# Mortgage Payoff Track — user reviews > 60 indexed App Store user reviews of Mortgage Payoff Track by Yutaka Onizuka, rated 2.90/5 from 55 ratings. - Source: https://appshunter.io/ios/app/mortgage-payoff-track/id577337720/reviews - App overview in markdown: https://appshunter.io/ios/app/mortgage-payoff-track/id577337720.md - Rating breakdown: 5★ 20 · 4★ 4 · 3★ 3 · 2★ 8 · 1★ 20 ## Newest reviews (17 of 60) ### 4/5 — Was great until update 18.4.1 wiped out ALL my data for last 6 years! *2025-04-17, version 2.0.1* I loved this app and have been keeping my mortgage payments for the last almost 5 years, along with extra payments up to date on it. I would have given it 5 stars if the last update had not wiped out all that data which is infuriating as it was accurate to 15c. It was saved under the “loans” tab and now it crashes when l try to retrieve it. It will take me hours to input all that info again! ### 2/5 — Still problems after update *2022-12-04, version 2.0.1* An update was done to address extra payments not being saved but now the type is sooooo small it’s hard to read. Please fix this. ### 2/5 — Used to work Great *2022-11-21, version 2.0* I’ve loved this app & found it so useful. Unfortunately, it no longer saves additional payments. I’ve input them again several times & they revert back to $0 again. Very disappointing, as this defeats the purpose of the app for me. I’d give it 4 stars if it worked as it did previously. ### 4/5 — How do I revert to previous version *2022-11-16, version 2.0* I used this app for 8 years and loved it!! However last update really messed up all my data and I do not know what to do? I hope dev team has a backup and can restore it. Also, new UI does not fit my phone screen. 5 stars for old version 1 for new. ### 3/5 — Awesome app. Update deleted my data. 😭 *2022-11-09, version 2.0* I’ve been using this app since 2015??? By making extra payments, my house will be paid off in 3 more years… BUT… With the new update, ALL MY data is gone and I’m back to square one. (None of my extra payments are recorded, and I’m not about to go back and manually enter almost 10 years’ worth of data…) ### 2/5 — Where did my info go?? *2022-11-05, version 2.0* Whatever update you just did got rid of the majority of my extra payments. We add extra most months, but not all the time. I used this as my primary way of keeping track and now that it’s gone I have no idea which months were extra, making all the info incorrect. Thanks for nothing ### 3/5 — Stopped saving additional payments *2022-11-05, version 2.0* Really simple and straight order app. I’ve recently had a problem with it though: My additional payments haven’t saved for the past several months. I’ve tried re-entering it several times, but once I close the app, it reverts to 0.00 in the additional payment section for several months back. ### 3/5 — Loved it until the forced update *2022-11-05, version 2.0* Very upset that the update completely wiped all the extra payments that I had manually added. ### 1/5 — Deleted my data. Stole my photos *2022-11-04, version 2.0* The new update deleted all my data (extra payments) made in the past 2 years and someone also had a photo of my family in front of my house taken 2 years ago. I never gave this app permission to my photos. How in the world did you get that photo and then place it in the background? Super creepy. Also super frustrating that I no longer have all the extra payments I made in the past 24 months. I have to start from scratch. But it won’t be with this app. Creepy & frustrating. Bye! ### 2/5 — Update *2022-11-04, version 2.0* The new update erased all my information. This is very frustrating. I knew this wasn’t 100% accurate but it was fun to use. Now I no longer can use it. I am not going to try to figure out years of payments, I always send more. ### 1/5 — Lost all data *2022-11-02, version 2.0* I’ve been using this app for a year and a half. And it was great until now. Just updated the app and lost everything I’ve inputted. It just shows the original loan amount and monthly payment amount. I’ve been working hard on paying extra. Frustrated beyond words. ### 1/5 — Freezing on property page *2021-10-08, version 1.5* Have more than one home. Unable to add second home. Freezing on this page and have to close app to get out. Also as mentioned by other users additional payments are limited to 1 per month without a date. I had to add payments together, this means my pay off is not accurate. APP Needs to be modified, people using this app are mainly trying to pay off mortgages sooner and this app only provides an estimate of the actual pay off day because actual payments are not recorded properly. ### 1/5 — Crashes with new IOS *2021-04-03, version 1.5* I really liked this app, but it no longer works with latest Apple update. ### 1/5 — Crashes *2021-01-27, version 1.5* Crashes with IOS 14.3 ### 1/5 — This app crashes *2021-01-04, version 1.5* I’ve been using this app for a long time and now with the new iOS updated, this app keeps crashing... I lost all of my loan info in this app... please resolve this issue ASAP. ### 2/5 — Was Great *2020-12-02, version 1.5* App crashes with new update ### 1/5 — Crashes with iOS 14 *2020-11-18, version 