# Mortgage Stress Calculator AU — Home Loan Repayment Tracker

> Home Loan Repayment Tracker (iPhone/iPad app by Shehar Yar.)

- Source: https://appshunter.io/ios/app/mortgage-stress-calculator-au/id6760472769 (this page in markdown: same URL + `.md`)
- Developer: [Shehar Yar](https://appshunter.io/developer/1844744480)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 27 MB
- Languages: English
- Released: 2026-03-16
- Data updated: 2026-06-01
- User reviews in markdown: https://appshunter.io/ios/app/mortgage-stress-calculator-au/id6760472769/reviews.md

## What is Mortgage Stress Calculator AU?

Mortgage Stress Calculator AU helps Australian homeowners understand how interest rate changes affect their mortgage repayments and household budget.

Whether you are a first home buyer, refinancing, or simply keeping an eye on rising rates, this app gives you instant clarity on your mortgage position.

KEY FEATURES:

• Mortgage Stress Test — Enter your loan amount, interest rate and income to instantly see if your repayments exceed the recommended 30% threshold.

• Rate Rise Simulator — Model how future RBA rate increases will impact your weekly, fortnightly or monthly repayments before they happen.

• Scenario Comparison — Save and compare multiple mortgage scenarios side by side to find the best option for your situation.

• Repayment Breakdown — View detailed principal and interest splits so you know exactly where your money goes each payment cycle.

• Budget Impact Analysis — See how mortgage repayments fit within your overall household expenses and disposable income.

• Privacy First — All calculations are performed locally on your device. No data is sent to external servers.

WHO IS THIS FOR?

- First home buyers assessing affordability before purchasing
- Existing homeowners worried about rate rises
- Property investors managing multiple loan scenarios
- Mortgage brokers and financial advisors helping clients
- Anyone comparing fixed vs variable rate options in Australia

BUILT FOR AUSTRALIA:
Designed specifically for the Australian property market with support for Australian lending standards, RBA cash rate context and local repayment frequencies including weekly, fortnightly and monthly.

Take control of your home loan today. Download Mortgage Stress Calculator AU and stay ahead of rate changes with confidence.


## Version history (last 4 releases)

### 10.1.2 — 2026-05-26

Mortgage Stress Calculator Australia 10.1.2 is a quality and discoverability update for users focused on calculating Australian finance estimates. Updated app icons, logo-matched colors, splash styling, store visuals, bug fixes, and remote update reliability are included. The app now has the remote update foundation needed for faster production fixes, content refinements, and stability improvements after this App Store build is live. We also improved launch reliability, navigation consistency, loading behaviour, and the overall experience for people searching the App Store for Australian calculator, tax estimate, finance planning, repayments, budget tools. This release keeps the core workflow simple: calculate Australian figures with clearer inputs, faster results, and more reliable local estimates. It is designed to improve everyday usefulness, reduce friction, and keep future updates moving quickly while maintaining the native iPhone and iPad store build.

### 10.1.1 — 2026-05-20

Bug fixes, stability improvements, and remote update support.

### 10.1.0 — 2026-05-15

Bug fixes, stability improvements, and remote update support.

### 1.0 — 2026-03-16

No release notes.

## More apps by Shehar Yar

- [MKA Australia](https://appshunter.io/ios/app/mka-australia/id6753733742)
- [Sydney Buss & Train Tracker](https://appshunter.io/ios/app/sydney-buss-and-train-tracker/id6759081623)
- [Cheap Fuel Near Me](https://appshunter.io/ios/app/cheap-fuel-near-me/id6759508322)
- [Adelaide Buss & Train tracker](https://appshunter.io/ios/app/adelaide-buss-and-train-tracker/id6759587015)
- [Sunshine Coast Buss & Train](https://appshunter.io/ios/app/sunshine-coast-buss-and-train/id6759587388)
- [Gold Cost Buss & Train Tracker](https://appshunter.io/ios/app/gold-cost-buss-and-train-tracker/id6759587622)

All apps by Shehar Yar: https://appshunter.io/developer/1844744480

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*