# Mortgage Calculator UK-only — Compound Interest & Stamp Duty

> UK mortgage and property purchase financial planning tool. (iPhone/iPad app by JAMES ALEXANDER PENNY.)

- Source: https://appshunter.io/ios/app/mortgage-calculator-uk-only/id6446896402 (this page in markdown: same URL + `.md`)
- Developer: [JAMES ALEXANDER PENNY](https://appshunter.io/developer/1679566012)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 16 MB
- Languages: American English
- Released: 2023-04-21
- Data updated: 2026-08-15
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/mortgage-calculator-uk-only/id6446896402/reviews.md

## What is Mortgage Calculator UK?

Looking to buy a property in the UK? Whether you're a first-time buyer, moving home, or exploring UK property as an investment, this app gives you the essential tools to plan with confidence — all in one place.

Everything You Need – All in One App
No more jumping between different mortgage calculators, stamp duty tools, and loan-to-value charts. This app brings everything together in one easy-to-use interface, designed specifically for the UK property market.

Quickly calculate:
Monthly mortgage repayments
Stamp duty (England, Northern Ireland, Scotland, and Wales supported)
Loan to Value (LTV) ratio

You can also:
Visualise your mortgage across the full term using a dynamic graph
View a full amortisation table of interest and principal payments over time
Adjust loan amount, term length, interest rate, and deposit with ease
Built Specifically for UK Mortgages

This app is built exclusively for mortgages and property purchases in the UK.

This is not a generic global calculator — it’s purpose-built for UK buyers.

Key Features:
Clean, modern, and intuitive interface
Instant calculations with real-time updates
Full term overview via graph or amortisation table
Optimised for speed and clarity – no ads, no distractions
Works offline – no need for an internet connection once installed

Ideal For:
First-time buyers in the UK
Property investors interested in UK homes
Home movers calculating affordability
Expats or overseas buyers purchasing UK property
Anyone needing a fast and reliable UK mortgage calculator

Why Use This App?
Most mortgage tools only offer one piece of the puzzle — some show repayments, others cover stamp duty, but very few offer everything together. With this app, you can:
Compare repayment scenarios instantly
Understand how much stamp duty you'll pay
Evaluate whether your deposit is sufficient for your desired LTV
Get a clear picture of your financial commitment over the full loan term

Data Privacy
This app does not collect personal data or require account sign-up. All calculations are done locally on your device.

DOWNLOAD NOW
Make smarter property decisions with one simple tool, made for the UK. Download the UK Mortgage Calculator today.

## Key features

- Calculate monthly mortgage repayments
- Calculate stamp duty for all UK regions
- Calculate Loan to Value (LTV) ratio
- Visualize mortgage term with dynamic graph
- View full amortisation table
- Adjust loan amount, term, rate, and deposit
- Offline functionality

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Pro | $3.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/mortgage-calculator-uk-only/id6446896402/reviews.md

### 5/5 — Very useful

*2023-07-04*

I loved using this when moving house and looking for the right mortgage

## Frequently asked questions about Mortgage Calculator UK

### Does Mortgage Calculator UK have ads?

Yes, Mortgage Calculator UK contains advertisements. These ads are integrated to support the app's development and maintenance.

### What is the price of Mortgage Calculator UK?

Mortgage Calculator UK is available for free. While the app itself is free to download and use, it does offer in-app purchases.

### What devices does Mortgage Calculator UK support?

Mortgage Calculator UK is currently supported on iPhones. It is optimized for a seamless experience on Apple's mobile devices.

### How often is Mortgage Calculator UK updated?

The latest version of Mortgage Calculator UK is 2.2, last updated on 2026-05-14. This indicates a commitment to regular updates and improvements.

### Is Mortgage Calculator UK safe for all ages?

Mortgage Calculator UK has an age rating of 4+. This suggests it is suitable for young children and does not contain mature content.

### Can I use Mortgage Calculator UK offline?

Yes, Mortgage Calculator UK works offline. Once installed, you do not need an internet connection to perform calculations, making it convenient for use anywhere.

### What specific UK taxes does Mortgage Calculator UK calculate?

Mortgage Calculator UK calculates stamp duty for England, Northern Ireland, Scotland, and Wales. It also helps estimate monthly mortgage repayments and Loan to Value ratios.

### Does Mortgage Calculator UK collect personal data?

No, Mortgage Calculator UK does not collect personal data or require account sign-up. All calculations are performed locally on your device for enhanced privacy.

## Version history (last 5 releases)

### 2.2 — 2026-05-14

Thanks for choosing Mortgage Calculator UK-only! This update includes:

- UI improvements.
- Bug fixes.

### 2.1 — 2026-05-06

Thanks for choosing Mortgage Calculator UK! This update includes:

- UI improvements.
- Bug fixes.

### 2.0 — 2026-04-13

Thanks for choosing Mortgage Calculator UK! This update includes:

- Export your results to PDF!
- UI improvements.
- Bug fixes.

### 1.9 — 2026-04-08

Thanks for choosing Mortgage Calculator UK! This update includes:

- Monthly overpayment calculations added
- UI improvements
- Bug fixes
- Other behind the scenes tweaks to improve user experience

### 1.8 — 2026-03-28

Thanks for choosing Mortgage Calculator UK! This update includes:

- Pro features introduced
- UI improvements
- Bug fixes
- Other behind the scenes tweaks to improve user experience

## Apps similar to Mortgage Calculator UK

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Mortgage Calculator: Mortgages](https://appshunter.io/ios/app/mortgage-calculator-mortgages/id1535330316) | 3.0 (2) | Free | Finance |
| [Mortgage Save](https://appshunter.io/ios/app/mortgage-save/id6467675017) | — | Free | Finance |
| [Mortgage Projector](https://appshunter.io/ios/app/mortgage-projector/id1549239042) | — | Free | Finance |
| [Stamp Duty UK Estimator](https://appshunter.io/ios/app/stamp-duty-uk-estimator/id1468521497) | 5.0 (1) | Free | Finance |

## More apps by JAMES ALEXANDER PENNY

- [Daily Affirmations: LoopAffirm](https://appshunter.io/ios/app/daily-affirmations-loopaffirm/id6741922796)
- [Habit Tracker - Days Since](https://appshunter.io/ios/app/habit-tracker-days-since/id6749569384)
- [Couples Quiz: Love Test](https://appshunter.io/ios/app/couples-quiz-love-test/id6756885134)
- [Reflex Test: FullCircle](https://appshunter.io/ios/app/reflex-test-fullcircle/id6767255072)
- [Dart Counter & Scorer](https://appshunter.io/ios/app/dart-counter-and-scorer/id6770985908)

All apps by JAMES ALEXANDER PENNY: https://appshunter.io/developer/1679566012

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*