# Moves: Banking For Gig Workers — Gig banking for 1099 workers > Banking and financial tools for gig economy workers. (iPhone/iPad app by Moves Financial Inc.) - Source: https://appshunter.io/ios/app/moves-banking-for-gig-workers/id1554475295 (this page in markdown: same URL + `.md`) - Developer: [Moves Financial Inc](https://appshunter.io/developer/1554475507) - Category: Finance, Business - Price: Free - Rating: 4.22/5 from 377 App Store ratings · 70 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 64 MB - Languages: English - Released: 2021-03-29 - Data updated: 2026-06-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/moves-banking-for-gig-workers/id1554475295/reviews.md ## What is Moves? Gig workers deserve better banking. Moves is the banking app designed exclusively for gig workers pursuing the benefits of independent work. By helping our members better manage their money, access cash advances, and earn stock in the companies they work with, they are able to have greater ownership of their work. Whether you are a gig worker, food courier, rideshare or delivery driver looking for extra cash to help get you to your next payout, further invest in your career through stock ownership, or track your gig earnings all from one app - Moves is made for you. It’s time for you and your gig work to be recognized. This is the new home for your gig business. ---------- BANKING BUILT FOR HOW YOU WORK Manage your earnings across 20+ supported gig platforms and get immediate access to your weekly gig payouts early at no additional cost. Gig apps include: Uber, Lyft, DoorDash, GoPuff, Instacart, Grubhub, Favor, Amazon Flex, Shipt, and more. Additional features: - 55,000+ no-fee ATMs in the United States - Virtual Moves Card for immediate use - No monthly maintenance, account or overdraft fees - Real-time notifications when your earnings hit your account CASH ADVANCES TO GET YOU TO YOUR NEXT PAYOUT Easily access interest-free cash advances up to $1,500 to help cover unexpected expenses when you deposit your gig earnings to Moves. No credit checks required. Our real-time assessments will automatically adjust members’ eligibility based on their gig deposits and banking activity. The more you work and deposit your earnings with Moves, the more funding you can receive. Members repay the funded amount plus a small service fee – interest-free. A portion (10%) of each gig deposit made to your account will go towards your repayment until your cash advance is fully repaid. CLAIM YOUR SHARE OF THE GIG ECONOMY Get free stock rewards* in the gig companies you work on (i.e fractional shares in Uber) with every qualified purchase on your Moves Card, including gas, groceries, and dining! Plus, earn a $30 stock reward for each successful referral who opens a Moves Spending Account and makes a gig deposit. Your gig earnings. Your gig business. Your gig banking account. Get more out of gig work when you bank with Moves. ---------- Moves Financial is a financial technology company and is not a bank. Banking services are provided by Blue Ridge Bank N.A; Member FDIC. The Moves Financial Visa® Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Cash advances are provided by Moves Financial, not Blue Ridge Bank N.A. ​​Brokerage services and products are provided through Bumped Financial LLC, member FINRA/SIPC. More about Bumped Financial LLC is available on FINRA’s BrokerCheck. Mention of any specific stock or holding is for illustrative purposes only and not an investment recommendation. This is not an offer to buy or sell securities, or to open an account where Bumped Financial LLC isn’t registered. The Bumped app and website are operated by Bumped, Inc. Bumped Financial is a wholly owned Subsidiary of Bumped, Inc. Moves is not an affiliate or subsidiaries of Bumped Inc or Bumped Financial. See all disclosures here: https://movesfinancial.com/legal/?page_index=7 ## Key features - Manage earnings from 20+ gig platforms - Early access to weekly payouts - Interest-free cash advances up to $1,500 - Earn stock rewards on purchases - No monthly maintenance or overdraft fees - 55,000+ no-fee ATMs ## What do users think of Moves? Overall sentiment: mixed **Pros** - 🚀 Excellent for gig workers - 💡 Useful cash advance feature - 👍 Seamless integration with gig platforms - 🤑 Opportunity to earn stocks - 🔍 Helpful financial tracking and reporting **Cons** - 🔒 Difficulty accessing funds/account - 💰 High fees for transfers and withdrawals - 🐛 Unreliable app performance and glitches - 🤔 Unclear advance eligibility criteria - 🤯 Poor customer support responsiveness **Commonly reported bugs** - Recurring issues with account linking - Delayed deposit processing and holds - Inconsistent cash advance functionality **Most requested features** - Ability to link personal bank account - Option to set up business account with EIN - Improved app stability and reliability - Enhanced customer support channels ## Recent user reviews (10 of 70) All indexed reviews: https://appshunter.io/ios/app/moves-banking-for-gig-workers/id1554475295/reviews.md ### 1/5 — Holds *2024-01-10* The way you guys holds peoples money is wrong. I have multiple times where I have a hold on my account, but then the hard-hit comes in to take care of that hold in at the same time the whole to drop. That’s how it should work. But you guys don’t drop the hold you wait 30 days and keep my account negative. No other banks does this. I’m in the process of getting a new checking account somewhere else and I will no longer be using your services. Plus you advertise a $2000 cash advance. 