# Mortgage Calculator Pro — user reviews

> 83 indexed App Store user reviews of Mortgage Calculator Pro by SVT Software, rated 4.30/5 from 72 ratings.

- Source: https://appshunter.io/ios/app/mortgage-calculator-pro/id315103123/reviews
- App overview in markdown: https://appshunter.io/ios/app/mortgage-calculator-pro/id315103123.md
- Rating breakdown: 5★ 50 · 4★ 11 · 3★ 0 · 2★ 6 · 1★ 5

## What do users think of Mortgage Calculator Pro?

Overall sentiment: mixed

**Pros**

- 👍 Very easy to use
- 👍 Simple and straightforward
- 👍 Great for real estate professionals
- 👍 Handy for "what if" scenarios
- 👍 Accurate calculations
- 👍 No advertising or pop-up junk
- 👍 Well maintained and updated
- 👍 Practical and useful
- 👍 Good value for money
- 👍 Reliable
- 👍 Intuitive
- 👍 Works quickly
- 👍 Seamless performance
- 👍 Can email reports to clients
- 👍 Includes insurance and taxes
- 👍 Handles variables easily
- 👍 Best mortgage calculator available

**Cons**

- 👎 Lacks mortgage insurance (MI/PMI) field
- 👎 Lacks HOA field
- 👎 Not ideal for iPads in landscape mode
- 👎 Some users prefer older versions
- 👎 Payment doesn't always update automatically
- 👎 Cannot consolidate loans
- 👎 Down payment should be a percentage option
- 👎 Amortization schedule font size is small
- 👎 Lacks interest-only calculation
- 👎 Lacks stamp duty calculation
- 👎 Square footage field is irrelevant
- 👎 Poor developer support/updates
- 👎 Missing extra payment feature
- 👎 Doesn't break down payments into capital and interest
- 👎 Lacks ARM loan calculations
- 👎 Missing PMI calculator
- 👎 Doesn't track current loans or payment cycles
- 👎 Inaccurate without MI/stamp duty
- 👎 Font size too small for amortization schedule
- 👎 Needs annual insurance percentage option
- 👎 Doesn't show loan amount in summary
- 👎 Doesn't show loan amount in email

**Commonly reported bugs**

- Payment doesn't update automatically when new info is entered
- App doesn't work well in horizontal mode on iPads
- Spelling error 'LOAB' instead of 'LOAN'
- Square footage field is irrelevant and confusing

**Most requested features**

- Add MI/PMI field for accurate calculations
- Add HOA field
- Improve iPad landscape usability
- Allow down payment as a percentage
- Increase font size for amortization schedule
- Add interest-only calculation option
- Add stamp duty calculation
- Add extra payment feature for early payoff
- Consolidate loans and provide amortization for all
- Break down monthly payments into capital and interest
- Add ARM loan calculations
- Add PMI calculator
- Add ability to track current loans and payment cycles
- Add annual insurance percentage option
- Show loan amount in summary and email reports
- Add notes field for different mortgages
- Factor in monthly prepayments towards principal and show interest saved
- Add option to preset insurance and taxes as default
- Allow input for extra principal payments and their dates
- Include dates in the amortization schedule
- Compare different loan products
- Add UPMIP calculation and monthly MI factors for government loans
- Option to select between Conventional and Government loans with presets
- Allow loan maturity dates to be entered
- Incorporate interest rate adjustments after a certain period
- Add a field for closing costs

## Newest reviews (13 of 83)

### 4/5 — Great app

*2018-11-24*

As a real estate broker in Chicago this app is extremely useful. The only reason I gave it 4 stars instead of 5 is because I wish I came with an iPad version as well. It works on the iPad but you can tell it was designed for iPhone. Should not be that hard to make an iPad version.

### 4/5 — I'm a real estate agent

*2017-09-03*

Been using this for a couple of years. Read it was unstable or some thing like that. Searched for another. This is the best one for me. Sometimes tricky but basically simply solid. Love that I can email it to myself or clients.
Like it even better now. Easier to read. Dumped the other apps

### 5/5 — Great and easy to use.

*2017-05-29*

I use it all the time for work.

### 2/5 — This is why I don't update apps

*2017-05-21*

It was fine before. Why did you need to refresh it. This is not Uber or Facebook it had a simple and to the point purpose, now the colors are inverted and the page is all over the place.

### 5/5 — Love this App!

*2017-05-19*

Can't live without it. Best one available.

### 5/5 — Great App easy to use

*2017-05-17*

Love this app

### 5/5 — Best mortgage calculator out there

*2017-04-15, version 3.0*

I received a notice that it needs to be updated, may slow down my iPhone, and will not work with future versions iOS. I hope that there are plans to maintain this app

### 5/5 — Love this App!

*2017-03-08, version 3.0*

Been using for years & it works perfect and seamless!! That's all need, thank you.

