# Mortgage Affordability Estim8r

> Calculate mortgage payments, closing costs, and debt-to-income ratio. (iPhone/iPad app by Global Business Strategies, Inc..)

- Source: https://appshunter.io/ios/app/mortgage-affordability-estim8r/id1616042949 (this page in markdown: same URL + `.md`)
- Developer: [Global Business Strategies, Inc.](https://appshunter.io/developer/1292082007)
- Category: Education, Entertainment
- Price: $1.99
- Rating: 1.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 14.0 · 2 MB
- Languages: English
- Released: 2022-03-26
- Data updated: 2026-07-18
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/mortgage-affordability-estim8r/id1616042949/reviews.md

## What is Mortgage Affordability Estim8r?

Enter your income, expenses, prospective new home cost, mortgage interest rate and term, and down payment to calculate standard fixed mortgage payment.  Construction loan interest is also available to be estimated for new builds and added to your mortgage balance.  An adjustment for income and expense inflation is available to help you consider the effect of inflation in the 15 year projection included in the app.  There is also a summary of estimated cash required to close your prospective new home.  In addition, the app calculates an estimated debt-to-income ratio that bankers analyze, among other factors to determine credit worthiness.  The app provides educational insight as to the potential mortgage amount you may be able to afford.  The app should not be used for an actual home purchase, since mortgage lender requirements vary significantly from lender to lender.  The purpose of the app is to provide a summary view to determine if a prospective home mortgage is within financial capabilities.  The final determination should be between you and your lender of choice.

## Key features

- Fixed mortgage payment calculation
- Construction loan interest estimation
- Income and expense inflation adjustment
- 15-year projection
- Estimated cash to close
- Debt-to-income ratio calculation


## Frequently asked questions about Mortgage Affordability Estim8r

### What is the price of Mortgage Affordability Estim8r?

Mortgage Affordability Estim8r is a paid app priced at $1.99. This one-time purchase grants you access to all its features for estimating mortgage affordability.

### Does Mortgage Affordability Estim8r have ads?

No, Mortgage Affordability Estim8r is ad-free. You can use the app to estimate your mortgage affordability without any interruptions from advertisements.

### What devices does Mortgage Affordability Estim8r support?

Mortgage Affordability Estim8r is available for iPhone and iPod devices. It is designed to run on Apple's mobile operating systems.

### How often is Mortgage Affordability Estim8r updated?

The app was last updated on February 3, 2023, with version 2.1. This indicates that the developer actively maintains and improves the application.

### What is the age rating for Mortgage Affordability Estim8r?

Mortgage Affordability Estim8r has an age rating of 4+. This suggests it is suitable for a wide range of users, including younger individuals learning about finances.

### Can Mortgage Affordability Estim8r be used for actual home purchases?

No, the app explicitly states it should not be used for an actual home purchase. Mortgage lender requirements vary significantly, and the app provides an educational summary view only.

### What educational insights does Mortgage Affordability Estim8r provide?

The app offers educational insight into the potential mortgage amount you may be able to afford. It also explains the significance of the debt-to-income ratio that bankers use.

### What is the user sentiment for Mortgage Affordability Estim8r?

Based on the provided data, there is one rating of 1.0 stars. This single rating suggests a potentially negative user experience, though more ratings would be needed for a comprehensive understanding.

## Version history (last 3 releases)

### 2.1 — 2023-02-03

Performance improvements and bug fixes.

### 2.0 — 2022-04-08

Improvements:
Data input is now saved to a file which allows you to keep your basic information available until you make changes.  All data input can also be cleared in one step. 

Performance:
Minor bug fixes.

### 1.0 — 2022-03-26

No release notes.

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## More apps by Global Business Strategies, Inc.

- [Solve3Var3Eq](https://appshunter.io/ios/app/solve3var3eq/id1292082008)
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- [MaxProfitCalc](https://appshunter.io/ios/app/maxprofitcalc/id1315482006)
- [Game Theory Strategic Analysis](https://appshunter.io/ios/app/game-theory-strategic-analysis/id1339036470)
- [Real Estate Project Analysis](https://appshunter.io/ios/app/real-estate-project-analysis/id1441686330)

All apps by Global Business Strategies, Inc.: https://appshunter.io/developer/1292082007

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-18.*