1500 a week there’s no way I should not be qualified for that. There’s a lot of things to complain about with your company. I hope you guys do things to improve. **Developer response:** We apologize for the inconvenience you have experienced with authorized holds and can see that a member of our team has walked you through the process. Please email us at hello@movesfinancial.com and we would be happy to clarify any questions for you! ### 1/5 — Fee Trap *2023-12-21* Moves Business account has the potential to be a niche market for gig workers but once your money is in the account if you’re wanting to pay yourself to your personal account, they make it very difficult and charge significant fees and percentages. they do not offer ACH, which with most banks is free. The only way you can transfer is by instant transfer which comes with a significant percentage fee or take your money out at one of their fee, free ATMs, which you will have to drive around to find and the limits on the instant transfer, and the ATM withdrawals are low so you would have to make multiple trips to withdraw any significant amount of money from their account. The potential as a niche market is truly there for Moves, but they need better options to withdraw to personal accounts and get away from the fee trap business model that you see so many of these little prepaid cards try to do. ### 1/5 — Awful customer service and dispute department doesn’t exist *2023-12-15* I had filed a dispute as the hotel room I was staying in had bed bugs. I took pictures and videos of my bites and how gross my hotel room was and even had the department of health inspected the hotel after a review they did from my complaint to them and they failed the inspection twice!!! Moves sent me to visa to do disputes and it was awful. I never got my money back even after pages and pages of proof. Awful customer service. Don’t waste your time here just go with chime or anyone else ### 1/5 — Fee Trap *2023-12-04* Moves Business account has the potential to be a niche market for gig workers but once your money is in the account if you’re wanting to pay yourself to your personal account, they make it very difficult and charge significant fees and percentages. they do not offer ACH, which with most banks is free. The only way you can transfer is by instant transfer which comes with a significant percentage fee or take your money out at one of their fee, free ATMs, which you will have to drive around to find and the limits on the instant transfer, and the ATM withdrawals are low so you would have to make multiple trips to withdraw any significant amount of money from their account. The potential as a niche market is truly there for Moves, but they need better options to withdraw to personal accounts and get away from the fee trap business model that you see so many of these little prepaid cards try to do. ### 1/5 — My Apple ID is locked *2023-11-28* Can’t access funds, I complained numerous times I need my email Changed an your team can’t help me change the email, I was unable to even put gas in my car to get to my job thanks moves change your standards you guys have a photo id of me isn’t that enough to help me access my account to change the email on your (IT) department. I make enough to say that moves update your standards it’s 2023 try an Revolve around your customers than, Reflect what’s on your handbook Add some changes,for us we the customers make you prosper so do your job an help us out as a team than a piggyback sloucher ### 1/5 — Holds *2023-11-09* The way you guys holds peoples money is wrong. I have multiple times where I have a hold on my account, but then the hard-hit comes in to take care of that hold in at the same time the whole to drop. That’s how it should work. But you guys don’t drop the hold you wait 30 days and keep my account negative. No other banks does this. I’m in the process of getting a new checking account somewhere else and I will no longer be using your services. Plus you advertise a $2000 cash advance. 1500 a week there’s no way I should not be qualified for that. There’s a lot of things to complain about with your company. I hope you guys do things to improve. **Developer response:** We apologize for the inconvenience you have experienced with authorized holds and can see that a member of our team has walked you through the process. Please email us at hello@movesfinancial.com and we would be happy to clarify any questions for you! ### 1/5 — Moves does nothing to resolve disputes *2023-11-09* I had a $75 hold for incidentals placed on my card over a week ago. Homewood suites then decided it was actually a fee and charged me for incidentals(I left the room in immaculate condition, and there was no reason for them to take this money from me at all. I realized they were charging this ‘fee’ while it was still pending, as I called the hotel while at the emergency vet from my dog just being hit by a car. I needed the money to help pay vet bills and was wondering when they were going to release it. It was then the liar at the front desk told me it was actually a non-fundable fee, not a home for incidentals. It was the same person who told me the day prior that it was indeed a hold for incidentals and I would have the hold released upon checking out. I immediately called the moves dispute team and told them the story. They said I would be unable to file a dispute until the charge went through. The minute the charge went through, I filed a dispute and was told I would be issued a provisional credit. Its over a week later and I have not received anything, no communication, not a thing. I was just informed I would not be issued a provisional credit either. No reason was given for this. Just ‘I’m sorry, have a nice day’ well this complete crap and I will no longer be dong business with either Homewood Suites or Moves Financial. I heavily recommend staying far away from this company. **Developer response:** We apologize for the inconvenience you have experienced with authorized holds and can see that a member of our team has walked you through the process for a resolution! Please email us at hello@movesfinancial.com and we would be happy to clarify any questions for you! ### 1/5 — Horrible *2023-10-24* Almost everywhere you use the debit card, they put a $100 hold on your account. I spent less than $80 but had $500 held from me for several days from three merchants! After 5 days I still am