### 5/5 — Excellent

*2016-10-25, version 3.0*

Have tried many of these. This one is by far the best. It includes insurance and taxes and all variables are super easy to change. Wish there were one for my MacBook Air.

### 3/5 — It's ok

*2016-10-20, version 3.0*

I wish it had a line item for mortgage insurance. Great for Conventional 20% down loans but not for FHA, VA, or USDA.

### 3/5 — Payment %

*2016-08-12, version 3.0*

Please make the down payment a percentage, rather than a $ figure!!

### 4/5 — Pretty good!

*2016-07-04, version 3.0*

Works great for all for what it does.
It would be nice to see dates in the amortization schedule and input for extra principal payments and the date that they were paid. This would enable the app to provide information on amount of interest paid an amount of interest still owed.

### 5/5 — Mortgage Calculator

*2016-06-04, version 3.0*

Works quickly and easy to use.

## Most critical reviews (10 lowest-rated)

### 1/5 — Email

*2025-10-16*

I have had this app for a long time and we use to be able to email  samples to clients and the amortization table. That is gone now, why?

### 1/5 — Sub par

*2022-09-12, version 4.2*

I’ve been using an android calculator for years now. It’s way better than this app. Much more simple and, it’s free. Don’t pay for this. It’s not even worth the dollar. I’d give it negative 5 stars if it was an option.

### 1/5 — Doesn’t work horizontal for iPads

*2020-10-03*

Frustrating to use with an iPad. I usually use my iPad mounted on it keypad stand. Can’t use this app unless I take the iPad off its keypad. Frustrating.

### 1/5 — Only applicable to someone buying a home

*2015-01-27, version 3.0*

Would be really easy for this developer to have made it possible to just have a loan amount field.  Not good for industry professionals.

### 1/5 — Crap

*2009-12-08*

Why no interest only calulation
Why no stamp duty calculation
Without this it is inacurate
Waste of money have deleted already.

### 1/5 — Junk

*2009-08-10, version 0*

Plain and simple...latest update just came out and they didn't even spell the word "LOAN" at the top of the screen correctly.. They spelled it "LOAB"

Even worse... There is an option to enter square feet.. Which has absolutely nothing to do with calculating a mortgage payment...

I don't recommend paying for this! Wish I could get a refund... Lol.

### 2/5 — Missing mortgage insurance or MI

*2020-07-11*

You need to add the payment for MI or PMI , as well as HOA to have an accurate calculation otherwise is incomplete .

### 2/5 — I use to love this one ! What happened to "email" ???

*2017-11-05*

If I can't email it it's 95% useless !!! Kay

### 2/5 — Update

*2017-07-27*

When I put in New info why doesn't the payment update itself?

### 2/5 — Franchisee

*2017-06-25*

Needs to be able to consolidate my loans and give me an amortization of all my loans

## Most praised reviews (10 highest-rated)

### 5/5 — Best Mortgage app

*2026-01-24*

I've been using this app for many years now and I find it to be the absolute best Mortgage app out there. I use this multiple times daily and it never fails me.

### 5/5 — Great

*2022-02-08*

So far so great

### 5/5 — Very easy to use

*2020-09-23*

Easy to use and helpful for my clients.

### 5/5 — Great app, one request

*2020-08-21*

Glad to see this app get updated! Been using it for nearly a decade when looking at homes, or considering a refi. One request though, it would be awesome if I could factor monthly prepayments toward principal into the amortization, and see the interest saved. That would make this the ultimate mortgage calc!

### 5/5 — 8yr old app, still updated and work awesome

*2020-07-31*

I really strongly recommend this app.  It have come in handy often over the years.  And is is well maintained.

### 5/5 — Love it

*2020-01-25*

Easy to use

### 5/5 — Great app!

*2018-02-07, version 3.0*

Really great app!  I use it all the time to run "what if" scenarios.  Saw a few complaints about the updated version.  If I like the way an app works I rarely update them since more & more updates seem to just add flashy graphics & social media hooks that I detest.  Not sure of my version but it is at least 4 years old.

### 5/5 — Rex pitcher

*2017-12-07, version 4.1*

Love this calculator.

### 5/5 — Mortgage Calculator

*2017-10-24*

This is the best app I have ever use very easy and I can email to my clients for monthly payment. I recommend 100%

### 5/5 — Wonderful!

*2017-06-24*

Simple, great👍, no advertising and no pop up junk from title and escrow💪.  Handy and Dandy!  Been my "Go2" for years!!!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
