# MSB Digital Bank — Empower Your Journey

> Digital banking app for secure, convenient, and feature-rich financial management. (iPhone/iPad app by Vietnam Maritime Commercial Joint Stock Bank.)

- Source: https://appshunter.io/ios/app/msb-digital-bank/id6740115468 (this page in markdown: same URL + `.md`)
- Developer: [Vietnam Maritime Commercial Joint Stock Bank](https://appshunter.io/developer/1448568155)
- Category: Finance
- Price: Free
- Rating: 4.90/5 from 44 App Store ratings · 29 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 306 MB
- Languages: American English, Vietnamese
- Released: 2025-04-09
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/msb-digital-bank/id6740115468/reviews.md

## What is MSB Digital Bank?

MSB Digital Bank - A Powerful Super App for Your Digital Banking Experience

MSB Digital Bank is MSB’s next-generation digital banking and mobile banking app, enabling you to open an account online via eKYC in just one minute, choose a personalized account number, enjoy free 24/7 money transfers, open online savings accounts, make QR payments, pay bills, and manage your personal finances—all from your smartphone.

Built on an advanced Super App architecture and powered by international-standard technology, MSB Digital Bank delivers a seamless All-in-One financial ecosystem. Banking transactions, cashless payments, and personal financial management are all available within a single application.

MSB is proud to have received the "Best Digital Transformation Bank in Vietnam" award (*), reaffirming our commitment to delivering a modern, secure, and convenient digital banking experience.

INNOVATIVE FEATURES – A PREMIUM EXPERIENCE
- Explore without signing in: Experience a flexible digital financial environment with guest access. Discover the full capabilities of the super app before opening an account.
- Personalized experience: Enjoy a smart, user-friendly interface that can be customized to suit your preferences and daily habits.
- Powerful performance: Experience fast, reliable, and seamless 24/7 banking transactions powered by international-standard technology.
- Advanced security: Multi-layer security protection helps safeguard your account and every transaction you make.

EXCLUSIVE FINANCIAL BENEFITS & OUTSTANDING CONVENIENCE
- Free lifetime online account opening: Complete 100% digital eKYC verification in just one minute. No minimum balance requirement, free 24/7 transfers, no account maintenance fees, and free ATM cash withdrawals.
- Express your individuality: Choose a personalized account number based on your phone number, date of birth, or favorite number sequence.
- Comprehensive financial management: Take control of your cash flow, assets, and personal finances. Track spending visually and manage your budget more effectively.
- High-limit 24/7 transfers: Conveniently transfer funds with limits of up to VND 10 billion through a streamlined transaction process.
- Attractive online savings rates: Open savings accounts anytime, anywhere without visiting a branch. Earn up to an additional 0.9% interest rate when opening your first online savings account with MSB.

ALL-IN-ONE CONVENIENCE AT YOUR FINGERTIPS
- Pay electricity, water, internet, and other utility bills.
- Fast, secure, and convenient QR code payments.
- Automatic mobile phone top-ups.
- Schedule recurring or future-dated money transfers.

EXCITING REWARDS AND SPECIAL OFFERS
- Earn cashback of up to VND 1.2 million per year on bill payments and automatic top-ups.
- Receive rewards of up to VND 2 million when referring friends who successfully open an account.
- Enjoy thousands of exclusive offers from more than 300 MSB partners immediately after opening your account.

DOWNLOAD MSB DIGITAL BANK TODAY
Experience a modern digital banking app with:
- Online account opening via eKYC
- Personalized account numbers
- Free 24/7 money transfers
- High-limit fund transfers
- Online savings accounts
- QR code payments
- Bill payments
- Expense tracking and budgeting
- Comprehensive personal financial management
- An All-in-One digital banking ecosystem in a single super app

(*) Award presented by The Global Economics Magazine.
Learn more about MSB’s awards at:
https://www.msb.com.vn/vi/tin-tuc.html#giai-thuong

Contact Information
MSB – Reach New Heights
Hotline: 1900 6083
Website: https://www.msb.com.vn
Zalo: https://zalo.me/msbvietnam

## Key features

- 1-minute online account opening
- Free lifetime transactions
- Attractive online savings rates
- Automated bill payments
- Expense tracking
- ATM and branch locator
- Exclusive partner discounts

## Recent user reviews (10 of 29)

All indexed reviews: https://appshunter.io/ios/app/msb-digital-bank/id6740115468/reviews.md

