# Mostt: Investing for Parents — Invest in your child’s future

> App for parents to save and invest for children's financial future. (iPhone/iPad app by Mostt Inc..)

- Source: https://appshunter.io/ios/app/mostt-investing-for-parents/id6596767612 (this page in markdown: same URL + `.md`)
- Developer: [Mostt Inc.](https://appshunter.io/developer/1760554969)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 4.70/5 from 58 App Store ratings · 32 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 61 MB
- Languages: American English, European Spanish
- Released: 2024-11-05
- Data updated: 2026-08-26
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/mostt-investing-for-parents/id6596767612/reviews.md

## What is Mostt?

Secure Your Child’s Financial Future with Mostt

Mostt is the ultimate saving and investing app for parents who want to give their kids a strong financial foundation. With Mostt, you can save and invest for your child’s future, earn rewards and bonuses from brands you love, and enjoy the peace of mind that comes from knowing you’re setting them up for lifelong success. Our mission is simple: to make investing in your child’s financial well-being easy, accessible, and rewarding for every family. Whether you’re saving for college, a first car, or long-term financial security, Mostt provides the tools and features you need to make it happen.

Why Parents Love Mostt

- Simple Saving and Investing: Manage your child’s financial goals with recurring contributions, one-time deposits, and tailored investment portfolios.
- Earn Rewards and Bonuses: Maximize your savings with rewards from brands you love and bonuses added directly to your child’s account.
- Peace of Mind: Mostt’s secure platform protects your family’s financial information with bank-level security.
- All-in-One Financial Solution: From planning to investing to earning, Mostt gives you everything you need to grow your child’s financial future in one app

Key Features

Mostt is packed with features designed to help parents save smarter, invest better, and grow faster:
1. Easy-to-Use Investing Tools
- Make recurring contributions or one-time deposits with just a few taps.
- Set personalized goals for each child and track progress effortlessly.
- Access five diversified investment portfolios tailored to your child’s financial goals.

2. SmartChange
- SmartChange helps you grow your child’s investment account effortlessly. 
- Once enabled, it rounds up your everyday purchases to the nearest dollar and invests the spare change for your child.
- When your accumulated round-ups reach a set threshold, the total will be transferred from your linked primary bank account to your child’s investment account.

3. Gifting
- Invite friends and family to contribute directly to your child's account for birthdays, holidays, and special milestones.
- Receive money instantly and turn one-time gifts into long-term financial impact through investing.
- Simplify gifting while maintaining full visibility and control within your account.

4. Rewards and Bonuses
- Spread the Word: Invite friends to join Mostt and earn rewards for your child’s account.

5. Affordable and Flexible Plans
Monthly Plan: $5.99
Annual Plan: $59.99
Lifetime Plan: $159.99
Includes up to 5 children per family plan.
Enjoy a free 30-day trial to explore all the features risk-free!

6. Bank-Level Security
Your data is encrypted and protected with bank-grade security, ensuring your account and investments are safe at all times.

Start Building a Nest Egg for Your Kids Today
Mostt is designed to make saving and investing accessible for all families, regardless of income level or financial experience. Whether you’re just starting out or have been investing for years, our app is here to guide you every step of the way.

We’re Here to Help
Have questions or need assistance? Our dedicated support team is ready to assist you!
Email us at: support@mostt.co

Disclosures
Investments involve risks, including possible loss of principal. Past performance is not indicative of future results.
Terms and conditions: https://mostt.co/legal-privacy/terms-and-conditions/
Privacy policy: https://mostt.co/legal-privacy/privacy-policy-notice/

Key Words
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## Key features

- Recurring contributions and one-time deposits
- Personalized goals and progress tracking
- Diversified investment portfolios
- Round-up spare change for investing
- Gifting contributions from friends and family
- Earn rewards and bonuses
- Bank-level security

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $6.99 | per month |
| Monthly | $6.99 | per month |
| Annual | $56.99 | per year |
| Annual | $56.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime | $159.99 | one-time |


## Chart rankings

- #192 in Top Grossing · Finance (US App Store)

## What do users think of Mostt?

**Pros**

- 💡 Helpful financial planning
- 👍 Best onboarding experience
- 👍 Practical app for parents
- 👍 Thought it would be harder
- 👍 Fast and easy setup
- 👍 Awesome for busy parents

## Recent user reviews (10 of 32)

All indexed reviews: https://appshunter.io/ios/app/mostt-investing-for-parents/id6596767612/reviews.md

### 1/5 — SCAM - avoid.

*2026-06-09, version 1.37.2*

Have been trying to close account and withdraw funds since November. They don’t allow it. Tell you to follow
 steps that are not options on the app. Label the cancel and withdraw button to a chatbot that loops you nowhere.

