# Mortgage by Zillow — Calculator & Home Loan Rates

> Mortgage calculator and rate comparison tool for home buyers and owners. (iPhone/iPad app by Zillow, Inc..)

- Source: https://appshunter.io/ios/app/mortgage-by-zillow/id437660937 (this page in markdown: same URL + `.md`)
- Developer: [Zillow, Inc.](https://appshunter.io/developer/310738698)
- Category: Finance, Business
- Price: Free
- Rating: 4.80/5 from 38,635 App Store ratings · 50 written reviews indexed
- Age rating: 4+
- Requires: iOS 9.0 · 60 MB
- Languages: American English
- Released: 2011-06-07
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mortgage-by-zillow/id437660937/reviews.md

## What is Mortgage by Zillow?

Financing a home can be complicated. We’re here to help. 
Homeownership may be closer than you think. Use Zillow calculators to find out what you can afford, and gain control of the home-finance process with live, customized mortgage rates from multiple lenders, all in one place. Find a local lender in minutes who can help you get pre-qualified for a mortgage, and show sellers that you’re a serious and credible buyer.

Our app makes it easy to reach a local lender, whether you’re looking to purchase or refinance a home. Remember, it’s best to talk to at least three different lenders when shopping for a mortgage to find the right loan for you.

With Mortgage by Zillow, you’ll find:
• Local lenders
• Payment and affordability calculators
• Real-time mortgage rates

Key Features
For home shoppers:
• Find out how much you can afford to spend on a new home with our home affordability calculator.
• Estimate your monthly mortgage payment with our mortgage payment calculator.
• Compare mortgage rates, APRs, fees, monthly payments, loan lengths and more with customized quotes from 100+ lenders.
• Get real-time mortgage rates based on your location and loan requirements.
•Find a local lender to discuss your loan options and help you get pre-qualified to buy a home. 
• Rate history makes it easy to come back and compare past rates with current quotes.
• “Call lender” function allows you to contact lenders directly through the app.


For homeowners:
• Refinance calculator estimates your breakeven point and shows money savings over time.
• Compare the latest refinance rates to see if you can lower your interest rate.
• Find a HELOC lender to see if you can tap into your home equity.  
• HARP quoting provides custom refinance rates for homeowners who are upside down on their mortgage. 
• Easily share results with your spouse or partner from the app.


We are always working to improve Zillow’s apps. Please continue to send feedback to mortgagesupport@zillow.com.

## Key features

- Affordability calculator
- Mortgage payment calculator
- Compare mortgage rates
- Real-time mortgage quotes
- Find local lenders
- Refinance calculator
- HELOC lender search

## What do users think of Mortgage by Zillow?

Overall sentiment: neutral

**Pros**

- 💻 Useful mortgage calculator
- 🔍 Helpful for home shopping
- 🤝 Good customer service
- 🔍 Provides property value history
- 🔍 Connects to county tax websites

**Cons**

- 🐛 Buggy after recent updates
- 🔍 Difficulty inputting/seeing numbers
- 🔍 Slider controls not precise enough
- 🔍 Lack of customization options

**Commonly reported bugs**

- Numbers disappearing from calculator
- Scrolling issues on input fields
- Compatibility issues with newer iOS versions

**Most requested features**

- Save results for different properties
- Input own PMI
- Improve scale for property taxes
- Add dark mode option
- Improve navigation and usability

## Recent user reviews (10 of 50)

All indexed reviews: https://appshunter.io/ios/app/mortgage-by-zillow/id437660937/reviews.md

### 5/5 — Zillow Board of Directors

*2022-04-25, version 2.8.2*

I would like to ask a question as to why the Zestimate number, house value ranges, etc., shows changing numbers online before an appraisal is submitted? Why do these numbers fluctuate? Why do the numbers  not remain the same until the house has been appraised and ready to close. 

 Even if the appraiser doesn’t view this site. I believe anyone viewing the Zillow info chart online may believe that those numberm are accurate & reached by qualified licensed person?

### 5/5 — Love it

*2022-04-17, version 2.8.2*

I love this calculator- I only have one suggestion! Can we please not lump HOA fee and Property taxes into one payment within the calculation pie-diagram, it’s nice to see what makes up each payment - thank you!

### 5/5 — US Bank Mortgage Lender

*2022-02-12, version 2.8.2*

I want thank Zillow for this mortgage app. I just purchased a home and found US Bank. The experience was outstanding. My US Bank mortgage loan executive Denny Bennett was outstanding. He was able to execute the mortgage and close within 30 days. He was extremely communicative throughout the process! Thank you Zillow and US Bank.

### 5/5 — Great tool

*2021-08-26, version 2.8.2*

Easy to use, Zillow is a wonderful application to search and purchase a home. Highly recommend it.