### 5/5 — Tốt

*2026-08-21*

Tuyệt vời

### 5/5 — App nhanh

*2026-08-20*

App nhanh, tiện

### 5/5 — Tuyệt

*2026-08-19*

App mượt, giao diện xịn

### 5/5 — App mới

*2026-08-19*

App mới tiện lợi, dễ sử dụng 🥰🥰

### 5/5 — MSB

*2026-08-18*

Tiện lợi, dễ sử dụng

### 5/5 — Cảm nhận

*2026-08-18*

App dùng rất tốt, rất tiện ích, thuận tiện, bảo mật

### 5/5 — Đánh giá

*2026-08-15*

App dùng rất mượt và bảo mật cao, tuyệt vời

### 5/5 — App mượt

*2026-07-31*

Giao diện thân thiện, dễ sử dụng, trực quan

### 5/5 — 35 năm văn hoá

*2026-07-30*

MSB tuyệt Thanhph4

### 5/5 — Đánh giá

*2026-07-27*

Tốt, dễ xài

## Frequently asked questions about MSB Digital Bank

### What are the key benefits of using MSB Digital Bank?

MSB Digital Bank offers a 1-minute online account opening, free lifetime transactions including interbank transfers, and attractive online savings rates with a bonus for first-time savers. Users can also enjoy automated bill payments, expense tracking, and exclusive partner offers.

### How secure is MSB Digital Bank?

The app is designed with maximum security and privacy in mind, ensuring your financial data is protected. It has been awarded as the 'Best Digital Transformation Bank in Vietnam 2022', indicating a strong focus on secure digital experiences.

### Can I open an account with MSB Digital Bank online?

Yes, you can open an MSB account in just 1 minute with 100% online identification. You can even choose your account number to be your phone number, birthday, or a nickname.

### What types of transactions are free with MSB Digital Bank?

MSB Digital Bank offers free lifetime services including online transfers (internal and Napas 247 interbank), issuance of M-Pro debit cards, ATM withdrawals at MSB ATMs, and account maintenance. There is no minimum balance required.

### How can I earn extra interest on savings with MSB Digital Bank?

You can earn attractive interest rates on savings with various forms and tenors suitable for your needs. Additionally, you receive an extra 0.9% interest rate when opening your first savings account with MSB.

### Does MSB Digital Bank have ads?

No, MSB Digital Bank does not contain advertisements. The app is free to download and use without any ad interruptions.

### What devices is MSB Digital Bank available on?

MSB Digital Bank is available on iPhone and iPod devices. The latest version is 1.15.0, and it was last updated on February 9, 2026.

### How often is MSB Digital Bank updated?

The app is regularly updated to improve features and security. The latest version, 1.15.0, was released on February 9, 2026, indicating ongoing development and support.

## Version history (last 5 releases)

### 1.25.0 — 2026-08-27

The upgraded version is now available with many attractive features and a superior experience. Please update your app to continue using MSB's services!

### 1.24.0 — 2026-08-10

The upgraded version is now available with many attractive features and a superior experience. Please update your app to continue using MSB's services!

### 1.23.0 — 2026-07-27

The upgraded version is now available with many attractive features and a superior experience. Please update your app to continue using MSB's services!

### 1.22.0 — 2026-07-10

Improve performance.

### 1.21.0 — 2026-06-15

Improve performance.

## Apps similar to MSB Digital Bank

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [BIZ MBBank 2.0](https://appshunter.io/ios/app/biz-mbbank-20/id6471627992) | 4.9 (82) | Free | Finance |
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## More apps by Vietnam Maritime Commercial Joint Stock Bank

- [MSB mBank](https://appshunter.io/ios/app/msb-mbank/id436134873)
- [M-eMobile (Corporate)](https://appshunter.io/ios/app/m-emobile-corporate/id1019422701)
- [MSB Plus](https://appshunter.io/ios/app/msb-plus/id1525133110)
- [TNEX - Ngân hàng số thế hệ mới](https://appshunter.io/ios/app/tnex-ngan-hang-so-the-he-moi/id1527220699)
- [M-Connect](https://appshunter.io/ios/app/m-connect/id6446274485)
- [Digi.Sale](https://appshunter.io/ios/app/digisale/id6447620112)

All apps by Vietnam Maritime Commercial Joint Stock Bank: https://appshunter.io/developer/1448568155

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*