# Mortgage Payoff Track

> Mortgage payoff tracker and amortization calculator with progress visualization. (iPhone/iPad app by Yutaka Onizuka.)

- Source: https://appshunter.io/ios/app/mortgage-payoff-track/id577337720 (this page in markdown: same URL + `.md`)
- Developer: [Yutaka Onizuka](https://appshunter.io/developer/577337723)
- Category: Finance, Business
- Price: Free
- Rating: 2.90/5 from 55 App Store ratings · 60 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 7 MB
- Languages: American English, Japanese
- Released: 2012-11-20
- Data updated: 2026-06-11
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/mortgage-payoff-track/id577337720/reviews.md

## What is Mortgage Payoff Track?

If you are a homeowner who wants to monitor your additional payments in your home mortgage (and see how you are handsomely rewarded by your good behavior), this may be just the app for you. This app lets you keep track of your additional principal amount at any point of your payments. By continuously monitoring the progress, you can better plan your payoff schedule that fits your family’s lifestyle while reducing the risk of stretching it too much for a rainy day.　Use it as a simple loan amortization calculator, test different interest rates, as a simulator for your future plan, or, what it is the best at, a tracker of your pay down over the life of your loans. (Note: Rounding error may be expected in the calculation in some cases.)

• You can enter and keep track of different additional principal amounts for any of your payment throughout the life of your mortgage.
• You can visualize your loan progress and the interest savings in multiple graphs.
• You can import/export your loan data and payments easily between iPhone, iPad, and other devices.
• Biweekly payment is supported. It supports various other loan types such as monthly, weekly, biweekly, and more!
• Choose your own wallpaper picture or color background.

## Key features

- Track additional principal payments
- Visualize loan progress with graphs
- Calculate interest savings
- Supports biweekly and other payment frequencies
- Import/export loan data
- Customizable background

## Recent user reviews (10 of 60)

All indexed reviews: https://appshunter.io/ios/app/mortgage-payoff-track/id577337720/reviews.md

### 4/5 — Was great until update 18.4.1 wiped out ALL my data for last 6 years!

*2025-04-17, version 2.0.1*

I loved this app and have been keeping my mortgage payments for the last almost 5 years, along with extra payments up to date on it. 
I would have given it 5 stars if the last update had not wiped out all that data which is infuriating as it was accurate to 15c. It was saved under the “loans” tab and now it crashes when l try to retrieve it. It will take me hours to input all that info again!

### 5/5 — Great app

*2025-03-26, version 2.0.1*

This is a great app for people who want to do extra monthly or one time payment. I tried some other apps and not as good as this app. I highly recommend it for simplicity and clarity to know how much you are saving by paying more into the loan.

### 1/5 — Removed Annual & Semi-Annual payment options

*2023-10-17, version 2.0.1*

Please bring back annual & semi-annual payment options

### 5/5 — Simple and straight to the point!

*2023-09-05, version 2.0.1*

We love this app! It’s helping us so much in reaching our goals and seeing our progress.

### 1/5 — Quit quarterly payment option

*2022-12-27, version 2.0.1*

Our loan is paid quarterly. We pay extra each quarter with the regular payment.  This app was great letting us know where we stood.  Just since October 2022, the quarterly option is gone.  It changed our payments to monthly so nothing is right any longer.  So sad. Was good for a couple years.  Why do away with the quarterly option?

### 1/5 — Removed Annual & Semi-Annual payment options

*2022-12-12, version 2.0.1*

Please bring back annual & semi-annual payment options

### 2/5 — Still problems after update

*2022-12-04, version 2.0.1*

An update was done to address extra payments not being saved but now the type is sooooo small it’s hard to read. Please fix this.

### 1/5 — Can’t save additional payments added

*2022-11-25, version 2.0*

Additional payments added will not save and have to be reentered each time the app is opened.

### 1/5 — No Longer Useful

*2022-11-25, version 2.0*

It won’t save my loan amount, rate, etc… it defaults to something else and deleted ALL of my extra payments and won’t save them going forward.

### 2/5 — Used to work Great

*2022-11-21, version 2.0*

I’ve loved this app & found it so useful.  Unfortunately, it no longer saves additional payments. I’ve input them again several times & they revert back to $0 again. Very disappointing, as this defeats the purpose of the app for me.  I’d give it 4 stars if it worked as it did previously.

