# mPAY

> Mobile financial service for Thai users enabling secure bill payments and money transfers. (iPhone/iPad app by MIMO TECH COMPANY LIMITED.)

- Source: https://appshunter.io/ios/app/mpay/id401853685 (this page in markdown: same URL + `.md`)
- Developer: [MIMO TECH COMPANY LIMITED](https://appshunter.io/developer/611091645)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 1.08/5 from 12 App Store ratings · 7 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 40 MB
- Languages: Burmese, English, Chinese, Thai
- Released: 2011-07-21
- Data updated: 2026-07-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mpay/id401853685/reviews.md

## What is mPAY?

mPAY - a mobile financial service from AIS for all Thai mobile numbers which enables you to do any financial transaction 24x7 and wherever you are thru your mPAY Wallet. It is a high-secured mobile financial service with Double Lock Security means it needs both your mobile number and your own 4-digit PIN to access mPAY (same level as bank's ATM standard).  
With mPAY, you can pay for several products and services which fit with your lifestyle. It is not only for payment but also for transfer money from wallet to wallet by using the recipient's mobile number real-time transfer. 
 
It's safe, convenience, fast, and can be done anytime, anywhere. 
 
Features:
-Free! Quick to apply
-Enable you to customize your favorite bills
-Easy to pay with Scan Barcode feature
-Immediate SMS confirmation for every payment
-Enhance your payment with mPAY Wallet 
-Various lifestyle services 
• Top up AIS Prepaid 
• Pay AIS Postpaid Bill 
• Pay other bills (utility, credit card, loan & leasing, insurance) 
• Top up online game (@Cash, MOL, …) 
• Recharge IDD

## Key features

- 24/7 financial transactions
- Secure mobile wallet
- Bill payments
- Money transfers
- Scan barcode payments
- Lifestyle service payments

## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/mpay/id401853685/reviews.md

### 1/5 — Touch ID please!

*2018-09-09, version 2.1.24*

It’s time consuming and too much effort needed for someone to login, why don’t you implement touch ID so that we can get into it and do whatever things we want to do? 
Irritating to have to put in our mobile number, annoying OTP and ridiculous PIN! Did you ever realize that?

### 2/5 — Nice Try but it needs to be much more intuitive

*2017-10-08, version 2.1.15*

Being able to enter the app and just place your finger on the Touch ID sensor to pay is what makes every app of this kind have a purpose, I’d rather go and reach for the money in my wallet then have to do the steps to pay with M:Pay 

Improvement suggestions 
•Implement Touch ID / Face ID (to be ready for the iPhone X users)
•Maybe add a widget so we can access the app even when our iPhones are locked
•why a phone number when u can make an easy email, password, card information sign up
•and ofc marketing to earn more money for implementing these and much more features

### 1/5 — แย่มาก

*2017-08-30, version 2.1.13*

กว่าจะเข้าได้หลายขั้นตอน และยังบังคับให้ใส่รหัสบัตรประชาชนอีก

### 1/5 — Does not work

*2017-08-23, version 2.1.13*

Link to credit card does not work which make the app almost useless.

### 1/5 — Slow, Hang, Inconvenient sign in

*2016-07-31, version 2.0.17*

The app is very slow and hang, stuck at processing modal. Sign in very inconvenient. Most of financial app nowadays can use TouchID to use app but this one need to enter mobile number to use OTP and enter PIN every single times and when can go inside it stuck. Disappointing. And also the app has annoying ads to sale insurance too which is ridiculous.

### 3/5 — ใช้งานดี แต่..

*2013-12-11, version 1.6.7*

แต่ mpay เวลาซื้อตั๋วหนัง major ชอบกดซื้อไม่ได้ แต่หักเงิน!!

เปลี่ยน Ui appใหม่ ให้ทันสมัยเถอะ

### 3/5 — Please Fix

*2013-09-24, version 1.6.7*

ในเรื่องของการใช้งานก็โอเคอยู่ แต่อยากให้ปรับเรื่องของ UI ให้สวยขึ้นหน่อย 👌

## Frequently asked questions about mPAY

### How secure is mPAY?

mPAY uses Double Lock Security, requiring both your mobile number and a 4-digit PIN for access, which is the same security level as bank ATMs. This ensures a high level of protection for your financial transactions.

### What types of payments can I make with mPAY?

You can pay various bills including utilities, credit cards, and loans, top up AIS prepaid and postpaid services, and recharge for online games and IDD calls. The app also supports money transfers between wallets using just a mobile number.

### Is mPAY available on all devices?

mPAY is supported on iPhone, iPad, and iPod devices. It is designed for mobile use, offering convenience wherever you are.

### How often is mPAY updated?

The latest version of mPAY is 3.0.9, and it was last updated on September 1, 2023. This indicates regular updates to maintain functionality and security.

### What is the user sentiment for mPAY?

Based on the provided data, mPAY has a rating of 1.1 stars from 12 ratings. This suggests a generally negative user sentiment, with users likely experiencing issues or dissatisfaction.

### Can I customize my bills in mPAY?

Yes, mPAY enables you to customize your favorite bills for easier and quicker payment. This feature helps streamline recurring payments for your convenience.

### Does mPAY offer real-time transaction confirmations?

Yes, mPAY provides immediate SMS confirmation for every payment made through the service. This ensures you are promptly notified of all your financial activities.

## Version history (last 3 releases)

### 3.0.9 — 2023-09-01

Update SSL Pining PTSD Certificate

### 3.0.7 — 2023-04-17

Update library sdk for kyc process

### 3.0.4 — 2022-11-23

Security system upgrade

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## More apps by MIMO TECH COMPANY LIMITED

- [myAIS](https://appshunter.io/ios/app/myais/id399758084)
- [AIS Roaming](https://appshunter.io/ios/app/ais-roaming/id545011733)
- [YOU! Account](https://appshunter.io/ios/app/you-account/id938077941)
- [AIS Karaoke ร้องเพลงไม่มีโฆษณา](https://appshunter.io/ios/app/ais-karaoke/id1058772564)
- [AIS PLAY](https://appshunter.io/ios/app/ais-play/id1060905121)

All apps by MIMO TECH COMPANY LIMITED: https://appshunter.io/developer/611091645

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-01.*