# MOVO - SEND TO SPEND — Send, Spend, Tap to pay

> All-in-one digital financial solution for fast, secure send, spend, and receive transactions. (iPhone/iPad app by MovoCash, Inc..)

- Source: https://appshunter.io/ios/app/movo-send-to-spend/id1538828856 (this page in markdown: same URL + `.md`)
- Developer: [MovoCash, Inc.](https://appshunter.io/developer/1175074419)
- Category: Finance
- Price: Free
- Rating: 4.30/5 from 371 App Store ratings · 66 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.6 · 28 MB
- Languages: American English
- Released: 2021-04-01
- Data updated: 2026-08-20
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/movo-send-to-spend/id1538828856/reviews.md

## What is MOVO?

Introducing the NEW MOVO® App
MOVO® is more than a mobile payments wallet or a financial hub. It's an all-in-one digital financial solution designed for speed and built with advanced security features, so you can do more with your money in real time, right from the app.
MOVO is a financial technology company, not a bank. Banking services are provided by Herring Bank, Member FDIC. Funds in your MOVO Account™ are held at Herring Bank and are eligible for FDIC insurance up to applicable limits in the event of Herring Bank's failure, subject to FDIC pass-through requirements. FDIC insurance does not protect against the failure of MOVO.
Add Money from an External Bank Account
 Funding your MOVO Account is easier than ever. Without leaving the app, link an account at another financial institution and use it as a funding source. Just tap Add Money, choose your linked account, and you're set. You can also transfer funds back to your linked account whenever you need.
Add Your MOVO® Card to Apple Pay®
 With the push of a button, you can add your MOVO Debit Mastercard® to Apple Pay. Once added, hold your phone near the payment terminal and confirm the transaction — it's that easy.

Use Movo Pay to send money to anyone, typically available in minutes. Transactions may be subject to limits, holds, or review in certain circumstances.
Add Money and Transfer between your MOVO Account and your linked bank account.
Track balances, deposits, and every transaction in Activity.
MOVO is available to consumers regardless of financial background or credit history. Account opening is subject to identity verification.
The MOVO Debit Mastercard is issued by Herring Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

## Key features

- Link external bank accounts
- Contactless payments with mobile wallets
- Convert cryptocurrency to USD
- Send and receive money instantly
- Schedule and pay bills
- Direct deposit for same-day access

## What do users think of MOVO?

Overall sentiment: mixed

**Pros**

- 🚀 Instant peer-to-peer payments and transfers
- 🔒 Enhanced security with one-time use digital cash cards
- 💡 Innovative cash card feature prevents fraud and recurring charges
- 👍 User-friendly and intuitive interface
- 🌐 All-in-one app combining banking, payments, and crypto
- ⚡ Fast mobile banking without visiting physical branches
- 💳 Flexible funding options and direct deposit support
- 🛡️ Protection against identity theft and unauthorized charges

**Cons**

- 🚫 Account closures without notification or explanation
- 🔴 Removal of critical features like transfers and MOVO-to-MOVO payments
- 📵 Poor or non-existent customer service and support
- ⏸️ Halted new user registrations
- 💰 Funds locked in accounts with no response from company
- 🔌 Inconsistent app performance and feature availability
- ⚠️ Delayed direct deposits and transfer issues
- 😞 Unresponsive support team via email

**Commonly reported bugs**

- App crashes on login
- Black screen on startup (iPhone 6Plus and other devices)
- Data format error messages preventing app usage
- Sign-up registration errors and failures
- Date of birth field crashes during registration
- Unable to link external bank accounts
- Transfer amount showing $0.00 instead of actual amount
- App incompatibility with older iPhone models
- Personal details screen stuck on submit

**Most requested features**

- Restore MOVO-to-MOVO transfer functionality
- Restore external bank account transfer capability
- Customizable notification preferences
- Phone support line for customer service
- Resume new account registrations

## Recent user reviews (10 of 66)

All indexed reviews: https://appshunter.io/ios/app/movo-send-to-spend/id1538828856/reviews.md

### 5/5 — Welcome Back

*2026-07-20, version 5.0.4*

Back with better UI/UX, security and speed. The team too the time to level up across the board. Welcome back MovoCash!

