola Member

### 1.5 — 2025-12-17

Personalized investing ideas and improved member financial metrics

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## Related topics

[moola](https://appshunter.io/ios/topics/moola) · [moola copilot](https://appshunter.io/ios/topics/moola-copilot)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
