# Mortgage.IQ

> Mortgage.IQ (iPhone/iPad app by Vijay Ambati.)

- Source: https://appshunter.io/ios/app/mortgageiq/id6760884548 (this page in markdown: same URL + `.md`)
- Developer: [Vijay Ambati](https://appshunter.io/developer/1886620891)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 26.2 · 1 MB
- Languages: English
- Released: 2026-03-25
- Data updated: 2026-10-10
- User reviews in markdown: https://appshunter.io/ios/app/mortgageiq/id6760884548/reviews.md

## What is Mortgage.IQ?

Buying a home is the biggest financial decision of your life. MortgageIQ helps you make it with clarity — not guesswork.

Build unlimited loan scenarios in seconds. Adjust home price, down payment, interest rate, loan term, and lender — then watch your monthly payment, total interest, and lifetime cost update in real time. When you're ready, save and compare every option side-by-side.

WHAT YOU CAN DO

Build scenarios for any loan type — 15-year fixed, 30-year fixed, 7/1 ARM, or 5/1 ARM. Each scenario stores the full picture: rate, term, down payment, property tax, and HOA.

Visualize your money with four built-in charts: a payment breakdown donut showing exactly where each dollar goes; a full amortization curve with cumulative interest overlay; a stacked bar comparing total cost across all your scenarios; and a 10-year cumulative cost projection so you can see the real break-even between an ARM and a fixed rate.

Track the milestones that matter — when PMI drops, when you hit 50% equity, when the loan is paid in full.

Compare instantly. Switch to the Compare tab, select any two or more scenarios, and get a ranked table with the cheapest option highlighted. No spreadsheets required.

MortgageIQ works entirely on-device. Your financial data never leaves your phone.


## Version history (last 1 release)

### 1.0 — 2026-03-25

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-10.*