# Mortgage Tracker: Calc & Plan — Loan Calculator & Amortization

> Loan Calculator & Amortization (iPhone/iPad app by Nikolai Salmin.)

- Source: https://appshunter.io/ios/app/mortgage-tracker-calc-and-plan/id6813638857 (this page in markdown: same URL + `.md`)
- Developer: [Nikolai Salmin](https://appshunter.io/developer/1592509547)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 10 MB
- Languages: American English, French (France), German (Germany), Italian, Japanese, Korean, Brazilian Portuguese, Russian, European Spanish
- Released: 2026-10-13
- Data updated: 2026-10-26

## What is Mortgage Tracker?

A monthly mortgage payment does not tell you how much interest you will pay. Mortgage Tracker helps you estimate both and see what regular extra payments could change.

UNDERSTAND YOUR MONTHLY COST
Estimate principal and interest from the property price, down payment, annual rate and repayment period. Choose level payments or equal principal repayments. The full monthly amortization schedule shows payment dates, principal, interest and the remaining balance.

EXPLORE WHAT COULD CHANGE
• Regular monthly extra payments: estimate interest savings and choose between a shorter repayment period and a lower required payment.
• Rent or buy: compare rent, including the annual increase you set, with the down payment and mortgage payments over the loan period.
• Property value: explore a future value based on your own annual growth assumption.

KEEP THE OPTIONS YOU WANT TO REVISIT
Save and rename calculations, adjust their terms later, and sort them by date or monthly payment. Export the baseline payment schedule as PDF to share or CSV to use in a spreadsheet. Choose your currency symbol and light or dark appearance. Designed for iPhone and iPad.

Basic calculations and viewing the schedule are free. Free scenario recalculations, exports and saved calculations have limits. Monthly or yearly Pro subscriptions remove those limits and disable advertising when enabled.

For information and planning only; not financial advice or a lending offer. Estimates exclude taxes, insurance and fees, and use a constant annual rate with monthly interest calculated as the annual rate divided by 12. Results may differ from your lender's contract. Rent versus buy compares cash outflows, not total investment returns. Property growth is an assumption you provide, not a market forecast.

Terms of Use: https://napp-dev.github.io/mortgageCalculator/en-US/terms/
Privacy Policy: https://napp-dev.github.io/mortgageCalculator/en-US/privacy/
Apple Standard License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro Monthly | $2.99 | per month |
| Pro Yearly | $17.99 | per year |


## Is Mortgage Tracker safe?

Not enough ratings yet to assess Mortgage Tracker.

## Is Mortgage Tracker legit?

Mortgage Tracker: Calc & Plan appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Mortgage Tracker is 63 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-10-14

No release notes.

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## More apps by Nikolai Salmin

- [Recipe Book: Christmas Dinner](https://appshunter.io/ios/app/recipe-book-christmas-dinner/id1601058903)

All apps by Nikolai Salmin: https://appshunter.io/developer/1592509547

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-26.*
