# Mortgate Planner — Smart Loan Management > Comprehensive loan management app with multi-phase modeling and simulation. (iPhone/iPad app by Luc Pham Van.) - Source: https://appshunter.io/ios/app/mortgate-planner/id6757183005 (this page in markdown: same URL + `.md`) - Developer: [Luc Pham Van](https://appshunter.io/developer/1544588097) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 44 MB - Languages: American English - Released: 2026-01-12 - Data updated: 2026-08-19 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/mortgate-planner/id6757183005/reviews.md ## What is Mortgate Planner? Take control of your financial future with Mortgage Planner, the comprehensive app designed for managing complex multi-phase loans with precision and clarity. Whether you're planning a mortgage, auto loan, personal loan, or any other financing arrangement, Mortgage Planner gives you the tools to visualize, simulate, and track every aspect of your loan journey. KEY FEATURES MULTI-PHASE LOAN MODELING • Create unlimited loan phases to model complex financing scenarios • Visual timeline showing all phases at a glance • Phase templates for quick setup • Support for varying interest rates, terms, and payment structures POWERFUL SIMULATION ENGINE • Real-time interest rate risk analysis • Explore "what-if" scenarios instantly • Compare different loan strategies side-by-side • Understand the long-term impact of rate changes ADVANCED VISUALIZATIONS • Payment trend charts showing how payments evolve • Balance curves tracking principal reduction over time • Cumulative interest graphs revealing total borrowing costs • Interactive charts with detailed breakdowns PAYMENT TRACKING & CALENDAR • Visual payment calendar with tracking capabilities • Payment reminders via local notifications • Mark payments as completed • Stay on top of your obligations effortlessly EXPORT & SHARE • Export payment schedules to CSV for spreadsheet analysis • Generate professional PDF reports for printing or sharing • Keep records for tax purposes or financial planning EDUCATIONAL RESOURCES • Built-in glossary explaining financial terms • Helpful tooltips throughout the app • Empower yourself with financial knowledge PRIVACY & CONTROL • All data stored locally on your device • Optional Google Drive sync for backup • No account required to get started • Your financial data stays private BEAUTIFUL & INTUITIVE • Clean, modern interface • Light and dark themes • Smooth animations and transitions • Available in 9 languages PERFECT FOR: • Homebuyers planning mortgage payments • Auto loan shoppers comparing financing options • Anyone managing personal or business loans • Financial advisors helping clients understand loan structures • Students learning about amortization and interest WHY MORTGAGE PLANNER? Most loan calculators give you a simple monthly payment number. Mortgage Planner goes deeper, helping you understand the complete picture: how your balance decreases over time, how much interest you'll pay in total, and how different scenarios impact your financial future. With support for complex multi-phase loans, you can model real-world situations like adjustable-rate mortgages, graduated payment structures, or loans with variable terms. The simulation engine lets you explore different strategies, helping you make informed decisions that could save you thousands over the life of your loan. TECHNICAL EXCELLENCE • Fast calculations (under 50ms for full 40-year schedules) • Reliable local database • Offline functionality • Regular updates and improvements Download Mortgage Planner today and transform the way you understand and manage your loans. Financial clarity is just a tap away. --- SUPPORT & FEEDBACK We're committed to making Mortgage Planner the best tool for loan management. Have questions or suggestions? We'd love to hear from you! ## Key features - Multi-phase loan modeling - Powerful simulation engine - Advanced visualizations - Payment tracking & calendar - Export schedules and reports - Educational resources - Local data storage ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/mortgate-planner/id6757183005/reviews.md ### 5/5 — Ok *2026-01-14* Good app ## Frequently asked questions about Mortgate Planner ### What types of loans can Mortgage Planner manage? Mortgage Planner is designed to manage complex multi-phase loans, including mortgages, auto loans, personal loans, and other financing arrangements. It supports varying interest rates, terms, and payment structures for detailed financial planning. ### How does Mortgage Planner help with loan simulations? The app features a powerful simulation engine that allows for real-time interest rate risk analysis and "what-if" scenario exploration. You can compare different loan strategies side-by-side to understand their long-term financial impact. ### Can I track my loan payments with Mortgage Planner? Yes, Mortgage Planner includes a visual payment calendar with tracking capabilities and local notification reminders for upcoming payments. You can mark payments as completed to stay on top of your obligations. ### What kind of reports can I generate with Mortgage Planner? You can export payment schedules to CSV for spreadsheet analysis and generate professional PDF reports for printing or sharing. These reports are useful for tax purposes and comprehensive financial planning. ### Is my financial data secure with Mortgage Planner? All your financial data is stored locally on your device, ensuring privacy. An optional Google Drive sync is available for backup, but no account is required to get started, keeping your data private. ### How often is Mortgage Planner updated? Mortgage Planner was last updated on March 21, 2026, with version 1.0.3. The app is designed for technical excellence with fast calculations and a reliable local database. ### What devices is Mortgage Planner available on? Mortgage Planner is available on iPhone, iPad, and iPod. It features a beautiful and intuitive interface with light and dark themes, available in 9 languages. ### Does Mortgage Planner have ads? No, Mortgage Planner does not contain advertisements. It is a completely free application designed to provide a seamless and uninterrupted user experience for managing your loans. ## Version history (last 5 releases) ### 1.0.6 — 2026-08-11 Bugs fix and performances improvement ### 1.0.5 — 2026-06-19 Bugs fix and performances improvement ### 1.0.4 — 2026-06-01 Bugs fix and performances improvement ### 1.0.3 — 2026-03-21 Bugs fix and performances improvement ### 1.0.2 — 2026-03-05 Bugs fix and performances improvement ## More apps by Luc Pham Van - [Tnote](https://appshunter.io/ios/app/tnote/id1544588095) - [Money Finder](https://appshunter.io/ios/app/money-finder/id6478268066) - [Smart Prescription Scanner](https://appshunter.io/ios/app/smart-prescription-scanner/id6754462318) - [GlucoDiary](https://appshunter.io/ios/app/glucodiary/id6756995582) - [HeartTrend](https://appshunter.io/ios/app/hearttrend/id6757731868) All apps by Luc Pham Van: https://appshunter.io/developer/1544588097 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*