# MSEFCU Mobile > Aggregates financial accounts, manages transactions, and facilitates payments and deposits. (iPhone/iPad app by Merced School Employees Federal Credit Union.) - Source: https://appshunter.io/ios/app/msefcu-mobile/id1380368726 (this page in markdown: same URL + `.md`) - Developer: [Merced School Employees Federal Credit Union](https://appshunter.io/developer/1199609641) - Category: Finance - Price: Free - Rating: 4.80/5 from 6,298 App Store ratings · 54 written reviews indexed - Age rating: 12+ - Requires: iOS 18.4 · 172 MB - Languages: American English, European Spanish - Released: 2018-06-11 - Data updated: 2026-08-25 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/msefcu-mobile/id1380368726/reviews.md ## What is MSEFCU Mobile? Merced School Employees Federal Credit Union is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with MSEFCU Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the MSEFCU Mobile app, you must be enrolled as a (F.I. NAME) Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. ## Key features - Aggregate all financial accounts - Add tags, notes, and photos to transactions - Set balance alerts - Make payments to companies and friends - Transfer money between accounts - Deposit checks remotely - Reorder or turn off debit cards ## What do users think of MSEFCU Mobile? Overall sentiment: negative **Pros** - 👍 Convenient and easy to use - 💖 Great app and service - 🚀 Accessible and simple - 🤑 Fantastic banking experience **Cons** - 🐛 Syncing errors and reliability issues - 🕰️ Delayed transaction updates - 🔍 Difficult to view account details - 🤯 Frustrating app experience **Commonly reported bugs** - App deleted from device - Login and password issues - Incorrect account balance display - Maintenance downtime problems **Most requested features** - Improve mobile deposit process - Add ability to view credit card transactions - Provide more detailed transaction history - Enhance app responsiveness and reliability ## Recent user reviews (10 of 54) All indexed reviews: https://appshunter.io/ios/app/msefcu-mobile/id1380368726/reviews.md ### 5/5 — Love it *2026-06-25, version 3.35.0* Love the fact am able to do this. However, I wish funds were available quicker. ### 1/5 — Newest update doesn’t let you log in *2026-06-19, version 3.35.0* There is no way to log in. I can’t put in my password number because the password prompt does not show up ### 1/5 — App doesn't work now *2026-05-29, version 3.28.0* Cant use the app any more. required to update just to check my bank. Can't update. Useless. ### 5/5 — Best *2026-05-26, version 3.34.1* I’ve been with this Bank since it was only in Merced I was 19 years old. I’m now 64 still with the same Bank love this Bank. ### 1/5 — Transaccions *2026-05-02, version 3.33.0* The app does not update in real time and does not give visibility to credit card transactions It’s pretty bad ! ### 5/5 — Super convenient *2026-03-18, version 3.32.0* Super easy to use and very convenient Thank you for this app ### 1/5 — Credit card *2026-03-03, version 3.30.2* I would want to be able to see my credit card transactions on my MSEFCU mobile app for that I give a 1 star ### 5/5 — Mobile *2026-02-28, version 3.30.2* Awesome service!! ### 5/5 — Best bank *2026-02-26, version 3.30.2* Super easy to use and convenient. Love it here!!! ### 5/5 — Great app! *2026-02-19, version 3.30.2* Works perfectly! ## Frequently asked questions about MSEFCU Mobile ### What does the MSEFCU Mobile app do? The MSEFCU Mobile app allows you to manage all your financial accounts, including those from other banks and credit unions, in a single view. You can organize transactions, set alerts, make payments, transfer money, deposit checks, and manage your debit card. ### What are the key features of MSEFCU Mobile? Key features include aggregating all financial accounts, adding tags and notes to transactions, setting balance alerts, making payments, transferring money, depositing checks by photo, and managing debit cards. It also offers security features like passcode and biometric login. ### Is MSEFCU Mobile free to use? Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases for core functionalities. However, the app does display ads. ### What devices is MSEFCU Mobile compatible with? The app supports security features like fingerprint or face reader on supported devices, indicating compatibility with modern smartphones and tablets. To use the app, you must be enrolled as an Internet Banking user with Merced School Employees Federal Credit Union. ### How can I use MSEFCU Mobile to manage my finances? You can use the app to get a consolidated view of all your financial accounts, track spending by adding tags and notes, receive notifications for low balances, pay bills and friends, move money between your accounts, and deposit checks without visiting a branch. ## Version history (last 5 releases) ### 3.37.0 — 2026-08-18 Version 3.37.0 • Bug fixes and performance improvements ### 3.36.0 — 2026-07-14 Version 3.36.0 • Bug fixes and performance improvements ### 3.35.0 — 2026-06-09 Version 3.35.0 • Bug fixes and performance improvements ### 3.34.1 — 2026-05-22 Version 3.34.1 • Bug fixes and performance improvements ### 3.34.0 — 2026-05-19 Version 3.34.0 • Bug fixes and performance improvements ## Apps similar to MSEFCU Mobile | App | Rating | Price | Category | | --- | --- | --- | --- | | [Mocse FCU](https://appshunter.io/ios/app/mocse-fcu/id1475805894) | 4.8 (1,515) | Free | Finance | | [Tulee](https://appshunter.io/ios/app/tulee/id1583994857) | 4.3 (3,872) | Free | Finance | | [Valley First Mobile Banking](https://appshunter.io/ios/app/valley-first-mobile-banking/id425208861) | 4.5 (1,176) | Free | Finance | | [MERCO Credit Union](https://appshunter.io/ios/app/merco-credit-union/id1448300338) | 4.8 (672) | Free | Finance | | [Westamerica Bank](https://appshunter.io/ios/app/westamerica-bank/id1033949437) | 4.7 (4,745) | Free | Finance | | [Travis CU Mobile](https://appshunter.io/ios/app/travis-cu-mobile/id600147502) | 4.8 (26,514) | Free | Finance | ## Related topics [msufcu mobile](https://appshunter.io/ios/topics/msufcu-mobile) · [msfcu](https://appshunter.io/ios/topics/msfcu) · [msdfcu](https://appshunter.io/ios/topics/msdfcu) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*