# Mortgage Plus – Calculator — Find out what loan suits you

> Home affordability and mortgage payment calculator with amortization schedule. (iPhone/iPad app by DigitAlchemy LLC.)

- Source: https://appshunter.io/ios/app/mortgage-plus-calculator/id1520528698 (this page in markdown: same URL + `.md`)
- Developer: [DigitAlchemy LLC](https://appshunter.io/developer/376971628)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 4 App Store ratings
- Age rating: 4+
- Requires: iOS 9.0 · 54 MB
- Languages: English
- Released: 2020-07-03
- Data updated: 2026-06-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mortgage-plus-calculator/id1520528698/reviews.md

## What is Mortgage Plus?

Gain control of the home finance process with the Mortgage Plus - Home affordability calculator. 

After entering your data you will be able to: 
- Estimate the total and monthly principal and interest mortgage payments over the life of the fixed-rate loan
- See the detailed amortization schedule
- Define if you can qualify for a loan and what house is affordable to you given the gross income, debt-to-income ratio, and other parameters.

All the mortgage and real estate terms are explained in case you're a first-time homebuyer or new to the subject. 

Mortgage calculator

Simply move the sliders of property value, down payment, loan amount, interest rate, loan term, or monthly payment and instantly see the whole picture. All the indicators adjust to the entered values, so you can recalculate any variables and see how they affect other numbers.


Home affordability calculator

Judging by the gross income and current debt payments, the app defines the debt-to-income ratio which lenders consider when deciding on the loan conditions. When you add the information about the amount or percentage of your planned down payment, your interest rates, and the loan term, you can get a clue on what house you can afford and what mortgage you qualify for.
Check your credit score with CreditKarma and get real-time interest rates from the Bankrate without leaving the app.

## Key features

- Estimate principal and interest payments
- View detailed amortization schedule
- Determine loan qualification
- Calculate home affordability
- Adjust loan variables with sliders
- Real-time interest rates from Bankrate


## Frequently asked questions about Mortgage Plus

### What are the main features of Mortgage Plus?

Mortgage Plus allows you to estimate total and monthly mortgage payments, view detailed amortization schedules, and determine loan qualification and home affordability. It also lets you adjust loan variables like interest rates and loan terms using sliders for instant recalculations.

### Is Mortgage Plus free to use?

Yes, Mortgage Plus is available for free. It does not have any associated costs for downloading or using its core features.

### Does Mortgage Plus have ads?

No, Mortgage Plus is ad-free. Users can utilize all its financial calculation tools without any advertisements interrupting their experience.

### What devices does Mortgage Plus support?

Mortgage Plus is designed for Apple devices and is supported on iPhone, iPad, and iPod. It requires iOS 11.0 or later.

### How does Mortgage Plus help with loan qualification?

The app assesses your debt-to-income ratio based on your gross income and current debt payments, which lenders use to determine loan conditions. It then provides insights into what mortgage you qualify for and what house you can afford.

### Can I get real-time interest rates within Mortgage Plus?

Yes, Mortgage Plus integrates with Bankrate to provide real-time interest rates directly within the app, helping you get up-to-date information for your calculations.

### What is the age rating for Mortgage Plus?

Mortgage Plus has an age rating of 4+. This indicates it is suitable for users of all ages, with no mature content.

### How often is Mortgage Plus updated?

The app was last updated on September 3, 2020, with version 1.0.2. Further updates would depend on the developer's release schedule.

## Version history (last 2 releases)

### 1.0.2 — 2020-09-03

– Fixed minor issues reported by users. 
– Please send us your feedback!

### 1.0.1 — 2020-07-03

No release notes.

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| App | Rating | Price | Category |
| --- | --- | --- | --- |
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- [Calculator Plus - PRO](https://appshunter.io/ios/app/calculator-plus-pro/id978091416)
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- [MultiTimer: Stopwatch + Timer](https://appshunter.io/ios/app/multitimer-stopwatch-plus-timer/id1435226668)

All apps by DigitAlchemy LLC: https://appshunter.io/developer/376971628

## Related topics

[mortgage digital](https://appshunter.io/ios/topics/mortgage-digital)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-04.*
