# Mooneem: Personal Finance — Track spending & net worth

> Track spending & net worth (iPhone/iPad app by Akash Agrahari.)

- Source: https://appshunter.io/ios/app/mooneem-personal-finance/id6760253416 (this page in markdown: same URL + `.md`)
- Developer: [Akash Agrahari](https://appshunter.io/developer/1883477767)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 34 MB
- Languages: English
- Released: 2026-03-16
- Data updated: 2026-10-14

## What is Mooneem?

Most personal finance apps get in the way.

They want you to create an account. Connect your bank. Pay a monthly fee. Agree to terms about how your financial data might be "used to improve your experience."

And after all that — they still don't work the way you think.

Mooneem is different. It was built out of frustration with exactly that.

No account. No subscription. No cloud. Your data never leaves your phone.

You import your bank statements as CSV files — the kind every bank already lets you export — and Mooneem does the rest. Tag merchants once, and every future transaction from that merchant is categorised automatically. Check your net worth across all accounts. See where your money actually goes each month.

That's it. No social features. No budgeting "challenges". No AI suggestions about your coffee spending. Just a clean, fast, opinionated app that shows you the truth about your finances.

What Mooneem does:

* Import statements from Amex, Monzo, Chase and more
* Auto-categorise spending by merchant
* Net worth tracking across current accounts, savings, investments and pensions
* Monthly and yearly spending trends by category
* Multi-currency support with live exchange rates
* Expense overrides for irregular periods (holidays, big purchases)
* Works entirely offline

What Mooneem doesn't do:

* Ask for your bank login
* Store anything outside your phone
* Charge you anything

Built for people who want to understand their money — without handing it over to someone else first.

## Is Mooneem safe?

Not enough ratings yet to assess Mooneem.

## Is Mooneem legit?

Mooneem: Personal Finance has limited verification signals. The AppsHunter Legitimacy Score for Mooneem is 48 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 1.3 — 2026-06-28

Chase UK Credit Card support
You can now import Chase UK credit card PDF statements directly. Open a statement PDF from Files, Mail, or any app and choose "Open with Mooneem" — your transactions will be imported automatically, including multi-currency purchases.

Improved "Open with Mooneem"
Mooneem now appears higher in the share sheet when opening CSV, Excel, and PDF files from other apps.

Account owner shown when importing
The "Open with" file picker now shows the account owner name alongside the institution, making it easier to pick the right account when you have multiple owners.

### 1.2 — 2026-06-16

New features
- Open a CSV or Excel bank statement from anywhere on your phone and import it directly into Mooneem.
- Axis Bank India - CSV import support.
- ICICI Bank, HDFC Bank, State Bank of India - Excel import support.
Bug fixes
- Analytics now defaults to the previous full month instead of the current incomplete month.
- Fixed a stale closure in the category drill-down: re-tagging a transaction now refreshes the correct category list.
- Ignored transactions (transaction-level and merchant-level) are no longer included in expense override calculations.
- Deleting a balance log now correctly reverts the account's displayed balance.
- Manual bank/card accounts now show the date they were last updated.

### 1.1 — 2026-04-04

- Added Santander UK support
- New accounts now open directly after creation, making it easier to import your first statement straight away                                                                                          
- Fixed chart Y-axis labels on smaller screens                                                                                                                                                          
- Minor onboarding improvements

### 1.0 — 2026-03-16

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-14.*