## Frequently asked questions about Mortgage Payoff Track

### What does the Mortgage Payoff Track app do?

This app helps homeowners monitor their mortgage payoff progress. It allows you to track additional principal payments, visualize your loan reduction, and calculate potential interest savings. It functions as a loan amortization calculator and a simulator for future payoff plans.

### What are the key features of this mortgage app?

Key features include the ability to enter and track various additional principal amounts for any payment, visualize loan progress and interest savings through multiple graphs, and import/export loan data easily between devices. It also supports biweekly payments and various other loan frequencies like monthly and weekly.

### Is this app free to use?

The app is free to use and is supported by advertisements. While there are no in-app purchases mentioned, users should be aware of the presence of ads within the application.

### What devices is Mortgage Payoff Track compatible with?

The app is designed for use on iPhone and iPad devices. Its import/export functionality allows for easy data transfer between these Apple devices, ensuring your loan data is accessible across your personal ecosystem.

### How can I use this app to plan my mortgage payoff?

You can use this app as a simulator to test different interest rates and plan your future payoff schedule. By continuously monitoring your progress and additional payments, you can better strategize your loan reduction to fit your lifestyle and financial goals.

## Version history (last 5 releases)

### 2.0.1 — 2022-11-27

Bug fix for saving additional payments

### 2.0 — 2022-11-02

Now, it supports various loan types such as monthly, weekly, biweekly, and more! Batch process for specified month. Dark mode support.

### 1.5 — 2016-04-20

This app has been updated by Apple to display the Apple Watch app icon.

Ads network change. It is necessary for us to keep the app free. Thank you for your understanding.

### 1.4 — 2015-01-13

•  Now you can enter multiple additional payments in batch at once.
•  Improved import/export feature allows you to exchange loan/payments data using AirDrop, email attachment, or other cloud services. (This will replace previous iTunes file share support)

### 1.3 — 2014-01-04

Now you can track multiple loans. (tap "Loans" button in navigation bar)
New look, the same easy operation.
Wallpaper feature.

## Apps similar to Mortgage Payoff Track

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Mortgage Calculator- Home Loan](https://appshunter.io/ios/app/mortgage-calculator-home-loan/id1155749575) | 4.6 (412) | Free | Finance |
| [Loan Calculator - Debt Planner](https://appshunter.io/ios/app/loan-calculator-debt-planner/id1059124601) | 4.6 (22,174) | Free | Finance |
| [Mortgage Calculator: Payment](https://appshunter.io/ios/app/mortgage-calculator-payment/id1489668528) | 4.6 (224) | Free | Finance |
| [RECalc Mortgage Calculator](https://appshunter.io/ios/app/recalc-mortgage-calculator/id382009228) | 4.7 (2,594) | Free | Finance |
| [Amortization Loan Calculator +](https://appshunter.io/ios/app/amortization-loan-calculator-plus/id1522711172) | 4.7 (102) | Free | Finance |
| [Mortgage Calculator +](https://appshunter.io/ios/app/mortgage-calculator-plus/id974051921) | 4.6 (227) | $2.99 | Finance |

## More apps by Yutaka Onizuka

- [Wrap your head around 3D: Avatar Image & Video](https://appshunter.io/ios/app/wrap-your-head-around-3d-avatar-image-and-video/id725382641)
- [The Climber Game: Ascending to the Summit](https://appshunter.io/ios/app/the-climber-game-ascending-to-the-summit/id1069238648)
- [Ladybug Pathfinder](https://appshunter.io/ios/app/ladybug-pathfinder/id1153321498)
- [Wordy Extension: A Messages Extension](https://appshunter.io/ios/app/wordy-extension-a-messages-extension/id1200326945)

All apps by Yutaka Onizuka: https://appshunter.io/developer/577337723

## Related topics

[mortgage payoff track](https://appshunter.io/ios/topics/mortgage-payoff-track) · [yutaka onizuka](https://appshunter.io/ios/topics/yutaka-onizuka) · [mortgage payoff tracker](https://appshunter.io/ios/topics/mortgage-payoff-tracker) · [ruoff mortgage](https://appshunter.io/ios/topics/ruoff-mortgage) · [mortgage payoff calculator](https://appshunter.io/ios/topics/mortgage-payoff-calculator)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*