### 1/5 — Terrible Customer Service

*2026-03-24, version 1.32.0*

The app for the most part seems intriguing enough to part take in. But the random reviews and holds constantly being placed on the account for no reason and slowing up withdrawals are causing an annoyance with the app. I have been Waitin on support for about 2 weeks now for a review about a withdrawal and still haven’t even been explained to why it is even being held. Terrible service. Great idea wrong time.

### 1/5 — Terrible app do not recommend

*2026-01-01, version 1.30.0*

🛑🛑 Horrible AI slop from a foreign developer team. Don’t give them your and your children’s information. Stay away from this app!!!

### 1/5 — This app is terrible, do not download!!!

*2025-12-05, version 1.28.1*

This app is awfully built overseas and it barely works. Download a different app or talk to a real advisor not this service.

### 5/5 — Easy to navigate

*2025-08-13, version 1.18.2*

I’m so happy I found this app. I’ve tried to sign up with other apps and the have just been too confusing to navigate. This app is the opposite. Step by step instructions and lots of information to help grow my savings. Will  definitely recommend to my family and friends.

### 1/5 — User beware!!! Terrible app, don’t waste your time

*2025-06-19, version 1.15.0*

This app is trash and seems very shady. Don’t give them your data!!! App crashed on me multiple times. Also asks you for social security and other sensitive info before you can even see what the app is like. Stay away from this suspicious looking app.

### 1/5 — Terrible app, don’t waste your time

*2025-06-04, version 1.14.0*

App crashed on me multiple times. Also asks you for social security and other sensitive info before you can even see what the app is like. Stay away from this suspicious looking app.

### 5/5 — Great App!

*2024-12-30, version 1.3*

This App is very easy to use and to set up. You don’t need to fill out any paperwork, just create an account and you are good to go. What I love the most about this app is that it’s not a 529 account. You can save money for anything you want: a car, vacation etc. and withdraw it whenever you need it. I highly recommend this App to everyone!

### 5/5 — Easy Investing

*2024-12-19, version 1.2*

Wow, what an app! Mostt is such an easy app to navigate and to set up! I successfully created an account for my child and the process was very easy!

### 5/5 — Making saving easy

*2024-12-16, version 1.2*

I’m testing this out and excited to see how it works out. Everything seems easy to navigate. Thanks mostt

## Frequently asked questions about Mostt

### What does Mostt do?

Mostt is a saving and investing app designed for parents to build a financial future for their children. It allows users to set financial goals, make regular or one-time contributions, and invest in diversified portfolios. The app also offers features like rounding up spare change for investments and enabling friends and family to contribute gifts.

### What are the key features of Mostt?

Key features include easy-to-use investing tools for setting personalized goals and tracking progress, a SmartChange feature that rounds up everyday purchases for investment, a gifting option for friends and family to contribute, and rewards for referring friends. It also emphasizes bank-level security for all financial information.

### How much does Mostt cost?

Mostt offers a free 30-day trial. After the trial, there are affordable and flexible plans: a Monthly Plan for $5.99, an Annual Plan for $59.99, and a Lifetime Plan for $159.99. These plans include support for up to 5 children per family.

### Is Mostt secure?

Yes, Mostt prioritizes security with bank-level encryption and protection for your family's financial information. The platform is designed to ensure your account and investments are safe at all times, providing peace of mind for users.

### Who is Mostt for?

Mostt is for parents who want to provide their children with a strong financial foundation. It's suitable for families of all income levels and financial experience, whether they are saving for college, a first car, or long-term financial security.

## Version history (last 5 releases)

### 1.39.1 — 2026-08-13

We made some exciting updates to provide the best experience for parents! Our app is designed to help savvy parents invest for their children's financial success, offering tools to grow wealth and support a debt-free future. Start building a brighter financial future for your family today!

### 1.39.0 — 2026-07-29

We made some exciting updates to provide the best experience for parents! Our app is designed to help savvy parents invest for their children's financial success, offering tools to grow wealth and support a debt-free future. Start building a brighter financial future for your family today!

### 1.38.0 — 2026-07-13

We made some exciting updates to provide the best experience for parents! Our app is designed to help savvy parents invest for their children's financial success, offering tools to grow wealth and support a debt-free future. Start building a brighter financial future for your family today!

### 1.37.2 — 2026-06-03

We made some exciting updates to provide the best experience for parents! Our app is designed to help savvy parents invest for their children's financial success, offering tools to grow wealth and support a debt-free future. Start building a brighter financial future for your family today!

### 1.37.0 — 2026-06-01

Get excited! In this release we introduce Gifting - making it easy for friends, family, and loved ones to contribute directly to your child’s account. Receive funds instantly and invest in your kids' future with the power of your community behind you.

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## Related topics

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*