### 1/5 — Dez

*2023-07-24, version 4.3.2*

This app is garbage tried to sign up last year and has been unsuccessful 9 months later same issue

### 1/5 — Problems

*2023-05-28, version 4.3.2*

Problem with registration. Unable to enter a secret question

### 1/5 — Problem with signing up please fix security question glitch.

*2023-04-27, version 4.3.2*

Problem with signing up please fix security question glitch.

### 1/5 — Account Closed

*2023-04-18*

I was a big fan of MOVO when I first found it. Now suddenly without any notification my account was closed and card deactivated. It kept giving me error messages when I tried so many times to log into my account. I will never recommend MOVO, the bank that runs the system and anything else associated with this bank. Lost a very loyal customer.

### 5/5 — SuperApp

*2023-03-01, version 4.3.2*

Simply the bomb! Love this super duper app!

### 1/5 — I can’t create a account right now why?

*2023-02-07, version 4.3.2*

I can’t create a account why.please give me updated I’m waiting to your feedback.

### 1/5 — Errors

*2023-01-10, version 4.3.2*

Very bad , my money’s don’t worked!

### 1/5 — Lost MOVO-pay

*2023-01-10, version 4.3.2*

When the MOVO-pay is back up?

### 1/5 — Bad

*2023-01-10, version 4.3.2*

Very bad!
MOVO-pay, transfer money, important features, why you remove?

## Frequently asked questions about MOVO

### What does the MOVO app do?

The MOVO app is an all-in-one digital financial solution designed for speed and security. It allows users to send, spend, and receive money in real-time, link external bank accounts for easy fund loading and unloading, and convert cryptocurrency to USD for immediate use.

### What are the key features of the MOVO app?

Key features include linking external bank accounts, adding your MOVO debit card to Apple Pay for contactless payments, converting cryptocurrency to USD via MOVO Chain®, sending and receiving money instantly with MOVO Pay®, scheduling and paying bills with eCheckbook, and direct deposit for same-day paycheck access.

### Is the MOVO app free to use?

Based on the provided information, the app is offered for free. It functions as a digital financial solution and wallet, with no mention of subscription fees or upfront purchase costs.

### What are the use cases for the MOVO app?

The app is useful for everyday financial management, including sending money to friends and family, paying for purchases using contactless payments, managing bills, and converting cryptocurrency into spendable USD for immediate use.

### Is my money secure with MOVO?

Yes, the app emphasizes unparalleled security for transactions and mentions FDIC Insurance, providing confidence in the security of your financial activities. It also offers secure payment processes with digital CASH Cards.

## Version history (last 5 releases)

### 5.0.8 — 2026-08-09

Bug fixes and performance improvements. 
Main MOVO Card activation is now easier.

### 5.0.7 — 2026-08-01

* Added a daily transfer limit banner with quick access to Support on the Add Money screen.
* Refreshed the KYC success screen and card activation confirmation screen.
* Fixed keyboard layout issues on the Add Money and Fund Account screens.
* Resolved issues with the Apple Wallet card provisioning flow.
* Transaction times now display in your local time zone.

### 5.0.6 — 2026-07-25

Claim Your Money — Added the Claim Your Money option to the Welcome screen.
Registration Success — Updated the registration success screen.
Security & Performance — Improved security, performance, and fixed bugs.

### 5.0.5 — 2026-07-23

This update includes bug fixes and improvements: 
a clearer Apple Wallet experience, more helpful error messages, 
fixes for transaction ledger — plus general performance and stability improvements.

### 5.0.4 — 2026-07-18

This update improves security, stability, and performance:
* Improved app update prompts so you always stay on the latest version
* General bug fixes and performance improvements

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## Related topics

[movo](https://appshunter.io/ios/topics/movo)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*