# Mortgage Calculator: — Mortgage & Loan Calculator

> Free, privacy-focused mortgage and loan calculator for home financing planning. (iPhone/iPad app by Asaru Labs LTD.)

- Source: https://appshunter.io/ios/app/mortgage-calculator/id6748876398 (this page in markdown: same URL + `.md`)
- Developer: [Asaru Labs LTD](https://appshunter.io/developer/1810982779)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 10 App Store ratings
- Age rating: 4+
- Requires: iOS 17.6 · 4 MB
- Languages: English
- Released: 2025-07-21
- Data updated: 2026-08-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mortgage-calculator/id6748876398/reviews.md

## What is Mortgage Calculator?

Mortgage Calculator - Complete Home Loan Planner

The ultimate mortgage calculator free app for homebuyers, refinancers, and property investors. Plan your dream home purchase with confidence using our comprehensive loan calculator suite.

## Complete Mortgage Planning Solution

Transform your home buying journey with our all-in-one mortgage calculator that goes beyond basic loan calculations. Whether you're a first-time buyer or seasoned investor, get instant insights into your home financing options.

**Key Features:**

 **Advanced Loan Calculator**
- Calculate monthly payments with precision
- Factor in property taxes, insurance, and PMI
- Compare different loan terms and rates
- Interest calculator with detailed breakdowns

 **Detailed Amortization Analysis**
- Full amortization loan calculator with payment schedules
- Export payment schedules to CSV
- Track your loan progress month by month

 **Smart Refinance Calculator**
- Compare your current mortgage with new rates
- Calculate break-even points and potential savings
- Determine optimal refinancing timing
- Get personalized refinance recommendations

 **Home Affordability Calculator**
- Discover your purchasing power
- Factor in income, debts, and down payment
- Get realistic price ranges for your budget
- Plan for closing costs and moving expenses

 **Extra Payment Planner (Debt Payoff Planner)**
- See how extra payments accelerate payoff
- Calculate interest savings from additional payments
- Plan lump-sum payments strategically
- Become debt-free years earlier

## Why Choose Our App?

**Faster than Rocket Mortgage calculations** - Get instant results without lengthy applications or personal information requirements. Our loan calculator free tools give you the power to explore scenarios immediately.

**Professional-Grade Accuracy** - Built with the same formulas used by mortgage professionals, ensuring reliable calculations for your most important financial decisions.

**Privacy-Focused** - All calculations happen on your device. No data collection, no account required, no personal information stored.

**Beautiful & Intuitive** - Clean, modern interface that makes complex mortgage math simple to understand and navigate.

## Perfect For:

- **First-time homebuyers** planning their purchase
- **Current homeowners** considering refinancing
- **Real estate investors** analyzing deals
- **Financial advisors** helping clients
- **Anyone** wanting to understand mortgage math

## Features at a Glance:

- Monthly payment calculator
- Refinance analysis tools
- Affordability assessment
- Amortization schedules
- Extra payment impact calculator
- Interest calculator with charts
- CSV export functionality
- No ads, no tracking
- Works offline
- Regular updates

Download now and take control of your mortgage decisions. Your future self will thank you for making informed choices today.

Privacy Policy: https://asarulabs.com/privacy.html

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Monthly payment calculation
- Amortization schedules
- Refinance analysis
- Home affordability assessment
- Extra payment planner
- CSV export


## Frequently asked questions about Mortgage Calculator

### Does Mortgage Calculator have ads?

No, Mortgage Calculator is ad-free. The app explicitly states 'No ads, no tracking' and operates offline, ensuring an uninterrupted user experience.

### What is the price of Mortgage Calculator?

Mortgage Calculator is completely free to download and use. There are no in-app purchases or subscription fees associated with its features.

### Is Mortgage Calculator safe to use?

Yes, Mortgage Calculator is designed with privacy in mind. All calculations are performed on your device, and no personal information is collected or stored.

### What devices support Mortgage Calculator?

Mortgage Calculator is available for iPhone and iPad devices. It is designed to provide a seamless experience across Apple's mobile platforms.

### How often is Mortgage Calculator updated?

The app receives regular updates, with the latest version being 1.0.2 released on March 31, 2026. This ensures the calculator remains accurate and functional.

### Can I export my mortgage calculations from Mortgage Calculator?

Yes, Mortgage Calculator allows you to export your amortization schedules to CSV format. This feature is useful for record-keeping and further analysis.

### What age rating does Mortgage Calculator have?

Mortgage Calculator has an age rating of 4+. This indicates it is suitable for a wide range of users, including younger individuals learning about finances.

### Does Mortgage Calculator require an internet connection?

No, Mortgage Calculator works offline. This means you can perform all your mortgage calculations without needing an active internet connection.

## Version history (last 3 releases)

### 1.0.2 — 2026-03-31

fixed some bugs

### 1.0.1 — 2025-12-13

updated debt payoff planner app age rating.

### 1.0 — 2025-07-21

No release notes.

## Apps similar to Mortgage Calculator

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Mortgage Calculator Plus](https://appshunter.io/ios/app/mortgage-calculator-plus/id518394445) | 3.0 (11) | Free | Finance |
| [Mortgage Calculator 2](https://appshunter.io/ios/app/mortgage-calculator-2/id6474350527) | 4.9 (87) | Free | Finance |
| [Mortgage Calculator- Home Loan](https://appshunter.io/ios/app/mortgage-calculator-home-loan/id1155749575) | 4.6 (412) | Free | Finance |
| [Mortgage Calculator: Payment](https://appshunter.io/ios/app/mortgage-calculator-payment/id1489668528) | 4.6 (231) | Free | Finance |
| [Mortgage Calculator 2.0](https://appshunter.io/ios/app/mortgage-calculator-20/id6450866112) | 4.8 (437) | Free | Finance |
| [Loan Calculator - Debt Planner](https://appshunter.io/ios/app/loan-calculator-debt-planner/id1059124601) | 4.6 (22,174) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-05.*