# Mortgage Calculator- Home Loan — Payment Payoff Amortization

> Loan calculator for mortgage payments, interest savings, and affordability. (iPhone/iPad app by giang pham.)

- Source: https://appshunter.io/ios/app/mortgage-calculator-home-loan/id1155749575 (this page in markdown: same URL + `.md`)
- Developer: [giang pham](https://appshunter.io/developer/1078135816)
- Category: Finance, Business
- Price: Free
- Rating: 4.60/5 from 412 App Store ratings · 17 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.0 · 6 MB
- Languages: American English
- Released: 2016-11-01
- Data updated: 2026-08-24
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/mortgage-calculator-home-loan/id1155749575/reviews.md

## What is Mortgage Calculator?

This is a simple loan calculator that helps you estimate WEEKLY/BI-WEEKLY/MONTHLY/QUARTERLY/YEARLY EXPENSE on whole schedule and how much interest you could save if you want to pay it off earlier. Moreover, it provides "Payoff" tab which focus on pay-off options for your mortgages.
Features:
- Tab "Mortgage" displays a result in an early payoff duration with many options:
+ Support various kind of payment frequency: weekly, bi-weekly, monthly, quarterly, yearly.
+ Support extra payment on each payment; from a particular payment to last payment or extra payment on some specific payments (number of extra at specific payments is limited to 60 per loan).
+ Support input of tax or insurance in both percentage or value.
+ Support loading saved mortgages
- Tab "Affordable Loan" helps to estimate the loan you can afford based on your monthly budget or annual income.
- Tab "Payoff" focuses on many payoff options.
- Tab "Saved" helps you record a mortgage so that you do not need to input all loan info from times to times.
- Tab "Setting" supports selecting display mode (Light mode / Dark Mode).
It is easy to use and simple to use.

## Key features

- Multiple payment frequencies
- Extra payment options
- Tax and insurance input
- Affordable loan estimation
- Payoff strategy planner
- Saved mortgage management
- Light/Dark mode display

## Recent user reviews (10 of 17)

All indexed reviews: https://appshunter.io/ios/app/mortgage-calculator-home-loan/id1155749575/reviews.md

### 4/5 — It’s free and easy

*2026-07-25, version 7.5*

It’s easy to use, the adds are wanky but that’s the price you pay for free

### 5/5 — Love this app

*2026-06-24, version 7.5*

I love this app - it's been so useful over the year. One suggestion - right now the delete button isn't working for old saved mortgage overpayment projections - any chance that can be fixed ?

### 1/5 — Paid version has ads

*2026-03-15, version 7.5*

I paid $13 and still have ads

### 3/5 — Errors

*2025-11-13, version 7.4*

This app used to work great, but it has started generating weird errors, especially when calculating taxes and insurance for the monthly payment. It will sometimes put the full annual amount in the monthly payment, and sometimes way more. Very strange.

### 5/5 — Seems pretty good calculators

*2025-08-20, version 7.4*

M’y only Down points is the pubs. I will check out your pub free if it’s available for us.

### 5/5 — Amazing App

*2025-06-10, version 7.4*

This is definitely the best Mortgage calculator on the App Store. Really happy with it.

### 2/5 — Offer a Pro version w/o Ada

*2025-05-20, version 7.4*

I would pay money for the App to get rid of the Ads. Very useful.

### 5/5 — The Best Mortgage Calculator

*2025-05-10, version 7.4*

I gave this app a try after checking out many of the others. Was very impressed from the very first time I opened it.  It does all the basics functions you need plus more.  I love how they implemented an extra payment in multiple ways.  This allows the user to make changes and see the different scenarios on a nice uncluttered screen.  Once you are satisfied with the results, you can then even have the app amortize the breakdown for you. As if this was not enough, the app also lets you save different results for multiple homes, or to compare different options and see what savings work best for you? The you also have the ability to download the file. 
I can’t say enough about this great app. Except that it has turned into my go to mortgage amortization app, and I have deleted all the others. 
Would like to find out if the developer has other apps so that I can check them out, and even donate for his great work. 
Thank you so much!

### 2/5 — Calculation off

*2024-11-10, version 7.4*

P&I payment miscalculation

### 1/5 — The ads ruin the app

*2024-10-03, version 7.3*

The ads ruin the app

## Frequently asked questions about Mortgage Calculator

### What does this mortgage calculator app do?

This app helps you estimate your loan expenses with various payment frequencies like weekly, bi-weekly, monthly, quarterly, and yearly. It also allows you to see how much interest you could save by paying off your mortgage early and helps you estimate the loan amount you can afford based on your income and budget.

### What are the key features of the mortgage calculator?

Key features include support for various payment frequencies, options for making extra payments, inputting taxes and insurance, estimating affordable loan amounts, planning payoff strategies, saving mortgage details, and a customizable display mode (light/dark).

### Is this app free to use?

Yes, the app is free to use. It is supported by advertisements, meaning you can access all its features without any upfront cost.

### What kind of loans can I calculate with this app?

The app is primarily designed for mortgage calculations, helping you understand your home loan payments, interest, and affordability. It focuses on amortization schedules and payoff options specific to mortgages.

### Can I save my mortgage information?

Yes, the app has a 'Saved' tab that allows you to record your mortgage details. This means you won't have to input all the loan information every time you want to check your payment schedule or explore payoff options.

## Version history (last 5 releases)

### 7.5 — 2026-03-10

- Update marketing website
- Minor updates

### 7.4 — 2024-10-06

- Add values on bar chart.

### 7.3 — 2024-09-26

- Add bar charts & line charts.

### 7.2 — 2024-09-05

- Update developer's support page.

### 7.1 — 2024-09-02

- Update details when input data is error.

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All apps by giang pham: https://appshunter.io/developer/1078135816

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*