# MPChat: Social & Banking — Secure Chat,Wallet,Card & Bank > Secure crypto chat, wallet, card, and virtual bank account. (iPhone/iPad app by MP Network Inc.) - Source: https://appshunter.io/ios/app/mpchat-social-and-banking/id6740080537 (this page in markdown: same URL + `.md`) - Developer: [MP Network Inc](https://appshunter.io/developer/6795413649) - Category: Social Networking - Price: Free - Rating: 4.30/5 from 11 App Store ratings · 8 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 262 MB - Languages: American English, Korean, Chinese (Simplified, China), Chinese (Traditional, Taiwan) - Released: 2025-01-29 - Data updated: 2026-08-31 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/mpchat-social-and-banking/id6740080537/reviews.md ## What is MPChat? MPChat is the next-generation stablecoin infrastructure built for modern life. We combine secure communication, social networking, and stablecoin management into a single, effortless app. Your global lifestyle, fully encrypted. Encrypted Chat: Total Privacy Connect with complete peace of mind. End-to-end encryption ensures your chats, groups, and social interactions stay strictly personal. No tracking. No compromises. Just pure privacy. Stablecoin Wallet: Advanced Security Manage, send, and receive stablecoins with zero friction. Backed by multi-layer security architecture and biometric authentication, your stablecoins are shielded around the clock. MPCard & Global Settlement: Settle Anywhere Bridge your stablecoins directly with the traditional banking network. Use MPCard to spend your stablecoins globally on shopping, dining, or travel - just like local cash. With our stablecoin-to-bank network, MPChat handles international payments and bill settlements seamlessly on your behalf. Custom Settings: Your App, Your Way Tailor the app to fit your daily routine. Fine-tune your security thresholds, configure real-time alerts, and personalize interface themes. Don’t just hold stablecoins - start living them. Download MPChat today to unlock a freer, more secure way to connect and move money. Live Freely. ## Key features - End-to-end encrypted chat - Secure cryptocurrency wallet - Crypto-powered spending card - Virtual bank account - Customizable app settings - Integrated security ## Recent user reviews (8 of 8) All indexed reviews: https://appshunter.io/ios/app/mpchat-social-and-banking/id6740080537/reviews.md ### 5/5 — 相当好用，可惜知道的多不多 *2026-08-17* 相当于国际版微信，可以转账，发红包，扫码支付，也可以加密聊天，要是有视频通话就完美了 ### 1/5 — 开卡十刀，提现2.1刀 *2026-08-15* 刀刀致命，卡拿到了也不敢绑啊。😃 ### 1/5 — 吹牛大神 *2026-06-27* 为什么没有阅后即焚功能？？ ### 5/5 — 支付很方便 *2026-06-03* 出门在外 有个数字💲银行卡💳支付 关键时刻很好用 五星好评 ### 5/5 — I think it's really good! Intersection like *2025-11-16, version 1.1.0* It really feels very good for always using this. ### 5/5 — Very powerful, very easy to use, support it *2025-11-15, version 1.1.0* I think it is OK and the design is very new. ### 5/5 — Finally! A card that works for AI tools. *2025-11-12, version 1.1.0* I’ve been struggling to find a card to pay for ChatGPT, Midjourney, and other dev subscriptions. The MP virtual card worked perfectly on the first try. Topping it up with USDT from the wallet was instant. This is a must-have app for any dev or AI user stuck with payment issues. ### 5/5 — Highly recommended *2025-05-02* I rely heavily on encrypted communication, and I’m also a crypto investor. MP has finally solved a long-time pain point for me — having a wallet full of stablecoins but not even being able to buy a bottle of water. It’s hands down the most hassle-free USDT VISA card for digital nomads. If you’re the type to travel with just a passport, laptop, and a hardware wallet, then MP is that final missing piece that lets you swipe and spend like a normal person. ## Frequently asked questions about MPChat ### What is MPChat? MPChat is a social networking and finance app that combines end-to-end encrypted messaging with cryptocurrency management tools like a wallet, crypto card, and virtual bank account. ### Is MPChat free to use? Yes, MPChat is available for free. It does not have any upfront costs or subscription fees. ### Does MPChat have ads? No, MPChat is ad-free, allowing for an uninterrupted user experience. ### What devices support MPChat? MPChat is currently supported on iPhone and iPod devices. ### How secure is MPChat? MPChat emphasizes security with end-to-end encryption for all chats and robust security protocols for its cryptocurrency wallet and transactions. ### Can I spend my cryptocurrency with MPChat? Yes, MPChat features a crypto card that allows you to spend your cryptocurrency for daily transactions anywhere major cards are accepted. ### What is the age rating for MPChat? MPChat has an age rating of 4+, making it suitable for a wide range of users. ### How often is MPChat updated? The latest version of MPChat is 1.4.1, and it was last updated on March 20, 2026, indicating regular updates. ## Version history (last 5 releases) ### 2.0.2 — 2026-08-24 Numerous optimizations for the user experience ### 2.0.1 — 2026-08-13 Numerous optimizations for the user experience ### 2.0.0 — 2026-07-30 Wallet interface fully refreshed, security reinforced, assets more secure! ### 1.8.6 — 2026-07-20 Numerous optimizations for the user experience ### 1.8.5 — 2026-07-16 Numerous optimizations for the user experience ## Apps similar to MPChat | App | Rating | Price | Category | | --- | --- | --- | --- | | [LoopAI-AI Agent Collaboration](https://appshunter.io/ios/app/loopai-ai-agent-collaboration/id6465571995) | 5.0 (5) | Free | Social Networking | | [Gather IM](https://appshunter.io/ios/app/gather-im/id6737304417) | 5.0 (1) | Free | Social Networking | | [Zapry - Web3 Social Platform](https://appshunter.io/ios/app/zapry-web3-social-platform/id6443603245) | 5.0 (15) | Free | Social Networking | | [MetaKey](https://appshunter.io/ios/app/metakey/id6745142533) | — | Free | Social Networking | | [Metya - Web3 Dating & Social](https://appshunter.io/ios/app/metya-web3-dating-and-social/id6741414254) | 5.0 (2) | Free | Social Networking | | [Firefly: Web3 Everything App](https://appshunter.io/ios/app/firefly-web3-everything-app/id1640183078) | 4.2 (25) | Free | Social Networking | ## Related topics [mpchat](https://appshunter.io/ios/topics/mpchat) · [precision btc network](https://appshunter.io/ios/topics/precision-btc-network) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*