# mshiFFt — Seamless Banking

> Seamless Banking (iPhone/iPad app by Shivalik Small Finance Bank Ltd.)

- Source: https://appshunter.io/ios/app/mshifft/id6463722276 (this page in markdown: same URL + `.md`)
- Developer: [Shivalik Small Finance Bank Ltd](https://appshunter.io/developer/1325595484)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 58 MB
- Languages: American English
- Released: 2026-07-03
- Data updated: 2026-08-19
- User reviews in markdown: https://appshunter.io/ios/app/mshifft/id6463722276/reviews.md

## What is mshiFFt?

Discover a smarter way to bank with Shivalik Mobile Banking 2.0 (mShiFFT). Revolutionise the way you manage your finances with our user-friendly mobile banking app that brings banking to your fingertips. Experience the future of banking were banking meets convenience. Manage your money on your terms, with Shivalik Mobile Banking 2.0 (mShiFFT) as your financial partner. No more waiting in lines.
So, take control of your financial destiny today. Download Shivalik Mobile banking 2.0 (mShiFFT) and experience banking like never before


## Version history (last 5 releases)

### 1.25 — 2026-08-12

We've optimized the app for better speed, reliability, and ease of use, along with introducing new features to enhance your banking journey. Update now from the store.

### 1.24 — 2026-07-29

1) Close your OD against FD instantly from your phone. 
2) Free up your Fixed Deposit and settle your overdraft in seconds - quick, secure, and fully digital.

### 1.23 — 2026-06-22

1)  Daily RD for smarter savings: A new feature that lets you save small amounts daily to build wealth easily.
2) Improved In-App & Push Notifications: Timely and personalized alerts to keep you updated on important activities.

### 1.22 — 2026-05-18

1) Digital Overdraft against FD — Unlock instant funds against your Fixed Deposit, without breaking it. Get liquidity when you need it, while your FD keeps earning.
2) Simplified IMPS — Send money instantly, anytime using mobile number. A faster, easier way to transfer funds with fewer steps and zero hassle

### 1.21 — 2026-02-17

1) FD Maturity Instruction change.
2) UI changes for FD calculator.
3) Addition in Loan Payment module.

## More apps by Shivalik Small Finance Bank Ltd

- [Shivalik Mobile Banking](https://appshunter.io/ios/app/shivalik-mobile-banking/id1325595485)

All apps by Shivalik Small Finance Bank Ltd: https://appshunter.io/developer/1325595484

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*