# Mosaik Credit Union — Your credit union on the go! > Mobile banking app for account management, bill payments, and transfers. (iPhone/iPad app by Mosaik Credit Union Limited.) - Source: https://appshunter.io/ios/app/mosaik-credit-union/id957580045 (this page in markdown: same URL + `.md`) - Developer: [Mosaik Credit Union Limited](https://appshunter.io/developer/957580044) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 3 App Store ratings · 7 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 73 MB - Languages: English, French - Released: 2015-01-26 - Data updated: 2026-07-04 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/mosaik-credit-union/id957580045/reviews.md ## What is Mosaik Credit Union? Get instant and secure access to your accounts, deposit cheques, pay your bills and transfer money with Mosaik Credit Union mobile banking app. View your account balances onscreen without even having to log in, convenient for when you’re standing in the checkout line. Everyday banking in the palm of your hand, no matter where you are. FEATURES INCLUDE QUICKVIEW ACCOUNT DETAILS BILL PAYMENTS REMOTE DEPOSIT* SCHEDULED TRANSACTIONS TRANSFERS INTERAC® e-Transfer MESSAGES ATM LOCATOR FINANCIAL CALCULATORS ACCESS You log in to the app with the same membership details as online banking and once you log out or close the app, your secure session will end. Learn more about how we keep your information secure. To take advantage of the full functionality of this app, you must already be registered and have logged in to online banking. If you are not an online banking member, you can still use the Branch/ATM locator, Rates and our Contact Us information. SECURITY Bank securely and with confidence. Our mobile banking app uses the same high level of security as our online banking. For information on security, please see our security section on our website. PRIVACY Your privacy is important to us. We never use your information for any other purpose other than delivering financial services to you. For information on our Privacy Policies, and how we keep your information safe, please see our privacy section on our website. LEGAL If you install the Mosaik Credit Union app, then you must review and are subject to the terms and conditions found on our website, and the Membership Terms and Conditions that you would have received when your account was opened. If you would like to obtain an updated copy of the Membership Terms and Conditions, please contact us. By downloading the credit union mobile banking application, you consent to the installation of this app, its future updates and upgrades. You can withdraw you consent at any time by deleting the app. FEES There is no charge for the app but mobile data downloading and internet charges may apply. Check with your mobile phone provider for details. *The Deposit Anywhere feature uses the camera function on the mobile device INTERAC® e-Transfer is a trademark of Interac Inc. used under license by Mosaik Credit Union Deposit Anywhere™ is a registered trademark of Central 1 Credit Union used under license by Mosaik Credit Union. ## Key features - QuickView account balances - Bill payments - Remote check deposit - Money transfers - Scheduled transactions - ATM locator - Financial calculators ## Recent user reviews (7 of 7) All indexed reviews: https://appshunter.io/ios/app/mosaik-credit-union/id957580045/reviews.md ### 5/5 — Service excellence personified *2025-06-18, version 17.26.4* Splendid financial company to deal with and they care about their clients ### 1/5 — Terrible setup *2025-06-17, version 17.26.4* Very difficult to login when using Face ID should not have to use another verification. ### 1/5 — Would give 0 star *2025-04-29, version 17.26.4* Extremely difficult to navigate, always needing 2 step verification, randomly get locked out of account. In conclusion I don’t like credit union ### 2/5 — 2 step verification *2024-04-12, version 15.2.78* At EVERY log in on the app, you must put in your password. (There is not a Face ID option) AND a two-step verification code that is 6 digits long that you must enter every time you log in….it does not pre-populate. For over 2 months now I cannot accept an e-transfer via the app. It says that my app must be out of date. I do have the latest version installed and still this problem continues. I must go to the actual website to accept an E transfer. This app is extremely out of date and inconvenient compared to other financial apps, such as TD. ### 5/5 — Difficult to navigate *2024-01-27, version 15.2.78* The site makes you jump from one device to another with its dual authentication system. Also difficult to navigate between tasks without logging out and back in. ### 1/5 — Regular transfers *2023-09-25, version 15.2.78* Over all the app is good. However, it would be really nice if the details of the bank account which I regularly transfer money would be “remembered” I have to look it up every time! It does intuitively fill in on the PC but not on a mobile device. ### 5/5 — Bills *2022-07-11, version 15.2.42* Fast and convenient. ## Frequently asked questions about Mosaik Credit Union ### What can I do with Mosaik Credit Union? Mosaik Credit Union allows you to view account balances, deposit checks remotely, pay bills, and transfer money. It also includes features like an ATM locator and financial calculators for convenient everyday banking. ### Is Mosaik Credit Union secure? Yes, Mosaik Credit Union uses the same high level of security as their online banking platform. Your secure session ends when you log out or close the app, and they prioritize user privacy. ### How do I log in to Mosaik Credit Union? You log in to the Mosaik Credit Union app using the same membership details as your online banking. If you are not yet registered for online banking, you can still use the ATM locator, rates, and contact information. ### Does Mosaik Credit Union have ads? No, Mosaik Credit Union is free to download and does not contain advertisements. However, standard mobile data and internet charges from your provider may apply. ### What devices support Mosaik Credit Union? Mosaik Credit Union is available on iPhone, iPad, and iPod devices. It is designed for iOS users who want mobile access to their credit union accounts. ### How often is Mosaik Credit Union updated? The latest version of Mosaik Credit Union is 18.1.0, last updated on June 2, 2026. Updates and upgrades are provided to enhance functionality and security. ### What is the age rating for Mosaik Credit Union? Mosaik Credit Union has an age rating of 4+, making it suitable for a wide range of users. This indicates it contains no mature content. ### Can I use Mosaik Credit Union without being an online banking member? While full functionality requires online banking registration, you can still use the ATM locator, view rates, and find contact information without logging in. For full features, you must be registered for online banking. ## Version history (last 5 releases) ### 18.1.1 — 2026-06-25 Minor Bug Fixes ### 18.1.0 — 2026-06-02 Minor Bug Fixes ### 17.26.4 — 2025-04-28 Refined the app's interface, ensuring smoother navigation and a more intuitive user experience. Improved compatibility and stability. Improved performance and a number of bug fixes. ### 15.2.78 — 2023-08-08 Apple Pay - you can now add your Community Credit Union (NS) debit Mastercard/ debit card to Apple Pay on your iPhone or Apple Watch to pay for purchase. ### 15.2.42 — 2021-08-17 V15.2.42 is a significant step forward for the Community Credit Union Mobile App. Among the improvements are: * multiple security enhancements * improved performance * new auto-photo feature for cheque deposit function * fixes issue with incorrect keyboard (with comma instead of period) being shown when entering amounts * fixes dark mode issues with date picker * fixes multiple minor layout, interaction, and display issues ## Related topics [mosaik credit union](https://appshunter.io/ios/topics/mosaik-credit-union) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-04.*