# Mortgages & Loan payment calculator with schedule

> Loan and mortgage calculator with amortization schedules and financial planning tools. (iPhone/iPad app by DC Labs.)

- Source: https://appshunter.io/ios/app/mortgages-and-loan-payment-calculator-with-schedule/id299806961 (this page in markdown: same URL + `.md`)
- Developer: [DC Labs](https://appshunter.io/developer/299806964)
- Category: Finance, Productivity
- Price: $3.99
- Rating: 4.40/5 from 14 App Store ratings · 66 written reviews indexed
- Age rating: 4+
- Requires: iOS 8.0 · 8 MB
- Languages: American English, French (France), Italian, European Portuguese, Chinese (Simplified, China), European Spanish
- Released: 2008-12-16
- Data updated: 2026-09-07
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mortgages-and-loan-payment-calculator-with-schedule/id299806961/reviews.md

## What is Mortgages & Loan payment calculator with schedule?

SALE NOW ON, 50% OFF !
Don't borrow without Loan Plan if you want to boost your negotiating leverage and save precious money. 
For all your loan projects and mortgages, Loan Plan is a must-have. 
This great bank loan calculator helps you to manage your budget efficiently and make the right financial decisions for you and your business. 

Whether you are interested in a student loan, a car financement or are considering buying a home, a quick and easy simulation on Loan Plan will tell you how you can afford it and which bank offer compares the best.

Thanks to its refinance calculator, Loan Plan is also perfect for determining if your current mortgage can be refinanced and how much you will earn in the process. 

◆ Highlights ◆

√ Get the info you want:
    - Calculate monthly payments including the loan insurance
    - Estimate your credit capacity
    - Get your expense to income ratio (debt calculator)
    - Compare the total cost of credit (interest + insurance + fees & taxes) between loans

√ Understand how bank loans work:
    - Visualize on nice 2D & 3D charts where your money is going and where you can save varying the loan parameters (rate, period, insurance, fees) 
    - See how fast your principal is repaid while scrolling through the years and months of the amortization schedule

√ Be more productive: 
    - Edit numeric fields faster on a customized keyboard including a mini calculator 
    - Get instant results from each estimator which is natively coded inside the application
    - Store your loan projects and organize them by category for an easy comparison
    - Send an email report with the amortization table in PDF, HMTL and CSV formats or simply print the PDF using AirPrint

◆ Assistance ◆
Loan calculators & estimators assist you giving quick answer to your financial questions

√ How much can I borrow for home improvement? 
√ Which business loan proposal is truly the more interesting?
√ What would my student loan payment be?
√ How much money will I save by choosing a 15-year rather than a 30-year fixed rate loan?
√ Should I refinance my home loan or just negotiate the terms with my current lender?
√ How much do I have to pay over my car loan amount? (total cost of credit)

◆ Pro Features ◆
 
√ Interest rate type: 
    - Nominal interest rate
    - Effective interest rate

√ Loan repayment schedule: 
    - Constant monthly payment (self-amortizing) 
    - Interest-only payment (principal paid at maturity) 
    
√ APR Calculator options (best way to compare loans):
    - Annual Percentage Rate (Nominal APR) as used in US
    - Effective APR as used in Europe

√ Recurring fees calculation (e.g. insurance rate):
- % of the borrowed amount
- % of the principal balance
- Annual amount

◆ Other Features ◆

√ Amortization chart
√ Share with friends: If you like Loan Calculator, PLEASE consider endorsing it. You can do this in 3 different ways (Twitter, Facebook, email)  from the 'Plus' tab.
√ Contact us: For all queries or issues please use the provided form. We will do our best to reply promptly.
√ 4 categories for your favorite projects:
-- Housing: mortgages, land, construction and home improvement loans
-- Vehicle: motorcycle, auto, truck, boat, aircraft & car loans         
-- Cash: line of credit, payday loans
-- General: others e.g. small business loans, commercial real estate loans, student loans,...

## Key features

- Calculate monthly payments with insurance
- Estimate credit capacity and debt ratio
- Compare total loan costs
- Visualize loan amortization with charts
- Generate and export amortization reports
- Store and organize loan projects

## Chart rankings

- #160 in Top Paid · Finance (US App Store)

## Recent user reviews (10 of 66)

All indexed reviews: https://appshunter.io/ios/app/mortgages-and-loan-payment-calculator-with-schedule/id299806961/reviews.md

### 3/5 — Appli pas à jour

*2022-08-26*

Décevant pour le prix

### 5/5 — Top design rétro

*2021-09-23*

Merci pour l’appli, si vous pouvez faire un refresh sur le design ce serai pas mal

### 2/5 — Super basic not worth paying for

*2021-08-18, version 5.0*

Not worth paying for, does nothing special that a free app does

### 5/5 — Simple et efficace

*2021-03-08*

Outil facile à mettre en œuvre et rapide. L’essentiel est présent.

