# Mortgage & Loan EMI Calculator — Home, Auto & Personal Loans

> Home, Auto & Personal Loans (iPhone/iPad app by Yash Baraiya.)

- Source: https://appshunter.io/ios/app/mortgage-and-loan-emi-calculator/id6753862608 (this page in markdown: same URL + `.md`)
- Developer: [Yash Baraiya](https://appshunter.io/developer/1701081026)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16 · 32 MB
- Languages: American English, Arabic, Catalan, Croatian, Czech, Danish, Dutch, Finnish, French (France), German (Germany) and 23 more
- Released: 2025-12-20
- Data updated: 2026-08-29
- User reviews in markdown: https://appshunter.io/ios/app/mortgage-and-loan-emi-calculator/id6753862608/reviews.md

## What is Mortgage & Loan EMI Calculator?

Take control of your finances with the most powerful all-in-one Mortgage, Loan & EMI Calculator app—designed for USA users who want accuracy, clarity, and smarter financial planning. Whether you're buying a home, comparing loan offers, planning investments, or managing everyday calculations, this app gives you every tool you need in one easy dashboard.

Smart Loan & Mortgage Tools

Make confident decisions with advanced financial calculators built for real-life scenarios:

• EMI Calculator – Get instant monthly payments with interest, tenure & amortization
• Advanced EMI Calculator – Breakdown of principal vs interest, custom schedules
• Loan Comparison – Compare multiple loans side-by-side before applying
• House Affordability Tool – See how much home you can afford based on income & interest
• Mortgage Payoff Calculator – Track payoff timelines & interest savings
• Mortgage Calculator – Accurate repayment estimates with US-specific parameters
• Loan Profit & ROI – Understand profitability and long-term financial impact
• Pre-payment & ROI Impact – See how early payments reduce interest & shorten tenure
• Moratorium Calculator – Calculate deferred EMIs and extended repayment
• Loan Eligibility Calculator – Estimate eligibility based on income & liabilities

Investment & SIP Tools

Perfect for long-term wealth planning:

• SIP Calculator – Estimate returns for monthly investments
• SWP Calculator – See how withdrawals affect your balance
• STP Calculator – Smart transfer planning between funds
• Step-Up SIP – Increase SIP annually for higher returns
• SIP with Inflation – Understand real return after inflation impact

Banking & Deposit Calculators

All essential deposit tools in one place:

• FD Calculator – Fixed deposit returns
• RD Calculator – Recurring deposit projections
• PPF Calculator – Long-term tax-free growth tracking
• Interest Calculator – Simple & compound interest results
• Inflation Impact Tool – Know future value & real purchasing power

Everyday Finance Utilities

Useful tools for daily use:

• GST Calculator – Quick tax calculations
• VTA Calculator – Value transfer analysis
• Cash Note Counter – Calculate total cash instantly
• Amount to Cash – Convert money into currency denominations
• Discount Calculator – Shop smarter with instant discount math
• Currency Converter – Real-time international currency conversion

Why This App?

• Accurate, fast & user-friendly
• All major loan & mortgage tools in one place
• Clear charts & amortization schedules
• Designed for USA home buyers, loan planners & investors
• No complex forms—just clean, simple financial answers
• Perfect for students, professionals, real-estate buyers & business owners

Perfect for USA Users Looking To:

• Calculate mortgage payments
• Compare loan offers
• Reduce interest with prepayments
• Understand EMI breakdown
• Plan SIP/FD/PPF investments
• Check eligibility before applying for a loan
• Manage cash, taxes & daily finance
• Track payoff timeline and ROI

Get Financial Clarity Today

Whether you're purchasing your first home, planning a car loan, preparing for retirement, or optimising everyday expenses—this app empowers you to plan smarter and make better money decisions.

Privacy Policy - https://sites.google.com/view/privacypolicyemical

Terms and Conditions - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Weekly Subscription | $1.99 | per 7 days |
| Yearly Subscription | $19.99 | per year |
| Monthly Subscription | $4.99 | per month |



## Version history (last 2 releases)

### 1.0.1 — 2025-12-27

- In this version, we have focused on improving the user experience.

### 1.0 — 2025-12-20

No release notes.

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## More apps by Yash Baraiya

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All apps by Yash Baraiya: https://appshunter.io/developer/1701081026

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*