waiting on $200. I called merchant and they said I had to call the bank. I did, was put on hold, then got a recorded message saying they couldn’t help me and hung up on me!!!! Worst customer service in my life. Also I got this acct for the stock program, which has not been available. For over a month, the app says coming soon and shows me earning stock, but every week those earnings disappear. When I click on Learn More, it only provides info about the referral program. Absolutely zero info on the stock program. SCAMMERS **Developer response:** Hi there- thank you for reaching out! Could you please email our team at hello@movesfinancial.com and we would be more than happy to go through these issues with you. Also as an update, our stock rewards program will be fully launching tomorrow :) ### 4/5 — Tried It For Cash Advance *2023-10-23* I switched to this app for its Cash Advance feature. I just started depositing my gig payouts this month, and I’ve been pleasantly surprised by how quickly my cash advance allowance has grown. The only downside is that the service fee grows larger as the advance increases, but that isn’t a real problem if you don’t use the advance option frequently. As far as improvements, the app could do a better job at reporting earnings and hours. I don’t use this feature heavily, but so far my reports every week have been incorrect. This could be annoying for people who really want to use this feature. Lastly, it’d be awesome if there was a savings account or “money safe” to transfer funds to. I like to separate my expense and savings money from my spending money. Overall, I’m enjoying the account. No real complaints over here. **Developer response:** Hi there, thank you for your review and for the stars! If you could please email our team at hello@movesfinancial.com we would be more than happy to have our engineering team investigate the discrepancies you may be seeing in your reporting pages! ### 2/5 — realGig worker is not about stock it’s about properly letting us buy some money *2023-10-14* Reasons to I tried this- 1- Automatically totals up my income from the different contracts (helps prove it to my wife hahaha fee) 2- Advances 3- ATM access (equal to my experience with PayPal though) Reasons I’m disappointed and will use old bank overdraft and cash app borrowing - fees are too high, it is cheaper to hit an overdraft fee for my bigger expenses if I needed to clear them without zip quad paying. Fees are too high. Need to price in the worker to be of value. 1- no re borrow. re borrow is really important for gig / daily income because big bills are easy to predict but our month / demand isn’t! What’s re borrow ? A flow of partial pay back and partial new borrow amount being available. You NEED this to be a daily paid worker. Fix it and I’ll come back. Otherwise all my money is depositing to cash app till others compete with them for the benefit of workers , •••••••§ we will pass value as spending and as work if you superpower the value provided. **Developer response:** Hey Jimmy, thanks for the reaching back out and for the feedback. We really appreciate it! Please feel free to email us at hello@movesfinancial.com and we would be more than happy to discuss this further. ## Frequently asked questions about Moves ### What does Moves banking do for gig workers? Moves provides specialized banking services designed for gig workers. It helps you manage earnings from over 20 gig platforms, offers early access to your weekly payouts, and provides interest-free cash advances to cover unexpected expenses. The app also allows you to earn stock rewards in the companies you work for. ### How can I get a cash advance with Moves? You can easily access interest-free cash advances up to $1,500 by depositing your gig earnings into your Moves account. No credit checks are required. Your eligibility for advances is adjusted based on your gig deposits and banking activity, and the advance is repaid interest-free through a small portion of each gig deposit. ### What are the fees associated with Moves banking? Moves banking offers no monthly maintenance, account, or overdraft fees. Additionally, you can access over 55,000 no-fee ATMs across the United States. Cash advances are interest-free, though a small service fee applies to the repayment. ### How do I earn stock rewards with Moves? You can earn free stock rewards, such as fractional shares in companies like Uber, with every qualified purchase made on your Moves Card. This includes everyday expenses like gas, groceries, and dining. You can also earn a $30 stock reward for referring a friend who opens a Moves Spending Account and makes a gig deposit. ### Is Moves available on all devices? The provided description does not specify compatibility with different operating systems or devices. However, as a mobile banking application, it is designed to be used on smartphones and tablets. ## Version history (last 5 releases) ### 10.4.1 — 2024-01-08 Update notice on end of service timeline. ### 10.3.0 — 2024-01-04 Bug Fixes ### 10.2.0 — 2023-12-19 Bug Fixes ### 10.1.0 — 2023-12-18 Bug fixes ### 10.0.0 — 2023-12-14 Bug fixes ## Apps similar to Moves | App | Rating | Price | Category | | --- | --- | --- | --- | | [Zirtue: Lend & Borrow Money](https://appshunter.io/ios/app/zirtue-lend-and-borrow-money/id1414766636) | 4.3 (821) | Free | Finance | | [Credit Genie: Get Cash Advance](https://appshunter.io/ios/app/credit-genie-get-cash-advance/id1588301749) | 4.8 (106,891) | Free | Finance | | [Clockout - Payday, Everyday](https://appshunter.io/ios/app/clockout-payday-everyday/id1639895872) | 4.1 (47) | Free | Finance | | [Atlas - Rewards Credit Card](https://appshunter.io/ios/app/atlas-rewards-credit-card/id1617487581) | 4.7 (221,660) | Free | Finance | | [FlexWage](https://appshunter.io/ios/app/flexwage/id541117526) | 4.8 (990) | Free | Finance | | [Leap Credit](https://appshunter.io/ios/app/leap-credit/id1476928722) | 3.4 (15) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*