### 5/5 — Excellent.

*2020-05-25*

Très probablement l’un, voire le meilleur dans sa catégorie. 
Simple et redoutablement efficace. 
Merci, j’espère juste que le suivi des mises à jours ne sera pas abandonné car il est irremplaçable !
Et une à jour pour avoir une version également optimisée pour l’iPad serait vraiment top 😉

### 3/5 — Publicité et manque de fonctionnalité

*2020-03-04*

C’est dommage d’avoir de la publicité sur une application payante. C’est également dommage qu’il n’y est pas de case pour calculer nos loyers perçu, futur loyers et nos crédits en cours. L’application est incomplète. C’est vraiment dommage surtout à ce prix.

### 5/5 — Très utile

*2019-12-17*

Cette appli m'est très utile dans mon métier d'employé de banque. 
Les notifications liées au marché des taux sont un plus.

### 5/5 — Excellente app. Simple et efficace

*2019-04-29*

J’utilise cette application depuis de nombreuses années. 
Elle m’aide dans mes projets immobiliers et me permet de prendre rapidement des décisions même pendant les phases de négociation. 
Elle est également très utilise face à un banquier qui a souvent tendance à vouloir vous raconter des craks...
Je recommande cette app sans hésiter 
Bravo à l’équipe

### 5/5 — Parfaite !

*2018-08-21*

Professionnel de l’immobilier, j’ai testé de nombreuses applications de ce type.
Celle-ci est très complète, avec un tableau d’amortissement très détaillé, si on le souhaite, et d’une simplicité d’utilisation remarquable.
En plus, il n’y a pas de publicité…

### 4/5 — Paysage ?

*2018-07-18*

Application toujours aussi efficace. Serait-il compliqué de permettre aux utilisateurs d'iPad de l'utiliser en format "paysage" ?

## Frequently asked questions about Mortgages & Loan payment calculator with schedule

### What does this loan and mortgage calculator do?

This app helps you calculate monthly loan payments, estimate your credit capacity, and determine the total cost of credit for various loan types including mortgages, student loans, and car financing. It aims to assist you in managing your budget efficiently and making sound financial decisions.

### What are the key features for calculating loans?

Key features include calculating monthly payments that incorporate loan insurance, estimating your borrowing capacity, calculating your expense-to-income ratio, and comparing the total cost of credit across different loan offers. It also provides visual aids like 2D and 3D charts to understand your loan's amortization.

### Is there a cost to use this app?

Based on the provided information, the app is offered for free. There are no mentions of subscription fees, paid features, or in-app purchases, suggesting it is a completely free tool for users.

### Can I use this app for refinancing my mortgage?

Yes, the app includes a refinance calculator specifically designed to help you determine if your current mortgage can be refinanced and to estimate the potential savings you could achieve through refinancing. It aids in comparing refinancing options with negotiating terms with your current lender.

### What kind of reports can I generate?

You can generate detailed reports of your loan amortization schedules. These reports can be sent via email in PDF, HTML, and CSV formats, or printed directly using AirPrint. This allows for easy sharing and record-keeping of your financial calculations.

## Version history (last 5 releases)

### 5.0 — 2016-10-17

This update from Apple will improve the functionality of this app. No new features are included.

iOS 10 Support

### 4.2 — 2014-06-07

- Amortization Table exports: 
-- PDF enriched with annual amortization
-- TXT Exports are replaced by CSV (compatible with Excel) 
- Total of Payments displayed under Total cost of credit (cost of interests, fees, insurance)
- Enrichment of Refinancing Calculator
- New localizations : Chinese, Portuguese, Spanish and Italian

Corrections:
- Loan results in blue
- Wording improvement

### 4.1.3 — 2014-04-08

- fix minor bug and misspelling correction

### 4.1.2 — 2014-03-31

- Saved Loans bug correction on iOS 7.1

### 4.1.1 — 2014-01-30

- App stability improvement

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## Related topics

[payment calculator schedule](https://appshunter.io/ios/topics/payment-calculator-schedule)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*