# Mortgage Analyzer Free > Mortgage analysis tool for comparing loan options and payment strategies. (iPhone/iPad app by Nicholas Coleman.) - Source: https://appshunter.io/ios/app/mortgage-analyzer-free/id529442320 (this page in markdown: same URL + `.md`) - Developer: [Nicholas Coleman](https://appshunter.io/developer/1376373296) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 4.07/5 from 27 App Store ratings · 71 written reviews indexed - Age rating: 4+ - Requires: iOS 6.0 · 26 MB - Languages: English - Released: 2012-05-30 - Data updated: 2026-06-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/mortgage-analyzer-free/id529442320/reviews.md ## What is Mortgage Analyzer Free? Mortgage Analyzer Free: Recognized by TabTimes.com as one of the "Best Consumer Tablet Applications" worldwide for Personal Finance. And, a finalist for the 2013 Tabby Award. Mortgage Analyzer takes an easy to understand, single-page approach to helping you analyze how different loan options (Fixed Rate or ARM) or Payment Options can impact your mortgage. In fact, we designed the app with a believe you shouldn't have to be a finance professional to analyze your mortgage. Mortgage Analyzer features include: · Applying extra periodic, annual, and one time payments · Chart showing the difference between the mortgage payoff with and without extra payments · Amortization Table showing how the mortgage is amortized over the life of the loan · Setting Adjustable Rate Mortgage criteria to what may happen over the life of the loan · Save your analysis so you can reload it later · Remove an analysis (Swipe Right to Left across name in Load popup) · Export your analysis results via Email · Works on your iPad, iPhone, and iPod The iPad version fits on a single screen and is designed to be intuitive to use with onscreen help for every field and color coded functional areas to help you easily navigate the tool. The iPhone version use a similar intuitive interface but uses multiple screens because of the iPhone's smaller screen size. ## Key features - Compare Fixed Rate and ARM loans - Apply extra payments (periodic, annual, one-time) - Visualize payoff differences with charts - View amortization tables - Set ARM criteria - Save and export analyses - Intuitive single-page iPad interface ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Remove the iAd banner | $0.99 | one-time | ## Recent user reviews (10 of 71) All indexed reviews: https://appshunter.io/ios/app/mortgage-analyzer-free/id529442320/reviews.md ### 1/5 — Sad *2022-12-17, version 2.3.6* Sadly, since I upgraded my OS, it no longer works. It acts like it starting and then cuts off… ### 1/5 — Fails To Open *2022-09-23* The paid version does not appear to be compatible with latest iOS. It fails to open and all data entered is lost. The app should be removed or the option to charge customers for removing the adds, removed as it’s not fit for purpose. ### 4/5 — very useful *2021-07-11* Had this app for a number of years but have only just got around to writing a review. It gives lots of useful info, is easy to use and will present results in either a table or graph format. My only criticism is that it will not give you the option to present overpayment results in a way that reflects a reduction in monthly payments , as well as a reduction in mortgage term. ### 1/5 — No interest only mortgage calcs *2020-05-16* Seems like decent app but does not have an option for interest only mortgages. Pity really as many landlords take out interest only mortgages and then make additional voluntary payments. ### 5/5 — Best mortgage app around *2020-04-25* Clean fast app. Does everything you need and more! 5* ### 1/5 — useless application *2020-03-12* Constantly blanks off. Paid £0.99 to remove adds but this app waste of time. Support team useless, even their email doesn’t work ### 1/5 — Don’t pay for upgrade!! *2019-04-01, version 2.3.6* No longer available in upgraded version!!!! Has been discontinued. I paid for Pro version but it’s gone now!!!! Don’t pay to remove ads it won’t work!!! ### 1/5 — Not working after paid to remove ads *2018-09-29, version 2.3.6* After i paid to removed ads, can’t open the app anymore. Actually, bought