### 2/5 — OK, but there are better ones out there

*2021-07-17, version 2.8.2*

This app is decent, but let me tell you you should have the ability to type in exact numbers instead of using a scroll bar to choose your mortgage amount and down payment. 

For example I was trying to put a certain number and it was not available, so this definitely needs some work

### 4/5 — Almost there

*2021-05-04, version 2.8.2*

Overall a good straight forward tool. I would have loved for them to offer a few improvements though.  1) save your results for different properties so you can easily access and customize (you can only export to an email). 2) input your own PMI 3) improve the scale for property taxes which currently stops at 10k.

### 5/5 — Loving this App

*2020-06-29, version 2.8.2*

I love Zillow app the best because it provides everything you need when looking for a home. I especially like the ‘street view’ because I am able to see how it would like driving up to a potential home and that in itself is a decision maker or breaker.

### 5/5 — I’m really happy to see your app

*2020-03-29, version 2.8.2*

Everyone is very courteous and attentive to my needs and requests and I appreciate the professionalism and the attention to my needs I give you two thumbs up and ten on a scale of one to ten awesome app and customer service and great work and I have all the information I could ever need to help me make choices great place to go shopping lol thank you very much for letting me know that I have privacy and love to be able to do most stuff on my own through the process and I am enjoying this app very much and the photos and video tours are awesome thank you and I also welcome your feedback on my use of the app please email me anytime

### 5/5 — Best to shop rates

*2019-12-04, version 2.8.2*

The best feature is that I can get quotes from brokers and then shop around for best deal.
By the way, I had used this app back in 2014 to shop for rates. 
Other features are good like payment calculator etc.

### 4/5 — Not terrible

*2019-07-08, version 2.8.2*

The app’s a little confusing to sort through at first. You can’t swipe to go back like you can on a lot of other apps. However, the app runs smoothly and is a pretty good way to calculate how much home you can afford.

Fun fact: A recent study of over 10,000 millionaires found that the average self-made millionaire paid off their home in about a decade, and never refinanced thereafter. So maybe the 15-year option with no prepayment penalty is a smart move.

## Frequently asked questions about Mortgage by Zillow

### What does the Mortgage by Zillow app do?

This app helps you navigate the home financing process. It provides tools to estimate your monthly mortgage payments, determine how much you can afford for a new home, and compare real-time mortgage rates from numerous lenders. You can also find local lenders to discuss loan options and get pre-qualified.

### What are the key features of the Mortgage by Zillow app?

Key features include home affordability calculators, mortgage payment estimators, and the ability to compare customized mortgage quotes from over 100 lenders. For homeowners, it offers refinance calculators, HELOC lender searches, and HARP quoting for specific situations. It also facilitates direct contact with lenders.

### Is Mortgage by Zillow free to use?

Yes, the application is free to download and use. There are no in-app purchases or advertisements mentioned in the provided description, indicating a completely free experience for users.

### Who is the target audience for this app?

The app is designed for both prospective homebuyers and existing homeowners. Home shoppers can use it to understand their purchasing power and compare loan options, while homeowners can utilize it for refinancing, exploring home equity loans, or checking HARP rates.

### How does the app help with finding a mortgage?

The app simplifies finding a mortgage by allowing you to compare customized rates and quotes from over 100 lenders in real-time. It also provides a feature to find local lenders, enabling you to connect with them directly through the app to discuss your loan options and get pre-qualified.

## Version history (last 5 releases)

### 2.8.2 — 2018-08-08

We’ve made updates to make it easier to find a local lender who can help you get pre-qualified for a mortgage. We’re always working to improve our apps. Please continue to send feedback to mortgagesupport@zillow.com.

### 2.8.1 — 2018-02-14

We’ve optimized our app for iOS 11. We always welcome feedback, so feel free to reach out to us at iphonefeedback@zillow.com. Thanks!

### 2.7.85 — 2016-03-01

Stability improvements and bug fixes.

### 2.7.31 — 2015-10-07

Stability improvements and bug fixes.

### 2.6.1870 — 2015-04-10

Stability improvements and bug fixes.

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## More apps by Zillow, Inc.

- [Zillow Real Estate & Rentals](https://appshunter.io/ios/app/zillow-real-estate-and-rentals/id310738695)
- [Premier Agent](https://appshunter.io/ios/app/premier-agent/id489692273)
- [Zillow Rentals](https://appshunter.io/ios/app/zillow-rentals/id538946076)
- [Zillow Rental Manager](https://appshunter.io/ios/app/zillow-rental-manager/id759202892)
- [Follow Up Boss](https://appshunter.io/ios/app/follow-up-boss/id966131499)

All apps by Zillow, Inc.: https://appshunter.io/developer/310738698

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