1.5* I used to love this app. It was so handy. It does not work with the latest version of iOS 14. ## Most critical reviews (10 lowest-rated) ### 1/5 — Removed Annual & Semi-Annual payment options *2023-10-17, version 2.0.1* Please bring back annual & semi-annual payment options ### 1/5 — Quit quarterly payment option *2022-12-27, version 2.0.1* Our loan is paid quarterly. We pay extra each quarter with the regular payment. This app was great letting us know where we stood. Just since October 2022, the quarterly option is gone. It changed our payments to monthly so nothing is right any longer. So sad. Was good for a couple years. Why do away with the quarterly option? ### 1/5 — Removed Annual & Semi-Annual payment options *2022-12-12, version 2.0.1* Please bring back annual & semi-annual payment options ### 1/5 — Can’t save additional payments added *2022-11-25, version 2.0* Additional payments added will not save and have to be reentered each time the app is opened. ### 1/5 — No Longer Useful *2022-11-25, version 2.0* It won’t save my loan amount, rate, etc… it defaults to something else and deleted ALL of my extra payments and won’t save them going forward. ### 1/5 — All data is gone. *2022-11-20, version 2.0* I lost all my data with this new update. Also, any extra payments are no longer there when I close the app and reopen. Even if I went back and entered all the extra payments again, the app will not save it after you close it and open it again. ### 1/5 — Lost all my extra payment info *2022-11-13, version 2.0* The latest update caused all my data to reset. I’ve been using this app for years and now I have nothing to show for it. Guess I’ll be redoing on a different app if this isn’t fixed asap ### 1/5 — New updated has erased enteries *2022-11-06, version 2.0* Erased entries for the last three months twice now, not happy. Every time I close the app it erases the last 3 month. This used to be my favorite but now big thumbs down ### 1/5 — Lost all my data! *2022-11-05, version 2.0* Recent update deleted all my dat from thr last 2 years!!! Please fix this! ### 1/5 — Last update *2022-11-04, version 2.0* Your last update wiped out all my data. Years of tracking lost. ## Most praised reviews (10 highest-rated) ### 5/5 — Great app *2025-03-26, version 2.0.1* This is a great app for people who want to do extra monthly or one time payment. I tried some other apps and not as good as this app. I highly recommend it for simplicity and clarity to know how much you are saving by paying more into the loan. ### 5/5 — Simple and straight to the point! *2023-09-05, version 2.0.1* We love this app! It’s helping us so much in reaching our goals and seeing our progress. ### 5/5 — Great app *2022-04-30, version 1.5* I love that it shows how much interest you would’ve paid over the course of the loan versus how much you’ll pay with the extra principal payments. More money in your pocket at the end of the day - great motivator! I use the Ramsey Every Dollar app (free version) combined with this app to budget and to track the mortgage. Counting down to financial FREEDOM!! ### 5/5 — Amazing app!! *2019-09-22, version 1.5* I wanted something like this and found this app amazing. I could find all sorts of ways to track if I paid a set amount extra each month, how early my mortgage would be paid off but couldn't find anything that allowed me to input different amounts to pay extra each month. This app does just that. So I can pay whatever extra I can, which varies by month, and see exactly how it helps my mortgage. Seeing that calculation of how much each extra amount saves me in interest is very reinforcing and motivating! ### 5/5 — Great app to payoff your house *2019-04-28, version 1.5* One of the best app for free, it can't get better, I have pay off the 40k off my mortgage just by using this APP, On 2019 I payoff my mortgage in 4 years and with the help of this app , thank you to the creators of this application 💪💪💪💪 ### 5/5 — Must Have App if you want to Payoff your mortgage *2019-02-09, version 1.5* Very useful app in motivating to payoff your mortgage fast. It clearly summarizes how many payments you can shorten, how much $$$ You will save, and how fast when you pay extra $$ toward your principal payment. Best App helping me with my goal so far on the App Store. ### 5/5 — Retirement planning *2018-07-29, version 1.5* The app does exactly what I needed. I am about 12-15 years from retirement and wanted to plan for additional principal payments to ensure my house was paid off before I retired. Thanks ### 5/5 — Best mortgage app period!!! *2018-04-30, version 1.5* This app allows you to understand in different ways the POWER of paying down your principal. The REAL saving you acquire and the time you can cut down from the loan ### 5/5 — This app is the best free app. *2018-03-16, version 1.5* Thank you for your app. The major advantage of this app is to input extra principal payment and knows how much time and interest you are saving. ### 5/5 — 9 different apps *2017-06-16, version 1.5* I tried 9 different apps and this one is the only one that can handle variable payment amounts. Great for the small financiers! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*