the mortgage pro, since i bought a new phone need to re-download the app, but the app was discontinued. So I find this, from the same developer. already upset to paid for a second time. more upset, it is not working after I paid. ### 1/5 — Loses saved calculations. *2017-06-09, version 2.3.6* I had several different calculations saved in this app which I referred to on occasion and made updates and changes. Then without warning, my important saved calculations disappeared, can't be found. Not good if you want to refer back to your saved calculations. ### 4/5 — Great program. *2017-03-17* Great program. Gives detailed results and allows you to email the results. You can not change the interest rate year to year. In IOS 7 there is a option for 'loan type'. You can't change any of the options. When the results are given in the 'amortization view' the years are given in numbers and not dates. Year 0,1,2,3,4,5... it would be useful if these could be displayed as dates. Upgrading to the pro version only removes the adverts and you get no new options or features. I emailed the authors but got no response. 8/10 for the program and features. ## Frequently asked questions about Mortgage Analyzer Free ### What does Mortgage Analyzer Free do? Mortgage Analyzer Free helps you analyze different mortgage loan options, such as fixed-rate or adjustable-rate mortgages (ARM), and explore how various payment strategies can impact your loan payoff. It provides tools to compare scenarios and understand your mortgage's amortization. ### What are the key features of Mortgage Analyzer Free? Key features include the ability to apply extra periodic, annual, and one-time payments, a chart showing payoff differences, an amortization table, setting ARM criteria, saving and exporting analyses, and an intuitive interface designed for ease of use. ### Is Mortgage Analyzer Free really free? The app is available for free and offers core functionality for analyzing mortgages. However, like many apps, it may offer additional features or advanced capabilities through in-app purchases, allowing users to expand its functionality if desired. ### What devices is Mortgage Analyzer Free compatible with? The application is designed to work on Apple devices, including your iPad, iPhone, and iPod. The interface is optimized for each device, with the iPad version offering a single-screen layout and the iPhone version utilizing multiple screens due to its smaller display. ### Who would benefit from using Mortgage Analyzer Free? Anyone considering a mortgage or looking to better understand their current loan would benefit. It's particularly useful for those who want to compare different loan types, explore the impact of extra payments, or visualize their loan's amortization schedule without needing to be a finance expert. ## Version history (last 5 releases) ### 2.3.6 — 2016-07-13 This app has been updated by Apple to display the Apple Watch app icon. - new ad provider - bug fixes ### 2.3.5 — 2015-10-09 -iOS 9 bug fix ### 2.3.4 — 2015-04-12 Fixed ARM Calculation ### 2.3.3 — 2014-12-09 - iOS 8 Issues Fixed including correcting a problem where the app would freeze when entering a date ### 2.3.1 — 2014-03-15 - iOS Export ## Apps similar to Mortgage Analyzer Free | App | Rating | Price | Category | | --- | --- | --- | --- | | [Exchange Rates Kyrgyzstan Som](https://appshunter.io/ios/app/exchange-rates-kyrgyzstan-som/id1513290920) | 2.0 (1) | Free | Finance | | [Edifito-App](https://appshunter.io/ios/app/edifito-app/id1178977320) | 2.0 (1) | Free | Finance | | [Money - Financial Planning](https://appshunter.io/ios/app/money-financial-planning/id1190966640) | 3.3 (3) | Free | Finance | | [云闪付商户通](https://appshunter.io/ios/app/id1219120000) | 1.0 (2) | Free | Finance | | [Canal Fácil](https://appshunter.io/ios/app/canal-facil/id1510249500) | — | Free | Finance | | [Birdy Budget](https://appshunter.io/ios/app/birdy-budget/id1510595020) | — | Free | Finance | ## More apps by Nicholas Coleman - [Mortgage Analyzer AI](https://appshunter.io/ios/app/mortgage-analyzer-ai/id6761769004) All apps by Nicholas Coleman: https://appshunter.io/developer/1376373296 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*