# Mortgage Calculator : CLOSING — Closing Costs & Home Budget

> Closing Costs & Home Budget (iPhone/iPad app by Aneesh Pradeep.)

- Source: https://appshunter.io/ios/app/mortgage-calculator-closing/id6799832275 (this page in markdown: same URL + `.md`)
- Developer: [Aneesh Pradeep](https://appshunter.io/developer/1836157821)
- Category: Finance, Productivity
- Price: $1.99 with in-app purchases
- Age rating: 4+
- Requires: iOS 18.6 · 8 MB
- Languages: American English
- Released: 2026-08-25
- Data updated: 2026-09-17
- User reviews in markdown: https://appshunter.io/ios/app/mortgage-calculator-closing/id6799832275/reviews.md

## What is Mortgage Calculator?

Know the real number you have to wire on closing day, not just the monthly payment.

CLOSING turns the price of a house into the two figures that actually decide whether you can buy it: your true monthly cost and the cash you need at the table.

WHAT YOU GET
- Cash to close, built line by line
- Your real affordability ceiling, and which limit is holding you back
- Full monthly cost with principal, interest, taxes, insurance and mortgage insurance
- Complete amortization schedule for the life of the loan
- The exact month mortgage insurance drops off
- The year two payment jump that most buyers never see coming
- A savings plan that tells you the date you will be ready

COMPARE BEFORE YOU COMMIT
- Put plans side by side and see exactly where they differ
- Compare houses on true monthly cost, not asking price
- Compare lender quotes on rate, points, fees and total cost over the years you plan to stay
- Find the crossover month where paying for a lower rate starts paying you back

CLOSING DAY WITHOUT SURPRISES
- Every deadline calculated from your contract date
- Reminders for inspection, appraisal, financing and final walkthrough
- Checklists for what to do before closing and what to bring on the day
- Wire fraud safety steps, because that risk is the one you cannot undo

BUILT FOR THE UNITED STATES
- Property tax, insurance and title estimates for all fifty states
- Conventional, FHA, VA and USDA programs
- Checks a final statement against the original estimate to catch charges that should not have moved

SHOW YOUR WORK
- Tap almost any number to see the arithmetic behind it
- Every default is labelled, so you always know what you entered and what was estimated
- Sources and the date they were verified are shown in the app

AI THAT EXPLAINS YOUR OWN NUMBERS
- Ask questions about your own plan in plain English
- Get a full review of a deal, ranked by dollars
- Check a lender estimate line by line
- Draft a message you can actually send to a lender

PRIVACY AND QUALITY
- No ads anywhere in the app
- No account and no password, because there is nothing to log in to
- Your figures stay on your device
- No trackers and no third party analytics
- Works offline, apart from the optional AI features

CLOSING is a planning tool, not financial advice. Figures are estimates. Your lender determines your actual costs, rate and eligibility. Verify every number before you sign.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: $1.99.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| CLOSING:// Pro - Annual | $9.99 | per year |
| CLOSING:// Pro - Monthly | $1.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| CLOSING:// Pro - Lifetime | $24.99 | one-time |



## Version history (last 1 release)

### 3 — 2026-08-26

No release notes.

## More apps by Aneesh Pradeep

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- [Expense Tracker AI : SpendIQ](https://appshunter.io/ios/app/expense-tracker-ai-spendiq/id6758729622)

All apps by Aneesh Pradeep: https://appshunter.io/developer/1836157821

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-17.*