# Moshina: Car Loan Calculator — Car Payment & APR Estimator

> Auto loan calculator and buyer's guide for understanding car financing. (iPhone/iPad app by Shokhrukh Shomuratov.)

- Source: https://appshunter.io/ios/app/moshina-car-loan-calculator/id6789293020 (this page in markdown: same URL + `.md`)
- Developer: [Shokhrukh Shomuratov](https://appshunter.io/developer/6781459460)
- Category: Finance, Education
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 18.6 · 2 MB
- Languages: American English
- Released: 2026-07-15
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/moshina-car-loan-calculator/id6789293020/reviews.md

## What is Moshina?

Moshina — Auto Loan Calculator & Buyer's Guide
AutoCalc helps you understand auto financing before stepping into a dealership. Enter your vehicle price, interest rate, down payment, taxes, and fees to calculate your estimated monthly payment and see a full loan breakdown.
Learn how APR works, how your credit score affects your rate, how trade-ins impact your payment, and how sales tax is calculated in your state — all built into the app.
Features:

Monthly payment calculator with year-by-year amortization
Trade-in equity and tax savings calculator
Out-the-door price breakdown
Downloadable PDF loan summary
Search Cars.com, AutoTrader, CarGurus, and CarMax filtered by your budget, location, make, model, and preferences
State sales tax rates and average loan rates by credit score

For informational purposes only. Results are estimates and do not constitute financial advice or a guarantee of loan approval.
No account required. No ads. All calculations stay on your device.

## Key features

- Monthly payment calculator with amortization
- Trade-in equity and tax savings calculator
- Out-the-door price breakdown
- Downloadable PDF loan summary
- Vehicle search filtered by budget and preferences
- State sales tax and loan rate information


## Frequently asked questions about Moshina

### What is AutoCalculate?

AutoCalculate is a finance app designed to help users understand auto loan terms and estimate monthly payments. It provides a detailed breakdown of loan costs, including taxes and fees, and offers tools for searching vehicles within a set budget.

### Is AutoCalculate free to use?

Yes, AutoCalculate is completely free to download and use. There are no hidden costs or in-app purchases required to access its full functionality.

### Does AutoCalculate have ads?

No, AutoCalculate is ad-free. The app is designed to provide a clean and uninterrupted user experience without any advertisements.

### What devices does AutoCalculate support?

Currently, AutoCalculate is available for iPhone devices. The app was last updated on July 15, 2026, with version 1.0.

### How does AutoCalculate help with car buying?

AutoCalculate helps by providing transparent loan calculations, explaining the impact of interest rates and credit scores, and allowing users to search for cars on platforms like Cars.com and AutoTrader filtered by their calculated budget.

### Can I save my loan calculations?

Yes, AutoCalculate allows you to download a PDF summary of your loan calculations. This makes it easy to review your estimates and share them as needed.

### What information does AutoCalculate provide about loan rates?

The app includes information on state sales tax rates and average loan rates based on different credit scores. This helps users understand the factors that influence their potential loan terms.

### Is AutoCalculate suitable for beginners in car financing?

Absolutely. AutoCalculate breaks down complex financing concepts like APR and trade-in impacts into understandable terms, making it ideal for those new to auto loans.

## Version history (last 3 releases)

### 2.1 — 2026-08-31

Updated with demo video, new logo, new screenshots

### 2 — 2026-07-31

I changed the name to "ShokhAuto" in order to find the app easier on app store

### 1.0 — 2026-07-15

No release notes.

## More apps by Shokhrukh Shomuratov

- [Nocturne - BGN](https://appshunter.io/ios/app/nocturne-bgn/id6781459458)
- [iMicobo](https://appshunter.io/ios/app/imicobo/id6792993503)

All apps by Shokhrukh Shomuratov: https://appshunter.io/developer/6781459460

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*