# Mortgage Calculator- Home Loan — user reviews > 17 indexed App Store user reviews of Mortgage Calculator by giang pham, rated 4.60/5 from 412 ratings. - Source: https://appshunter.io/ios/app/mortgage-calculator-home-loan/id1155749575/reviews - App overview in markdown: https://appshunter.io/ios/app/mortgage-calculator-home-loan/id1155749575.md - Rating breakdown: 5★ 342 · 4★ 25 · 3★ 19 · 2★ 5 · 1★ 21 ## What do users think of Mortgage Calculator? Overall sentiment: mixed **Pros** - 👍 Easy to use - 👍 Useful mortgage calculator - 👍 Good for basic functions and more - 👍 Implemented extra payments well - 👍 Uncluttered screen for scenarios - 👍 Ability to save results - 👍 Ability to download files - 👍 Good for personal mortgage calculations - 👍 Flexible for calculating loan amounts **Cons** - 😒 Ads are intrusive - 😒 Paid version still has ads - 😒 Obnoxious pop-up video ads - 😒 Ads prevent typing figures **Commonly reported bugs** - Delete button not working for old saved mortgage overpayment projections - App generating weird errors calculating taxes and insurance - PMI bug makes app unusable - Insurance calculation is inaccurate (not broken down monthly) - Paid version crashes when trying to share amortization schedule **Most requested features** - Fix delete button for old mortgage projections - Offer a pub-free version - Offer a Pro version without ads - Developer has other apps? - Donate for great work ## Most critical reviews (10 lowest-rated) ### 1/5 — Paid version has ads *2026-03-15, version 7.5* I paid $13 and still have ads ### 1/5 — The ads ruin the app *2024-10-03, version 7.3* The ads ruin the app ### 1/5 — Total crap *2022-04-22, version 3.2* Upgraded to paid to try and share amortization schedule. It crashes. Deleted app. Reloaded. Same thing. Now I have to figure out how to void charge. Not happy. ### 2/5 — Offer a Pro version w/o Ada *2025-05-20, version 7.4* I would pay money for the App to get rid of the Ads. Very useful. ### 2/5 — Calculation off *2024-11-10, version 7.4* P&I payment miscalculation ### 3/5 — Errors *2025-11-13, version 7.4* This app used to work great, but it has started generating weird errors, especially when calculating taxes and insurance for the monthly payment. It will sometimes put the full annual amount in the monthly payment, and sometimes way more. Very strange. ### 3/5 — Please fix PMI bug *2024-08-31, version 7.0* Love this app but the inaccuracy due to a bug when adding PMI makes it unusable ### 3/5 — Insurance is Inaccurate *2024-07-05, version 7.0* When I put the % of annual insurance, it’s not broken down monthly in the payment. It’s using something like a semi-annual payment for the monthly. ### 3/5 — Good app/obnoxious ads *2018-02-27, version 2.3* Once you figure out the controls, this is a simple and effective app to use in calculating your mortgage payment, insurance, and other factors that effect a monthly note. Since the last update, pop up video ads are getting obnoxious to the point I cant type in my figures. If this doesn't stop, I will uninstall. ### 4/5 — It’s free and easy *2026-07-25, version 7.5* It’s easy to use, the adds are wanky but that’s the price you pay for free ## Most praised reviews (7 highest-rated) ### 5/5 — Love this app *2026-06-24, version 7.5* I love this app - it's been so useful over the year. One suggestion - right now the delete button isn't working for old saved mortgage overpayment projections - any chance that can be fixed ? ### 5/5 — Seems pretty good calculators *2025-08-20, version 7.4* M’y only Down points is the pubs. I will check out your pub free if it’s available for us. ### 5/5 — Amazing App *2025-06-10, version 7.4* This is definitely the best Mortgage calculator on the App Store. Really happy with it. ### 5/5 — The Best Mortgage Calculator *2025-05-10, version 7.4* I gave this app a try after checking out many of the others. Was very impressed from the very first time I opened it. It does all the basics functions you need plus more. I love how they implemented an extra payment in multiple ways. This allows the user to make changes and see the different scenarios on a nice uncluttered screen. Once you are satisfied with the results, you can then even have the app amortize the breakdown for you. As if this was not enough, the app also lets you save different results for multiple homes, or to compare different options and see what savings work best for you? The you also have the ability to download the file. I can’t say enough about this great app. Except that it has turned into my go to mortgage amortization app, and I have deleted all the others. Would like to find out if the developer has other apps so that I can check them out, and even donate for his great work. Thank you so much! ### 5/5 — Good little app *2023-04-11, version 4.3* I use this app to calculate some personal mortgage I sometimes offer my family find it to be just the tool 5 stars from me ### 5/5 — Excellent application *2023-02-11, version 4.3* It is very flexible to calculate and get the idea of mortgage loan amounts. ### 5/5 — Just What I Needed *2018-09-18, version 2.3* App is just what I needed. Allows for the addition of payments at any intervals I need. Ads are ads. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*