# Moss by Nufin — Manage company spend on the go

> Digital credit card for businesses to manage payments and expenses. (iPhone/iPad app by Nufin GmbH.)

- Source: https://appshunter.io/ios/app/moss-by-nufin/id1534161955 (this page in markdown: same URL + `.md`)
- Developer: [Nufin GmbH](https://appshunter.io/developer/1506940467)
- Category: Business, Finance
- Price: Free
- Rating: 5.00/5 from 3 App Store ratings · 19 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.6 · 295 MB
- Languages: German (Germany), American English, Dutch
- Released: 2020-11-24
- Data updated: 2026-09-08
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/moss-by-nufin/id1534161955/reviews.md

## What is Moss by Nufin?

Easily manage your payments and expenses with Moss, a real credit card with real spending power designed for fast growing businesses. In cooperation with a German partner bank, Moss offers a powerful payment management solution that streamlines the spend process for your entire company, and grows as your business grows.

Signup is fast and online, giving you access to seamless accounting integration and full fraud protection, with global acceptance via the Mastercard network. Empower your teams while keeping full control, with physical and virtual credit cards for employees and departments across your startup. Set budgets and limits and view spending by team, employee or category – all from one dashboard in real-time.

With Moss you can:

Get started in minutes

Access Moss via a fully digital online sign-up without the time-consuming paperwork. Zero back and forth, frictionless, and the fastest way to get started with no personal guarantee required. Once approved you get immediate access to your Moss dashboard. In a few days you can get spending with virtual cards, followed by physical cards 7 days later.

Simplify bookkeeping

Categorise transactions according to your accounting structure including cost centre, cost unit and VAT rate. Easily attach receipts via the Moss app. And save time and money by simplifying your accounting, with an official DATEV-integration.

Save everyone’s time

Spend now, pay later, and enjoy ultimate payment acceptance with your Moss credit card. No debit, no prepaid cards that require time-consuming monthly top-ups.

Drive business growth

Boost your business with a credit card limit that reflects what your company needs and can afford today. We offer a credit card limit that fits your business. No personal liability. Just a limit that grows as you grow with a credit card tailored to your company needs.

Download the mobile app and get instant access to your dashboard. View all your transactions in a glance, upload receipts in a flash, and see spending trends month by month. Smart, trackable spend management – all on your mobile.

## Key features

- Digital credit card for businesses
- Virtual and physical employee cards
- Real-time budget and spending control
- Seamless accounting integration
- Online signup with no personal guarantee
- Spend now, pay later functionality

## Recent user reviews (10 of 19)

All indexed reviews: https://appshunter.io/ios/app/moss-by-nufin/id1534161955/reviews.md

### 1/5 — Update sperrt aus

*2026-07-24*

Update sperrt mich regelmäßig aus. Ich kann die App im Store nicht updaten und in der App wird mir angezeigt, ich hätte eine alte Version. So kann man jemanden auch sehr gut aussperren.

### 5/5 — Super easy

*2026-05-18*

Nothing beats approving request from your team on the go. Very easy to use and the app makes it really easy!

### 5/5 — State of the art

*2026-02-18*

Fantastic experience for managing spend, accessing cards, and keeping track of outstanding tasks in an easy to navigate and beautifully designed app.

### 5/5 — Love it

*2026-02-18*

Most intuitive and easy to use app. Having previously used Pleo, Payhawk and spendesk I have to say Moss is by far the best option.

### 1/5 — Worst expenses app ever witnessed

*2025-11-02*

Bugs, locking out, ridiculous

### 3/5 — Good but not great

*2025-09-29, version 4.10.0*

I like the fact I’m able to submit receipts but often this does not work properly. I have reported to Moss and nothing has been done. It still keeps telling me something has gone wrong and to try again but nothing works.

### 1/5 — Locked out due to low version

*2025-09-25, version 4.9.0*

No need to do this. I can’t update my phone yet so now I can’t access moss. Dreadful

### 5/5 — Cool app, love it for submitting my checks

*2025-04-29*

Super user-friendly app and easy to navigate! Moss saves dozens of working hours for our financial department!

### 3/5 — Love the concept…

*2024-08-28, version 3.20.0*

I love the concept of Moss and whenever I’ve had to deal with customer support the response has been brilliant but I find it unbearably frustrating that you can’t submit mileage expenses on the app because the ‘car £0.45’ option is just off the screen at the top so can’t be selected.

### 3/5 — In Ordnung, aber UX könnte besser sein

*2024-06-13*

FaceID fehlt mir sehr, jedes Mal die Pin eingeben zu müssen ist sehr nervig. Ein Dark Mode und ein Bisschen haptisches Feedback würden der App auch sehr gut tun.

## Frequently asked questions about Moss by Nufin

### What is Moss by Nufin?

Moss by Nufin is a digital credit card solution designed for businesses to manage payments and expenses. It offers features like virtual and physical cards for employees, real-time spending control, and accounting integrations.

### How do I sign up for Moss by Nufin?

Signup for Moss by Nufin is fully digital and online, requiring no time-consuming paperwork or personal guarantee. You can get started in minutes and gain immediate access to your dashboard.

### Can I attach receipts to transactions with Moss by Nufin?

Yes, you can easily attach receipts to transactions directly through the Moss by Nufin mobile app. This simplifies bookkeeping and helps categorize expenses according to your accounting structure.

### Does Moss by Nufin offer a credit limit for my business?

Yes, Moss by Nufin offers a credit card limit that reflects your company's needs and affordability. This limit can grow as your business grows, with no personal liability required.

### What accounting software does Moss by Nufin integrate with?

Moss by Nufin offers a DATEV-integration for simplifying your accounting. It allows you to categorize transactions according to your accounting structure, including cost centre, cost unit, and VAT rate.

### How quickly can I start spending with Moss by Nufin?

After online approval, you can get immediate access to your Moss by Nufin dashboard. Virtual cards are available within a few days, followed by physical cards approximately seven days later.

### Is Moss by Nufin available on Android devices?

Based on the provided data, Moss by Nufin is currently supported on iPhone devices. Information regarding Android compatibility is not specified.

### How often is Moss by Nufin updated?

Moss by Nufin was last updated on March 26, 2026, with version 4.21.0. This indicates a recent update, suggesting active development and maintenance.

## Version history (last 5 releases)

### 4.27.1 — 2026-09-03

This update includes bug fixes and performance improvements.

### 4.27.0 — 2026-08-24

This update includes bug fixes and performance improvements.

### 4.26.1 — 2026-08-11

This update includes bug fixes and performance improvements.

### 4.26.0 — 2026-08-10

This update includes bug fixes and performance improvements.

### 4.25.1 — 2026-07-10

This update includes bug fixes and performance improvements.

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## Related topics

[moss](https://appshunter.io/ios/topics/moss)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*
