# MPChat: Social & Banking — user reviews

> 8 indexed App Store user reviews of MPChat by MP Network Inc, rated 4.30/5 from 11 ratings.

- Source: https://appshunter.io/ios/app/mpchat-social-and-banking/id6740080537/reviews
- App overview in markdown: https://appshunter.io/ios/app/mpchat-social-and-banking/id6740080537.md
- Rating breakdown: 5★ 9 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 2

## Most critical reviews (8 lowest-rated)

### 1/5 — 开卡十刀，提现2.1刀

*2026-08-15*

刀刀致命，卡拿到了也不敢绑啊。😃

### 1/5 — 吹牛大神

*2026-06-27*

为什么没有阅后即焚功能？？

### 5/5 — 相当好用，可惜知道的多不多

*2026-08-17*

相当于国际版微信，可以转账，发红包，扫码支付，也可以加密聊天，要是有视频通话就完美了

### 5/5 — 支付很方便

*2026-06-03*

出门在外  有个数字💲银行卡💳支付 关键时刻很好用 五星好评

### 5/5 — I think it's really good! Intersection like

*2025-11-16, version 1.1.0*

It really feels very good for always using this.

### 5/5 — Very powerful, very easy to use, support it

*2025-11-15, version 1.1.0*

I think it is OK and the design is very new.

### 5/5 — Finally! A card that works for AI tools.

*2025-11-12, version 1.1.0*

I’ve been struggling to find a card to pay for ChatGPT, Midjourney, and other dev subscriptions. The MP virtual card worked perfectly on the first try. Topping it up with USDT from the wallet was instant. This is a must-have app for any dev or AI user stuck with payment issues.

### 5/5 — Highly recommended

*2025-05-02*

I rely heavily on encrypted communication, and I’m also a crypto investor.
MP has finally solved a long-time pain point for me — having a wallet full of stablecoins but not even being able to buy a bottle of water.
It’s hands down the most hassle-free USDT VISA card for digital nomads.
If you’re the type to travel with just a passport, laptop, and a hardware wallet, then MP is that final missing piece that lets you swipe and spend like a normal person.

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*