# Mortgage Atlas — Loan Payment & Payoff Planner

> Mortgage payment and payoff planner with historical rate tracking. (iPhone/iPad app by Rafayel Sargsyan.)

- Source: https://appshunter.io/ios/app/mortgage-atlas/id6804047687 (this page in markdown: same URL + `.md`)
- Developer: [Rafayel Sargsyan](https://appshunter.io/developer/6804047689)
- Category: Finance, Education
- Price: Free
- Rating: 5.00/5 from 3 App Store ratings
- Age rating: 4+
- Requires: iOS 26.0 · 2 MB
- Languages: American English
- Released: 2026-08-31
- Data updated: 2026-09-20
- Monetization: free

## What is Mortgage Atlas?

Plan a mortgage with a clearer view of monthly costs, long-term interest, and the impact of paying extra.

Mortgage Compass turns your loan details into easy-to-read estimates. Enter the home price, down payment, interest rate, loan term, and start date. Add property tax, insurance, HOA dues, and PMI for an all-in monthly estimate.

EXPLORE YOUR PLAN
See principal-and-interest and all-in monthly estimates
Compare a regular payoff path with extra monthly principal
Add dated one-time principal payments
Estimate interest and payoff time saved
View an interactive balance graph
Review monthly or yearly amortization details
Look up the estimated remaining balance after a selected year
Compare scenarios, including a round-up payment idea

FOLLOW RATE HISTORY
Browse historical national mortgage-rate averages and market indexes from FRED. Switch among fixed, conforming, FHA, VA, jumbo, and 5/1 ARM series, then review the latest rate plus the selected range’s average, high, and low.

PRIVATE BY DESIGN
Your mortgage inputs and calculation results are processed on your device and are not sent to us. No account is required. Mortgage Compass contains no ads or third-party analytics or tracking SDKs. The Rates feature connects to FRED to retrieve public rate data; your mortgage details are not included in those requests.

Mortgage Compass is an educational planning tool. Results are estimates and may differ from lender calculations and actual costs or loan terms. Historical rates are informational national averages or indexes, not loan offers. The app does not provide financial advice.

## Key features

- Estimate monthly mortgage costs
- Analyze impact of extra payments
- Compare payoff scenarios
- Track historical mortgage rates
- View amortization details
- Interactive balance graph

## Is Mortgage Atlas safe?

Not enough ratings yet to assess Mortgage Atlas.

## Is Mortgage Atlas legit?

Mortgage Atlas has limited verification signals. The AppsHunter Legitimacy Score for Mortgage Atlas is 50 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about Mortgage Atlas

### What is Mortgage Atlas?

Mortgage Atlas is a free educational planning tool that helps you visualize mortgage costs, including monthly payments, interest, and the impact of extra payments. It also allows you to track historical mortgage rate trends.

### Is Mortgage Atlas free to use?

Yes, Mortgage Atlas is completely free to download and use. It does not have any in-app purchases or advertisements.

### Does Mortgage Atlas have ads?

No, Mortgage Atlas is ad-free. The app is designed with user privacy in mind and does not contain any advertisements or third-party analytics.

### What devices does Mortgage Atlas support?

Mortgage Atlas is available for iPhone and iPad devices, running on iOS.

### How secure is Mortgage Atlas?

Mortgage Atlas is private by design. Your mortgage inputs and calculation results are processed on your device and are not sent to the developer. No account is required to use the app.

### Can Mortgage Atlas provide financial advice?

No, Mortgage Atlas is an educational planning tool. Results are estimates and may differ from lender calculations. The app does not provide financial advice.

### How often is Mortgage Atlas updated?

Mortgage Atlas was last updated on August 31, 2026, with version 1.0. Future updates will likely focus on improving features and data accuracy.

### What kind of mortgage rates can I track with Mortgage Atlas?

You can browse historical national mortgage-rate averages and market indexes from FRED. The app allows you to switch among fixed, conforming, FHA, VA, jumbo, and 5/1 ARM series.

## Version history (last 1 release)

### 1.0 — 2026-08-31

No release notes.

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-20.*